HBO CONSULT
ActiveSummary
HBO CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €508. Its solvency ranks better than 47% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-42
Solvency78▼-11
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 2.78 in 2024; short-term debt: 47.4% and cash: 39.2% of total assets), and 47.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 2.9%
2024 · €17k
2024: €17k
2025: €18k▲ +2.9% vs 2024
2024 → 2025
Total assets
€34k▲ 25.2%
2024 · €27k
2024: €27k
2025: €34k▲ +25.2% vs 2024
2024 → 2025
Net result
€508▼ 96.5%
2024 · €14k
2024: €14k
2025: €508▼ -96.5% vs 2024
2024 → 2025
Working capital
€11k▼ 36.7%
2024 · €17k
2024: €17k
2025: €11k▼ -36.7% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€17k-€18k▲ 2.9%
2024: €17k
2025: €18k▲ +2.9% vs 2024
Operating result€18k-€4k▼ 76.1%
2024: €18k
2025: €4k▼ -76.1% vs 2024
Net result€14k-€508▼ 96.5%
2024: €14k
2025: €508▼ -96.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€7k
Current assets
€27k
Equity and liabilities €34k
Equity
€18k ▲ 2.9%
Debt
€16k ▲ 64.8%
Debt's share of the balance-sheet total rises from 36.0% to 47.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k
Cash flow
€1k
Current ratio
1.68▼
2024 · 2.78
Debt to equity
0.90▲
2024 · 0.56
ROE
2.8%▼
2024 · 82.8%
ROA
1.5%▼
2024 · 53.0%
Interest coverage
4.53
Debt ≤ 1 year
€16k▲
2024 · €10k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€34k▲
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Furniture and vehicles24-€7k
Current assets29/58€27k€27k▼
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€12k=
Other amounts receivable41-€100
Cash at bank and in hand54/58€16k€13k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€27k€34k▲
Equity10/15€17k€18k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€14k€15k▲
Amounts payable17/49€10k€16k▲
Amounts payable within one year42/48€10k€16k▲
Trade debts44€200€923▲
Suppliers440/4€200€923▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Remuneration and social security454/9-€152
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€819
Other operating charges640/8€50€217▲
Gross operating margin9900€18k€5k▼
Operating profit (loss)9901€18k€4k▼
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€18€1k▲
Recurring financial charges65€18€1k▲
Profit (loss) for the period before taxes9903€18k€3k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€14k€508▼
Profit (loss) for the period to be appropriated9905€14k€508▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€15k▲
Profit (loss) brought forward from the previous period14P-€14k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €819 | - |
| Other operating charges640/8 | €50 | €217 | ▲ 334% |
| Gross operating margin9900 | €18k | €5k | ▼ 70.5% |
| Operating profit (loss)9901 | €18k | €4k | ▼ 76.1% |
| Financial income75/76B | - | €7 | - |
| Recurring financial income75 | - | €7 | - |
| Financial charges65/66B | €18 | €1k | ▲ 6,240% |
| Recurring financial charges65 | €18 | €1k | ▲ 6,240% |
| Profit (loss) for the period before taxes9903 | €18k | €3k | ▼ 82.3% |
| Income taxes67/77 | €4k | €3k | ▼ 27.2% |
| Profit (loss) for the period9904 | €14k | €508 | ▼ 96.5% |
| Profit (loss) for the period to be appropriated9905 | €14k | €508 | ▼ 96.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €27k | €34k | ▲ 25.2% |
| Fixed assets21/28 | - | €7k | - |
| Tangible fixed assets22/27 | - | €7k | - |
| Furniture and vehicles24 | - | €7k | - |
| Current assets29/58 | €27k | €27k | ▼ 0.1% |
| Amounts receivable within one year40/41 | €12k | €12k | ▲ 0.9% |
| Trade receivables40 | €12k | €12k | = |
| Other amounts receivable41 | - | €100 | - |
| Cash at bank and in hand54/58 | €16k | €13k | ▼ 13.8% |
| Deferred charges and accrued income490/1 | - | €2k | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €27k | €34k | ▲ 25.2% |
| Equity10/15 | €17k | €18k | ▲ 2.9% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €14k | €15k | ▲ 3.5% |
| Amounts payable17/49 | €10k | €16k | ▲ 64.8% |
| Amounts payable within one year42/48 | €10k | €16k | ▲ 64.8% |
| Trade debts44 | €200 | €923 | ▲ 361% |
| Suppliers440/4 | €200 | €923 | ▲ 361% |
| Taxes, remuneration and social security45 | €10k | €15k | ▲ 58.7% |
| Taxes450/3 | €10k | €15k | ▲ 57.1% |
| Remuneration and social security454/9 | - | €152 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €508 | ▼ 96.5% |
| + Depreciation and write-downs630 | - | €819 | - |
| Operating cash flow (approximation) | €14k | €1k | ▼ 90.8% |
| Change in cash | - | €-2k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2024
Ground area
281 m²
Building footprint
85 m²
Volume, LiDAR
454 m³
Parcel 23645C0089/00C000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HBO CONSULT
since 20242.361.166.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23645C0089/00C000 | Flanders | 281 m² | 1 · 85 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 29,432 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
hbo.consult@outlook.beVilvoorde
Phone
+32483355889Vilvoorde
Scores and ratios are computed by Checked and are not a credit decision.