HBMed

Active

Private limited companyfounded 20251 yr activePlace de l'Avoué 10, 4171 Comblain-au-Pont, BelgiumKBO/BCE: BE 1028.264.633

Summary

The computed 12-month bankruptcy probability of HBMed is 1.6% (moderate). The 2025 annual accounts show equity of €17,410 and a net result of €13,910. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

HBMedActiveChecked score 63/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€43,393total assets 2025

Equity: €17,410
Profit: €13,910

Turnover not published (abridged schema)

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts 114 d early0 of 1 deed read

Why 63- Founded in 2025- No main activity registered+ Size: total assets €43,393+ Liquidity: current ratio 0.29, cash €5,838Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 49% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 65

equity 40.1% of total assets

Liquidity 36

short-term debt 59.9% · cash 13.5%

Profitability 100

return on assets 32.1%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Founded in 2025 raises the probability for this profile
No main activity registered raises the probability
Size: total assets €43,393 lowers the probability for this profile
Liquidity: current ratio 0.29, cash €5,838 lowers the probability

Credit up to €1,000 at 30 days acceptable

Liquidity short (current ratio 0.29; short-term debt: 59.9% and cash: 13.5% of total assets), and 59.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 39%, liquidity 20%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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