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HBM SERVICES

Active
Private limited companyfounded 20242 yrs activeNerviërsstraat 49, 1730 Asse, BelgiumKBO/BCE: BE 1004.391.745
Summary

The computed 12-month bankruptcy probability of HBM SERVICES is 10.7% (high). The 2025 annual accounts show negative equity (-€8,842) and a net result of -€10,842. Its solvency ranks better than 5% of 4709 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
10.7% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
1 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 January 2024, HBM SERVICES was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€25,290
EBIT margin
-41.9%
Net result
-€10,842
Working capital
-€8,842

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2025 value
Debt
€9,038
Debt ≤ 1 year
€9,038
Ratios withheld: a balance sheet total of €195 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 10.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 23 lines
Balance sheet Code2025
Assets
Total assets20/58€195
Current assets29/58€195
Amounts receivable within one year40/41€94
Other amounts receivable41€94
Cash at bank and in hand54/58€101
Equity and liabilities
Total equity and liabilities10/49€195
Equity10/15-€8,842
Contributions10/11€2,000
Profit (loss) carried forward14-€10,842
Amounts payable17/49€9,038
Amounts payable within one year42/48€9,038
Other amounts payable47/48€9,038
Income statement Code2025
Turnover70€25,290
Goods, raw materials, services and sundry goods60/61€34,968
Other operating charges640/8€913
Gross operating margin9900-€9,678
Operating profit (loss)9901-€10,591
Financial charges65/66B€251
Recurring financial charges65€251
Profit (loss) for the period before taxes9903-€10,842
Profit (loss) for the period9904-€10,842
Profit (loss) for the period to be appropriated9905-€10,842
Appropriation of the result
Profit (loss) to be appropriated9906-€10,842

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€25,290
Goods, raw materials, services and sundry goods60/61€34,968
Other operating charges640/8€913
Gross operating margin9900-€9,678
Operating profit (loss)9901-€10,591
Financial charges65/66B€251
Recurring financial charges65€251
Profit (loss) for the period before taxes9903-€10,842
Profit (loss) for the period9904-€10,842
Profit (loss) for the period to be appropriated9905-€10,842
Line2025
Assets
Total assets20/58€195
Current assets29/58€195
Amounts receivable within one year40/41€94
Other amounts receivable41€94
Cash at bank and in hand54/58€101
Equity and liabilities
Total equity and liabilities10/49€195
Equity10/15-€8,842
Contributions10/11€2,000
Profit (loss) carried forward14-€10,842
Amounts payable17/49€9,038
Amounts payable within one year42/48€9,038
Other amounts payable47/48€9,038
Line2025
Profit (loss) for the period9904-€10,842
Operating cash flow (approximation)-€10,842

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
560 m²
Building footprint
213 m²
Volume, LiDAR
2,485 m³
2 parcels, Brussels, Flanders · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
39 companies at this address See who is registered here
2 establishment units
HBM SERVICES
Nerviërsstraat 49, 1730 AsseRetail trade
since 20242.355.297.085
Processiestraat 2A, 1070 Anderlecht
Limited-service restaurants
since 20242.361.955.938
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23002F0905/00D016 Flanders 419 m² 1 · 71 m² 10.1 m · 3 fl.
21308H0509/00M004 Brussels 142 m² 1 · 142 m² 15.2 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Anderlecht2.361.955.938
1 permission
Toelating · Eetgelegenheid · since 06-08-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,684 companies in sector 49330 we hold annual accounts for 2,299. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
47400Retail sale of information and communication equipment
47519Retail trade
47789Other retail sale of new goods
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004391745
Also 9925:BE1004391745
Registered 04-01-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.