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Private limited companyfounded 20179 yrs activeKleine Bergen 5, 2830 Willebroek, BelgiumKBO/BCE: BE 0676.756.726
Summary

HBM has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.8m and a net result of €1.6m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 31942 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €7.8m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
6 d early
2024
65 d early
2023
5 d early
2022
40 d early
2021
54 d early
2020
60 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 June 2017, HBM was incorporated.1 Total assets went from EUR 1.7 million in 2018 to EUR 15 million in 2025 and headcount from 0.5 full-time equivalents in 2021 to 2 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€7.8m▲ 25.9%
2024 · €6.2m
Total assets
€15.3m▲ 8.0%
2024 · €14.2m
Net result
€1.6m▼ 2.8%
2024 · €1.6m
Working capital
€623,678▲ 18.7%
2024 · €525,498
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€37,289▲ 6.0%-€92,941▼ 149%-€130,139▼ 40.0%-€185,963▼ 42.9%-€178,110▲ 4.2%
Net result€501,125above the sector's middle half▲ 54.4%€494,574above the sector's middle half▼ 1.3%€3.0mabove the sector's middle half▲ 501%€1.6mabove the sector's middle half▼ 44.5%€1.6mabove the sector's middle half▼ 2.8%
Equity€1.1mabove the sector's middle half▲ 88.7%€1.6mabove the sector's middle half▲ 46.4%€4.5mabove the sector's middle half▲ 190%€6.2mabove the sector's middle half▲ 36.4%€7.8mabove the sector's middle half▲ 25.9%
Total assets€2.5mabove the sector's middle half▲ 27.8%€12.2mabove the sector's middle half▲ 389%€13.2mabove the sector's middle half▲ 8.5%€14.2mabove the sector's middle half▲ 7.4%€15.3mabove the sector's middle half▲ 8.0%
Debt€1.4m▲ 3.0%€10.6m▲ 646%€8.7m▼ 18.2%€8.0m▼ 7.7%€7.5m▼ 5.8%
Working capital€45,811within the sector's middle half-€3.5mbelow the sector's middle half-€33,732below the sector's middle half▲ 99.0%€525,498above the sector's middle half€623,678above the sector's middle half▲ 18.7%
Solvency42.8%within the sector's middle half▲ 13.8pp12.8%below the sector's middle half▼ 30.0pp34.3%within the sector's middle half▲ 21.5pp43.6%within the sector's middle half▲ 9.3pp50.8%within the sector's middle half▲ 7.2pp
Current ratio1.22within the sector's middle half▲ 1.130.16below the sector's middle half▼ 1.060.99below the sector's middle half▲ 0.831.16within the sector's middle half▲ 0.181.14within the sector's middle half▼ 0.02
Return on assets (ROA)20.1%within the sector's middle half▲ 3.5pp4.1%within the sector's middle half▼ 16.1pp22.5%within the sector's middle half▲ 18.4pp11.6%within the sector's middle half▼ 10.9pp10.5%within the sector's middle half▼ 1.2pp
Staff (FTE)0.50.3▼ 40.0%1.8▲ 500%2▲ 11.1%2=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1.0m€0€1.0m€2.0m€3.0mOperating result 2021: -€37,289-€37,289Net result 2021: €501,125€501,125Operating result 2022: -€92,941-€92,941Net result 2022: €494,574€494,574Operating result 2023: -€130,139-€130,139Net result 2023: €3.0m€3.0mOperating result 2024: -€185,963-€185,963Net result 2024: €1.6m€1.6mOperating result 2025: -€178,110-€178,110Net result 2025: €1.6m€1.6m20212022202320242025-€1m€0€1m€2m€3mOperating result 2023: -€130,139-€130,000Net result 2023: €3.0m€3mOperating result 2024: -€185,963-€186,000Net result 2024: €1.6m€1.6mOperating result 2025: -€178,110-€178,000Net result 2025: €1.6m€1.6m202320242025
The operating result stays negative: a loss of €178,110 in 2025 against €185,963 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.3m
Fixed assets €10.3m ▼ 1.3%
Current assets €5.0m ▲ 34.2%
Equity and liabilities €15.3m
Equity €7.8m ▲ 25.9%
Debt €7.5m ▼ 5.8%
Debt's share of the balance-sheet total falls from 56.4% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
20.6%▼
2024 · 26.7%
Debt ≤ 1 year
€4.4m▲
2024 · €3.2m
Debt > 1 year
€3.2m▼
2024 · €4.8m
Income taxes
-€2,680▼
2024 · -€2,356
Staff costs
€12,585▼
2024 · €14,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet Code20242025
Assets
Total assets20/58€14.2m€15.3m▲
Fixed assets21/28€10.5m€10.3m▼
Tangible fixed assets22/27€1.9m€1.7m▼
Land and buildings22€1.7m€1.6m▼
Plant, machinery and equipment23€802€1,334▲
Furniture and vehicles24€159,961€106,919▼
Other tangible fixed assets26€32,250€23,514▼
Financial fixed assets28€8.6m€8.6m=
Current assets29/58€3.7m€5.0m▲
Amounts receivable after more than one year29€2.0m€3.3m▲
Other amounts receivable291€2.0m€3.3m▲
Amounts receivable within one year40/41€452,683€704,761▲
Trade receivables40€65,425€209,205▲
Other amounts receivable41€387,258€495,556▲
Current investments50/53€249,996€249,996=
Cash at bank and in hand54/58€969,158€670,786▼
Deferred charges and accrued income490/1€10,883€19,346▲
Equity and liabilities
Total equity and liabilities10/49€14.2m€15.3m▲
Equity10/15€6.2m€7.8m▲
Contributions10/11€18,550€18,550=
Reserves13€6.2m€7.8m▲
Distributable reserves133€6.2m€7.8m▲
Amounts payable17/49€8.0m€7.5m▼
Amounts payable after more than one year17€4.8m€3.2m▼
Financial debts170/4€4.8m€3.2m▼
Other amounts payable178/9€4,605€4,605=
Amounts payable within one year42/48€3.2m€4.4m▲
Current portion of amounts payable after more than one year42€1.6m€1.6m▼
Financial debts43€1.5m€2.7m▲
Credit institutions430/8€1.5m€2.7m▲
Trade debts44€14,018€23,826▲
Suppliers440/4€14,018€23,826▲
Taxes, remuneration and social security45€23,040€25,544▲
Taxes450/3€18,244€21,544▲
Remuneration and social security454/9€4,796€4,000▼
Other amounts payable47/48€18,806€6,538▼
Accrued charges and deferred income492/3€9,450€9,871▲
Income statement Code20242025
Remuneration, social security and pensions62€14,201€12,585▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113,138€134,500▲
Other operating charges640/8€23,370€17,620▼
Gross operating margin9900-€35,254-€13,405▲
Operating profit (loss)9901-€185,963-€178,110▲
Financial income75/76B€2.1m€2.0m▼
Recurring financial income75€8,932€6,591▼
Non-recurring financial income76B€2.1m€2.0m▼
Financial charges65/66B€268,037€265,635▼
Recurring financial charges65€268,037€265,635▼
Profit (loss) for the period before taxes9903€1.6m€1.6m▼
Income taxes67/77-€2,356-€2,680▼
Profit (loss) for the period9904€1.6m€1.6m▼
Profit (loss) for the period to be appropriated9905€1.6m€1.6m▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.2m€1.6m▼
Profit (loss) brought forward from the previous period14P€4.5m-
Transfer to equity691/2€6.2m€1.6m▼
To other reserves6921€6.2m€1.6m▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€8,019€11,450€14,201€12,585▼ 11.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,267€49,290€73,279€113,138€134,500▲ 18.9%
Other operating charges640/8-€23,530€10,406€23,370€17,620▼ 24.6%
Gross operating margin9900-€15,837-€12,102-€35,004-€35,254-€13,405▲ 62.0%
Operating profit (loss)9901-€37,289-€92,941-€130,139-€185,963-€178,110▲ 4.2%
Financial income75/76B-€610,001€3.4m€2.1m€2.0m▼ 2.7%
Recurring financial income75-€1€16,789€8,932€6,591▼ 26.2%
Non-recurring financial income76B-€610,000€3.4m€2.1m€2.0m▼ 2.6%
Financial charges65/66B-€22,487€309,379€268,037€265,635▼ 0.9%
Recurring financial charges65€14,336€22,487€309,379€268,037€265,635▼ 0.9%
Profit (loss) for the period before taxes9903€501,125€494,574€3.0m€1.6m€1.6m▼ 2.8%
Income taxes67/77--€5,036-€2,356-€2,680▼ 13.7%
Profit (loss) for the period9904€501,125€494,574€3.0m€1.6m€1.6m▼ 2.8%
Profit (loss) for the period to be appropriated9905€501,125€494,574€3.0m€1.6m€1.6m▼ 2.8%
Line20212022202320242025Change
Assets
Total assets20/58€2.5m€12.2m€13.2m€14.2m€15.3m▲ 8.0%
Fixed assets21/28€2.2m€11.5m€10.7m€10.5m€10.3m▼ 1.3%
Tangible fixed assets22/27€585,681€1.1m€1.2m€1.9m€1.7m▼ 7.1%
Land and buildings22-€1.0m€1.1m€1.7m€1.6m▼ 4.3%
Plant, machinery and equipment23--€1,402€802€1,334▲ 66.3%
Furniture and vehicles24-€66,455€55,862€159,961€106,919▼ 33.2%
Other tangible fixed assets26-€21,481€39,091€32,250€23,514▼ 27.1%
Financial fixed assets28€1.7m€10.4m€9.5m€8.6m€8.6m=
Current assets29/58€252,658€666,541€2.5m€3.7m€5.0m▲ 34.2%
Amounts receivable after more than one year29---€2.0m€3.3m▲ 64.3%
Other amounts receivable291---€2.0m€3.3m▲ 64.3%
Amounts receivable within one year40/41€85,051€14,872€97,965€452,683€704,761▲ 55.7%
Trade receivables40-€5,703€45,235€65,425€209,205▲ 220%
Other amounts receivable41-€9,168€52,730€387,258€495,556▲ 28.0%
Current investments50/53--€2.2m€249,996€249,996=
Cash at bank and in hand54/58€167,607€651,669€98,678€969,158€670,786▼ 30.8%
Deferred charges and accrued income490/1--€19,525€10,883€19,346▲ 77.8%
Equity and liabilities
Total equity and liabilities10/49€2.5m€12.2m€13.2m€14.2m€15.3m▲ 8.0%
Equity10/15€1.1m€1.6m€4.5m€6.2m€7.8m▲ 25.9%
Contributions10/11-€18,550€18,550€18,550€18,550=
Reserves13---€6.2m€7.8m▲ 26.0%
Distributable reserves133---€6.2m€7.8m▲ 26.0%
Profit (loss) carried forward14€1.0m€1.5m€4.5m---
Amounts payable17/49€1.4m€10.6m€8.7m€8.0m€7.5m▼ 5.8%
Amounts payable after more than one year17€1.2m€6.4m€6.2m€4.8m€3.2m▼ 34.1%
Financial debts170/4-€6.4m€6.2m€4.8m€3.2m▼ 34.1%
Other amounts payable178/9-€8,655€8,655€4,605€4,605=
Amounts payable within one year42/48€206,848€4.2m€2.5m€3.2m€4.4m▲ 36.7%
Current portion of amounts payable after more than one year42-€1.2m€1.6m€1.6m€1.6m▼ 0.1%
Financial debts43-€2.9m€750,000€1.5m€2.7m▲ 78.3%
Credit institutions430/8-€2.9m€750,000€1.5m€2.7m▲ 78.3%
Trade debts44€43,114€5,421€56,332€14,018€23,826▲ 70.0%
Suppliers440/4-€5,421€56,332€14,018€23,826▲ 70.0%
Taxes, remuneration and social security45-€7,906€23,366€23,040€25,544▲ 10.9%
Taxes450/3-€5,100€23,366€18,244€21,544▲ 18.1%
Remuneration and social security454/9-€2,806-€4,796€4,000▼ 16.6%
Other amounts payable47/48-€29,558€66,859€18,806€6,538▼ 65.2%
Accrued charges and deferred income492/3-€15,297€4,933€9,450€9,871▲ 4.5%
Line20212022202320242025Change
Profit (loss) for the period9904€501,125€494,574€3.0m€1.6m€1.6m▼ 2.8%
+ Depreciation and write-downs630€18,267€49,290€73,279€113,138€134,500▲ 18.9%
Operating cash flow (approximation)€519,392€543,863€3.0m€1.8m€1.7m▼ 1.4%
Investment in fixed assets (approximation)--€9.3m€686,219€161,729-€1,222▼ 101%
Change in cash-€484,062-€552,991€870,480-€298,373▼ 134%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Equity above €5mEq €6.2m ▲36.4%
6 profitable years in a row build equity to €6.2m.
25-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2018net €3.0m ▲501%
Net result €3.0m, the highest in the series.
30-09
Financial Equity above €2mEq €4.5m ▲190%
5 profitable years in a row build equity to €4.5m.
21-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Liquidity times 13current ratio 1.22
Current ratio from 0.09 to 1.22; short-term debt falls from €309,773 to €206,848.
30-09
Financial Equity above €1mEq €1.1m ▲88.7%
3 profitable years in a row build equity to €1.1m.
01-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Equity above €500,000Eq €564,955 ▲135%
2 profitable years in a row build equity to €564,955.
Show earlier events
17-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Back to profitnet €280,462
Net result €280,462 after one loss-making year.
30-09
Financial Equity above €200,000Eq €240,408
Equity rises from -€40,054 to €240,408.
26-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
1,080 m²
Building footprint
125 m²
Volume, LiDAR
783 m³
Parcel 12013B0315/00M000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
HBM
Kleine Bergen 5, 2830 WillebroekHoldings
since 20172.265.251.391
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12013B0315/00M000 Flanders 1,080 m² 1 · 125 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding · 3 subsidiaries in the tree

Owners 0

The accounts to 30-09-2025 list no shareholders, and no other source names one.

Holdings 1

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the annual accounts to 30-09-2025 of HBM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

984500A4YA7037FCD009
live in the LEI register

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 8,255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-06-2017
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0676756726
Also 9925:BE0676756726
Registered 19-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.