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HBDENTAL

Active
Private limited companyfounded 20241 yr activeClos du Hussard 8, 1410 Waterloo, BelgiumKBO/BCE: BE 1017.909.882
Summary

The computed 12-month bankruptcy probability of HBDENTAL is 1.9% (moderate). The 2025 annual accounts show equity of €16,252 and a net result of €16,252. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.43; short-term debt: 63.1% and cash: 90.2% of total assets), and 63.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.9%
Return on assets
36.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
15 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HBDENTAL was incorporated on 24 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€16,252
Total assets
€44,014
Net result
€16,252
Working capital
€11,921

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €44,014
Fixed assets €4,331
Current assets €39,684
Equity and liabilities €44,014
Equity €16,252
Debt €27,762
Debt finances 63.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€21,900
Cash flow
€16,805
Current ratio
1.43
Debt to equity
1.71
ROE
100.0%
ROA
36.9%
Interest coverage
421.15
Debt ≤ 1 year
€27,762
Income taxes
€5,042
Staff costs
€2,178

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€44,014
Fixed assets21/28€4,331
Tangible fixed assets22/27€4,331
Furniture and vehicles24€4,331
Current assets29/58€39,684
Cash at bank and in hand54/58€39,684
Equity and liabilities
Total equity and liabilities10/49€44,014
Equity10/15€16,252
Profit (loss) carried forward14€16,252
Amounts payable17/49€27,762
Amounts payable within one year42/48€27,762
Trade debts44€151
Suppliers440/4€151
Taxes, remuneration and social security45€13,346
Taxes450/3€7,846
Remuneration and social security454/9€5,500
Other amounts payable47/48€14,266
Income statement Code2025
Remuneration, social security and pensions62€2,178
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€553
Other operating charges640/8€434
Gross operating margin9900€24,512
Operating profit (loss)9901€21,346
Financial charges65/66B€52
Recurring financial charges65€52
Profit (loss) for the period before taxes9903€21,294
Income taxes67/77€5,042
Profit (loss) for the period9904€16,252
Profit (loss) for the period to be appropriated9905€16,252
Appropriation of the result
Profit (loss) to be appropriated9906€16,252

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€2,178
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€553
Other operating charges640/8€434
Gross operating margin9900€24,512
Operating profit (loss)9901€21,346
Financial charges65/66B€52
Recurring financial charges65€52
Profit (loss) for the period before taxes9903€21,294
Income taxes67/77€5,042
Profit (loss) for the period9904€16,252
Profit (loss) for the period to be appropriated9905€16,252
Line2025
Assets
Total assets20/58€44,014
Fixed assets21/28€4,331
Tangible fixed assets22/27€4,331
Furniture and vehicles24€4,331
Current assets29/58€39,684
Cash at bank and in hand54/58€39,684
Equity and liabilities
Total equity and liabilities10/49€44,014
Equity10/15€16,252
Profit (loss) carried forward14€16,252
Amounts payable17/49€27,762
Amounts payable within one year42/48€27,762
Trade debts44€151
Suppliers440/4€151
Taxes, remuneration and social security45€13,346
Taxes450/3€7,846
Remuneration and social security454/9€5,500
Other amounts payable47/48€14,266
Line2025
Profit (loss) for the period9904€16,252
+ Depreciation and write-downs630€553
Operating cash flow (approximation)€16,805

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
80 m²
Building footprint
80 m²
Volume, LiDAR
554 m³
Parcel 25764Q0747/00_000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Clos du Hussard 8, 1410 Waterloo
Dental practice
since 2025unit no. 2.368.387.434
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25764Q0747/00_000 Wallonia 80 m² 1 · 80 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded24-12-2024
Fiscal year end31-12
Contact
E-mail hugo.bussy@etik.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017909882
Also 9925:BE1017909882
Registered 26-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.