HBA Construct
ActiveSummary
The computed 12-month bankruptcy probability of HBA Construct is 6.2% (elevated). The 2025 annual accounts show negative equity (-€82,962) and a net result of €22,000. Equity remains stable across the filed fiscal years (±0.1% per year). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Axes · tick = 2024
Profitability-
Solvency-
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
6.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
2 d early
2023
23 d late
2022
14 d late
2021
29 d late
2020
25 d late
2019
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 16 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€82,962▲ 21.0%
2024 · -€104,962
Total assets
€18▲ 18.1%
2020 · €16
Net result
€22,000
2024 · -€64
Working capital
-€2,520▼ 21.7%
2020 · -€2,070
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€402▲ 45.6%€638-€175-€64▲ 63.6%€22,000
Net result-€449▲ 44.1%€620-€175-€64▲ 63.6%€22,000
Equity-€105,343▼ 0.4%-€104,723▲ 0.6%-€104,898▼ 0.2%-€104,962▼ 0.1%-€82,962▲ 21.0%
Total assets€18▲ 18.1%
Debt€105,361▲ 0.4%€104,723▼ 0.6%€104,898▲ 0.2%€104,962▲ 0.1%€82,962▼ 21.0%
Working capital-€2,520▼ 21.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22,000 after a loss of €64 in 2024, the highest result in the available series.
Key figures and ratios
Debt to equity
-1.00=
2024 · -1.00
Debt ≤ 1 year
€6,527▲
2024 · €2,139
Debt > 1 year
€76,435▼
2024 · €102,823
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €348 | - | - | - | - | - |
| Gross operating margin9900 | -€55 | €638 | -€175 | -€64 | €22,000 | ▲ 34,583% |
| Operating profit (loss)9901 | -€402 | €638 | -€175 | -€64 | €22,000 | ▲ 34,583% |
| Financial charges65/66B | €47 | €18 | - | - | - | - |
| Recurring financial charges65 | €47 | €18 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€449 | €620 | -€175 | -€64 | €22,000 | ▲ 34,583% |
| Profit (loss) for the period9904 | -€449 | €620 | -€175 | -€64 | €22,000 | ▲ 34,583% |
| Profit (loss) for the period to be appropriated9905 | -€449 | €620 | -€175 | -€64 | €22,000 | ▲ 34,583% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18 | - | - | - | - | - |
| Current assets29/58 | €18 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €18 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18 | €0 | €0 | €0 | €0 | - |
| Equity10/15 | -€105,343 | -€104,723 | -€104,898 | -€104,962 | -€82,962 | ▲ 21.0% |
| Contributions10/11 | €28,600 | €28,600 | €28,600 | €28,600 | €28,600 | = |
| Profit (loss) carried forward14 | -€133,943 | -€133,323 | -€133,498 | -€133,562 | -€111,562 | ▲ 16.5% |
| Amounts payable17/49 | €105,361 | €104,723 | €104,898 | €104,962 | €82,962 | ▼ 21.0% |
| Amounts payable after more than one year17 | €102,823 | €102,823 | €102,823 | €102,823 | €76,435 | ▼ 25.7% |
| Financial debts170/4 | €102,823 | €102,823 | €102,823 | €102,823 | €76,435 | ▼ 25.7% |
| Amounts payable within one year42/48 | €2,538 | €1,900 | €2,075 | €2,139 | €6,527 | ▲ 205% |
| Trade debts44 | €1,043 | €405 | €405 | €468 | €405 | ▼ 13.6% |
| Suppliers440/4 | €1,043 | €405 | €405 | €468 | €405 | ▼ 13.6% |
| Other amounts payable47/48 | €1,495 | €1,495 | €1,671 | €1,671 | €6,123 | ▲ 267% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€449 | €620 | -€175 | -€64 | €22,000 | ▲ 34,583% |
| Operating cash flow (approximation) | -€449 | €620 | -€175 | -€64 | €22,000 | ▲ 34,583% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €22,000
Net result €22,000 after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Back to profitnet €620
Net result €620 after 4 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet -€803
Net result drops to -€803, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 98 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2006
Ground area
1,682 m²
Building footprint
233 m²
2 parcels, Wallonia. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Rue des Alouettes 14, 5300 Andenne
since 20062.152.114.848
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92411B0204/00Z014 | Wallonia | 979 m² | 1 · 101 m² | - |
| 91114B0325/00S008 | Wallonia | 702 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2006
Fiscal year end31-12
Abbreviation FR
HBA
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.