HB Ontwikkelt
ActiveHB Ontwikkelt has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-2k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+1
Solvency30=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.06 in 2024; short-term debt: 95.3% and cash: 0.3% of total assets), and 95.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.7%
Return on assets
-0.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9183 sector peers (2025).
NBB · sector comparisonPosition among 9183 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
71 d early
2024
73 d early
2023
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€31k▼ 7.1%
2024 · €33k
2023: €37k
2024: €33k
2023 → 2025
Total assets
€666k▲ 4.0%
2024 · €640k
2023: €614k
2024: €640k
2023 → 2025
Net result
€-2k▲ 35.8%
2024 · €-4k
2023: €-13k
2024: €-4k
2023 → 2025
Working capital
€31k▼ 7.1%
2024 · €33k
2023: €37k
2024: €33k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€37k-€33k▼ 10.0%€31k▼ 7.1%
Operating result€-12k-€-3k▲ 75.5%€-2k▲ 27.4%
Net result€-13k-€-4k▲ 71.1%€-2k▲ 35.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €666k
Equity
€31k▼ 7.1%
Debt
€635k▲ 4.6%
The debt ratio rises from 94.8% to 95.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
4.7%▼
2024 · 5.2%
Current ratio
1.05▼
2024 · 1.06
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
20.46▲
2024 · 18.15
ROE
-7.7%▲
2024 · -11.1%
ROA
-0.4%▲
2024 · -0.6%
Debt
€635k▲
2024 · €607k
Debt ≤ 1 year
€635k▲
2024 · €607k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€640k€666k▲
Current assets29/58€640k€666k▲
Stocks and contracts in progress3€633k€663k▲
Stocks30/36€633k€663k▲
Amounts receivable within one year40/41€682€1k▲
Other amounts receivable41€682€1k▲
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€91€83▼
Equity and liabilities
Total equity and liabilities10/49€640k€666k▲
Equity10/15€33k€31k▼
Contributions10/11€50k€50k=
Capital10€50k€50k=
Issued capital100€50k€50k=
Profit (loss) carried forward14€-17k€-19k▼
Amounts payable17/49€607k€635k▲
Amounts payable within one year42/48€607k€635k▲
Financial debts43€385k€385k=
Credit institutions430/8€385k€385k=
Trade debts44€18k€24k▲
Suppliers440/4€18k€24k▲
Other amounts payable47/48€204k€226k▲
Income statement
Code20242025
Other operating charges640/8€1k€540▼
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-3k€-2k▲
Financial charges65/66B€714€206▼
Recurring financial charges65€714€206▼
Profit (loss) for the period before taxes9903€-4k€-2k▲
Profit (loss) for the period9904€-4k€-2k▲
Profit (loss) for the period to be appropriated9905€-4k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-19k▼
Profit (loss) brought forward from the previous period14P€-13k€-17k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierweegsestraat 59032 GentGround area
463 m²
Building footprint
137 m²
Volume, LiDAR
896 m³
Parcel 44074A0528/00L000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vierweegsestraat 5, 9032 Gent
since 20222.334.030.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074A0528/00L000 | Flanders | 463 m² | 1 · 137 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BUDSARA
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LANDEKEN CONSTRUCT
BE 0636.834.890
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 4,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
43990Other specialised construction activities
43995Specialised construction activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.