Financials
- Financial year
- 2024
- Total assets
- €41,367
- Profit
- €8,512
- Solvency
- 27.8%
HB-AYA
ActiveSummary
The computed 12-month bankruptcy probability of HB-AYA is 4.6% (elevated). The 2024 annual accounts show equity of €11,512 and a net result of €8,512. Its solvency ranks better than 49% of 18,735 sector peers (NACE 56, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€41,367total assets 2024
- Equity
- €11,512
- Profit
- €8,512
Turnover not published (micro format)
Structure
- ERDOGAN AliDirector
Accounts filed 61 days late
Why 41raises risk1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 02-10-2025)Founded in 2024Sector: Food and beverage service activities (NACE 56)Show the evidence
Checked score
Score 2024
41
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 65% of its sector peers (NACE 56, micro)
Financial strength
Strong
Solvency
53
equity 27.8% of total assets
Liquidity
61
short-term debt 71.7% · cash 69.6%
Profitability
94
return on assets 20.6%
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 3.9%
10-2025: 3.9%● unchanged vs 09-2025
11-2025: 2.6%▼ -1.3 percentage points vs 10-2025
12-2025: 2.7%▲ +0.1 percentage points vs 11-2025
01-2026: 2.4%▼ -0.3 percentage points vs 12-2025lowest value
02-2026: 2.4%● unchanged vs 01-2026
03-2026: 2.5%▲ +0.1 percentage points vs 02-2026
04-2026: 2.6%▲ +0.1 percentage points vs 03-2026
05-2026: 2.5%▼ -0.1 percentage points vs 04-2026
06-2026: 2.5%● unchanged vs 05-2026
07-2026: 2.5%● unchanged vs 06-2026
08-2026: 3.3%▲ +0.8 percentage points vs 07-2026
09-2026: 3.8%▲ +0.5 percentage points vs 08-2026
10-2026: 4.6%▲ +0.8 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.1, below the usual 1.5; short-term debt: 71.7% and cash: 69.6% of total assets), and 72.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 49% on solvency, 65% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 61 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
- Resignation: Erdogan Yilmaz (director)Power of attorney
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: BOURI Raphik (managing director)Gazette deed
Key points
By topic
Board & ownership
- Board
- 1 member
- ERDOGAN AliDirector
Timeline
- Events
- 5
- Since
- 2024
- 02-10-2024Appointment: BOURI Raphik (managing director)
- 29-08-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 27-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 34
- Annual meeting
- Third Saturday of June at 18:00
- Purpose
- “L’exploitation de restaurants,rôtisseries,débits de boissons,snack-bars,services de…” (deed in French)
- Statutory auditor
- No statutory auditor
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