Financials
- Fiscal year
- 2025
- Total assets
- €23,438
- Profit
- €14,814
- Solvency
- 76.0%
HB
ActiveSummary
The computed 12-month bankruptcy probability of HB is 3.5% (moderate). The 2025 annual accounts show equity of €17,814 and a net result of €14,814. Its solvency ranks better than 88% of 16155 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€23,438total assets 2025
- Equity
- €17,814
- Profit
- €14,814
Turnover not published (abridged schema)
Structure
Accounts filed 17 d late0 of 1 deed read
Why 52- Founded in 2024- Size: total assets €23,438- Sector Food and beverage service activities (NACE 56)+ Equity €17,814 (76.0% of total assets)Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 79% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 76.0% of total assets
Liquidity
50
short-term debt 24.0% · cash 7.0%
Profitability
100
return on assets 63.2%
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 3.9%
09-2025: 3.9%● 0.0% vs 08-2025
10-2025: 4.0%▲ +2.3% vs 09-2025
11-2025: 4.4%▲ +9.6% vs 10-2025
12-2025: 4.6%▲ +3.3% vs 11-2025
01-2026: 4.9%▲ +7.1% vs 12-2025
02-2026: 4.9%● 0.0% vs 01-2026
03-2026: 5.5%▲ +12.5% vs 02-2026
04-2026: 5.5%▼ -0.4% vs 03-2026
05-2026: 5.3%▼ -3.6% vs 04-2026
06-2026: 5.3%▲ +0.7% vs 05-2026
07-2026: 5.8%▲ +8.6% vs 06-2026
08-2026: 5.8%▲ +0.3% vs 07-2026highest value
09-2026: 5.8%● 0.0% vs 08-2026highest value
10-2026: 3.5%▼ -38.8% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Size: total assets €23,438 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Equity €17,814 (76.0% of total assets) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.74; short-term debt: 24% and cash: 7% of total assets), and 24% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 51%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 17-02-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 29-07-2024
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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