Financials
- Fiscal year
- 2024
- Turnover
- €90,271
- Profit
- €15,415
- Solvency
- 23.9%
Turnover▲ 28.4%
Net result
20182024
HAZAL
ActiveSummary
HAZAL has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9,823 and a net result of €15,415. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 6163 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Activity
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
Size
€90,271turnover 2024
- Equity
- €9,823
- Profit
- €15,415
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 65- Figures for FY 2024 (filed 16-05-2025)- 1 financial year not filed after the legal deadline; 1 of the last 3 late+ Founded in 2014+ Liquidity: current ratio 1.23, cash €12,334Show the evidence
Checked score
Score 2024
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 67% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
49+49
equity 23.9% of total assets
Liquidity
46-4
short-term debt 76.1% · cash 30.0%
Profitability
100+100
return on assets 37.5%
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● 0.0% vs 11-2024
01-2025: 1.3%▲ +1.7% vs 12-2024
02-2025: 1.4%▲ +1.0% vs 01-2025
03-2025: 1.3%▼ -3.3% vs 02-2025
04-2025: 1.3%▲ +1.8% vs 03-2025
05-2025: 1.3%▼ -1.7% vs 04-2025
06-2025: 0.7%▼ -43.3% vs 05-2025
07-2025: 0.7%● 0.0% vs 06-2025
08-2025: 0.7%▼ -8.2% vs 07-2025
09-2025: 0.7%● 0.0% vs 08-2025
10-2025: 0.6%▼ -5.9% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.7%▲ +2.3% vs 12-2025
02-2026: 0.7%▲ +1.1% vs 01-2026
03-2026: 0.6%▼ -4.8% vs 02-2026
04-2026: 0.5%▼ -20.6% vs 03-2026
05-2026: 0.5%▼ -1.4% vs 04-2026
06-2026: 0.4%▼ -9.5% vs 05-2026lowest value
07-2026: 0.5%▲ +0.7% vs 06-2026
08-2026: 0.7%▲ +59.3% vs 07-2026
09-2026: 0.9%▲ +18.8% vs 08-2026
10-2026: 1.5%▲ +72.7% vs 09-2026highest value
- Figures for FY 2024 (filed 16-05-2025) raises the probability
- Founded in 2014 lowers the probability for this profile
- Liquidity: current ratio 1.23, cash €12,334 lowers the probability
- 1 financial year not filed after the legal deadline; 1 of the last 3 late raises the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 0.57 in 2023; short-term debt: 76.1% and cash: 30% of total assets), and 76.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 47%, liquidity 38%, profitability 93%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-05-2025, 76 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d early
2023
31 d late
2022
124 d early
2021
135 d late
2020
39 d late
2019
167 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €15,415
- Liquidity doublescurrent ratio 1.23
Key points
By topic
Timeline
- Events
- 15
- Since
- 2016
- 16-05-2025Annual accounts filed
- 31-12-2024Back to profit
- 31-12-2024Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 07-07-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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