Financials
- Fiscal year
- 2024
- Total assets
- €143,618
- Profit
- €19,591
- Solvency
- 23.5%
Total assets▲ 42.0%
Net result
20182024
hayo
ActiveSummary
hayo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33,706 and a net result of €19,591. Equity is growing by ~21.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Urban planning and landscape architecture
NACE 71113
1 site
Size
€143,618total assets 2024
- Equity
- €33,706
- Profit
- €19,591
Turnover not published (abridged schema)
Structure
Accounts 35 d early0 of 3 deeds read
Why 84- Annual accounts: weaker financial profile+ Lower-failure-rate sector+ Long track recordShow the evidence
Checked score
Score 2024
84
/ 100
Excellent
Probability in this band: under 0.55%
Provisional estimate
Better than 37% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
48-10
equity 23.5% of total assets
Liquidity
45-3
short-term debt 21.9% · cash 1.8%
Profitability
86+3
return on assets 13.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 2.65 against 0.97 in 2023; short-term debt: 21.9% and cash: 1.8% of total assets), but 76.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 25%, liquidity 24%, profitability 58%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.
Provisional estimate: the current bankruptcy probability was not available, so Checked used its built-in model (v2).
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.5%
Return on assets
13.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
34 d early
2023
135 d early
2022
45 d early
2021
61 d early
2020
36 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity triplescurrent ratio 2.65
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-06-2026Annual accounts filed
- 27-06-2025Annual accounts filed
- 31-12-2024Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Urban planning and landscape architectureNACE 71113
- Founded
- 27-01-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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