Financials
- Fiscal year
- 2024
- Total assets
- €143,618
- Profit
- €19,591
- Solvency
- 23.5%
Total assets▲ 42.0%
Net result
20182024
hayo
ActiveSummary
hayo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33,706 and a net result of €19,591. Equity is growing by ~21.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Urban planning and landscape architecture
NACE 71113
1 site
Size
€143,618total assets 2024
- Equity
- €33,706
- Profit
- €19,591
Turnover not published (abridged schema)
Structure
Accounts 35 d early0 of 3 deeds read
Why 66- Figures for FY 2024 (filed 04-07-2025)- Liquidity: current ratio 2.65, cash €2,583+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Size: total assets €143,618Show the evidence
Checked score
Score 2024
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 37% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
48-10
equity 23.5% of total assets
Liquidity
45-3
short-term debt 21.9% · cash 1.8%
Profitability
86+3
return on assets 13.6%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.2%
03-2026: 0.2%▲ +1.0% vs 02-2026
04-2026: 0.2%▲ +4.9% vs 03-2026
05-2026: 0.2%▼ -6.6% vs 04-2026
06-2026: 0.2%▼ -1.0% vs 05-2026lowest value
07-2026: 0.2%▲ +9.1% vs 06-2026
08-2026: 0.4%▲ +63.7% vs 07-2026
09-2026: 0.5%▲ +36.1% vs 08-2026
10-2026: 0.9%▲ +90.6% vs 09-2026highest value
- Figures for FY 2024 (filed 04-07-2025) raises the probability
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Liquidity: current ratio 2.65, cash €2,583 raises the probability
- Size: total assets €143,618 lowers the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.65 against 0.97 in 2023; short-term debt: 21.9% and cash: 1.8% of total assets), but 76.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 25%, liquidity 24%, profitability 58%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
34 d early
2023
135 d early
2022
45 d early
2021
61 d early
2020
36 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity triplescurrent ratio 2.65
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-06-2026Annual accounts filed
- 27-06-2025Annual accounts filed
- 31-12-2024Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Urban planning and landscape architectureNACE 71113
- Founded
- 27-01-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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