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HAYDA CONSULT

Active
Private limited companyfounded 20215 yrs activeWez-des-Rules 2, 6880 Bertrix, BelgiumKBO/BCE: BE 0770.540.284
Summary

The annual accounts of HAYDA CONSULT for fiscal year 2025 show a net loss of 57% of total assets and of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €8,506 and a net result of -€9,494. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 30651 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

What they do
Other specialised construction activities
NACE 43990NACE 43999
How big
€16,658total assets 2025
Equity
€8,506
Loss
-€9,494
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2025
Bankruptcy chance 12 m
1.2%
Who decides
Accounts 2 d early0 of 1 deed read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- No establishment unit in the KBO- Loss of €9,494 (FY 2025)+ Liquidity: current ratio 1.92, cash €4,909, halved+ Figures for FY 2025 (filed 30-04-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 76-24
equity 51.1% of total assets
Liquidity 63-32
short-term debt 48.9% · cash 29.5%
Profitability 0-100
return on assets -57.0%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)
  • Liquidity: current ratio 1.92, cash €4,909, halved lowers the probability
  • No establishment unit in the KBO raises the probability
  • Loss of €9,494 (FY 2025) raises the probability
  • Figures for FY 2025 (filed 30-04-2026) lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.92 against 5.11 in 2024; short-term debt: 48.9% and cash: 29.5% of total assets), and 48.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 55%, liquidity 61%, profitability 4%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.92, cash €4,909, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
raises risk · Loss of €9,494 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
2 d early
2024
33 d early
2023
35 d early
2022
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 13 April (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€9,494
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 13% on net resultsector median €10,005 · 30,640 companies -€9,494 View
  • Total assets 20254 fiscal years filed €16,658 View
  • Active since 2021founded 30-06-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€16,658
Loss
-€9,494
Solvency
51.1%
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 30-04-2027
  1. 28-04-2026Annual accounts filed
  2. 30-09-2025Weakest financial year
  3. 28-03-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
30-06-2021
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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