Equity
-€8,885
Debts exceed assets in financial year 2025.
Hayat KARIM
Lifetime
4 annual accounts with figures on one time axispeak €27,769 (2022)
€23,169▲ 62.3%
lowest -€36,092 (2023)
-€1,043▲ €10,269
peak €13,069 (2022)
-€8,885▲ €25,450
€153,237▼ 36.7%
Board1 name since 2021
1 director
Documentsfilings and deeds
23-06-202638 days before the deadline
2025micro format
Gross margin from €14,278 to €23,169Loss of €1,043Equity from -€34,335 to -€8,885Debts from €242,113 to €153,237Cash from €93,177 to €127,126
Key points
from the 2025 annual accountsLosses
-€48,448 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Turnover
≈ €140,000 estimated
The micro format states no turnover.
Debts
€153,237 106% of the balance sheet
Financial debts 2%Suppliers 34%Taxes and wages 7%Other 56%
Of this, €149,688 falls due within a year.
Filings
4 annual accounts 2 late
The 2024 accounts came latest: 37 days after the end of the period.
Position in the sector
-6.2%
Lower solvency than 95% of companies in legal and accounting. Sector median 56.9% · 16,409 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as Hayat KARIM has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for Hayat KARIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0764685246
New establishment in Sint-Gillis (bij-Brussel)
, Gulden-Vlieslaan 79
Incorporation
Founding capital of €2,000, 100 shares · Appointment: Hayat KARIM (director) · Registered office clause: rue Emile Vandervelde 312, 4000 Liège · published on 09-03-2021 · Gazette deed
First establishment
Rue Emile-Vandervelde 312, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Hayat KARIM Liège | €144,352 | €23,169 | -6.2% | - |
| DELREE AVOCAT & ASSOCIES Theux | €167,474 | €21,959 | 16.5% | - |
| SARAH LEYSEN Kortrijk | €150,562 | €22,874 | 4.7% | - |
| EH-ADVOCATEN & BEMIDDELAARS Bocholt | €129,125 | €26,260 | 77.8% | - |
| FIUS Forest | €123,523 | €20,909 | 60.4% | - |
| Julie Hansroul Avocat Verviers | €114,897 | €18,891 | 83.2% | - |
| LIESBETH ENGELEN Mechelen | €134,158 | €21,142 | 80.6% | - |
These companies have the same main activity as Hayat KARIM: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €115,000 and €167,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 05-03-2021Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment units
- 2.314.485.2274000 Liège, since 05-03-2021
- 2.364.279.7801060 Sint-Gillis (bij-Brussel), since 02-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Annual accounts 2025
- €144,352▼ 30.5%
- Filing
- Filed on 23-06-2026, 38 days before the end of the filing period
Insights on Hayat KARIM
Hayat KARIM files the micro format. That format states no turnover. The gross margin fell from €27,769 in 2022 to €23,169 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Hayat KARIM
- What is the company number of Hayat KARIM?
- The company number of Hayat KARIM is 0764.685.246. The VAT number is the same number with BE in front: BE 0764.685.246.
- Where is Hayat KARIM based?
- The registered office is at Rue Emile-Vandervelde 312, 4000 Liège.Company details
- What does Hayat KARIM do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Hayat KARIM?
- Hayat KARIM is a private limited company (BV).
- When was Hayat KARIM founded?
- Hayat KARIM was founded on 05-03-2021.
- Is Hayat KARIM still active?
- Yes, Hayat KARIM is an active enterprise in the KBO register.
- What is the turnover of Hayat KARIM?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €23,169 and 35 comparable companies (NACE 691). It probably lies between €75,000 and €310,000. It is a rough estimate.Financials
- Is Hayat KARIM profitable?
- In financial year 2025, Hayat KARIM made a loss of €1,043.
- Where can I find the annual accounts of Hayat KARIM?
- Hayat KARIM filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Hayat KARIM due?
- Hayat KARIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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