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HAYAL

Active
Private limited companyfounded 200916 yrs activeRogierlaan 50, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0821.719.959

HAYAL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €703 and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 43% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
66 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency44▲+40
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
71 d early
2023
51 d early
2022
48 d early
2021
62 d early
2018
27 d late
2017
27 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 70.2%
2024 · €1k
2018: €5k 2021: €1k 2022: €-5k 2023: €516 2024: €1k
2018 → 2025
Working capital
€472
2024 · €-1k
2018: €-6k 2021: €-5k 2022: €-3k 2023: €-2k 2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2k-€-3k€-2k▲ 20.4%€-1k▲ 49.9%€703
Operating result€1k-€-5k€637€1k▲ 83.5%€2k▲ 62.9%
Net result€1k-€-5k€516€1k▲ 95.2%€2k▲ 70.2%
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0€2kOperating result 2021: €1k€1kNet result 2021: €1k€1kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €637€637Net result 2023: €516€516Operating result 2024: €1k€1kNet result 2024: €1k€1kOperating result 2025: €2k€2kNet result 2025: €2k€2k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets €231=
Current assets €3k▼ 26.4%
Equity and liabilities €4k
Equity €703
Debt €3k
Debt finances 80.7% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt
€3k
2024 · €6k
Debt ≤ 1 year
€3k
2024 · €6k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€5k€4k
Fixed assets21/28€231€231=
Financial fixed assets28€231€231=
Current assets29/58€5k€3k
Stocks and contracts in progress3€2k€2k
Stocks30/36€2k€2k
Cash at bank and in hand54/58€2k€967
Equity and liabilities
Total equity and liabilities10/49€5k€4k
Equity10/15€-1k€703
Contributions10/11€18k€18k=
Outside capital11€18k€18k=
Other1109/19€18k€18k=
Profit (loss) carried forward14€-19k€-17k
Amounts payable17/49€6k€3k
Amounts payable within one year42/48€6k€3k
Trade debts44€3k€478
Suppliers440/4€3k€478
Taxes, remuneration and social security45€3k€2k
Taxes450/3€3k€2k
Other amounts payable47/48€560€470
Income statement Code20242025
Other operating charges640/8€387€822
Gross operating margin9900€2k€3k
Operating profit (loss)9901€1k€2k
Financial charges65/66B€162€190
Recurring financial charges65€162€190
Profit (loss) for the period before taxes9903€1k€2k
Profit (loss) for the period9904€1k€2k
Profit (loss) for the period to be appropriated9905€1k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-17k
Profit (loss) brought forward from the previous period14P€-20k€-19k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €516
Net result €516 after one loss-making year.
13-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-5k ▼427%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2016
18-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 79 days late
2015
25-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 25 days late
2014
29-08
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rogierlaan 501030 Schaarbeek
Ground area
404 m²
Building footprint
170 m²
Volume, LiDAR
2,579 m³
Parcel 21906D0334/00Z015, Brussels · tallest building 19.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
COIFFURE SELMA
Rogierlaan 50, 1030 SchaarbeekRetail trade
since 20102.184.545.017
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21906D0334/00Z015 Brussels 404 m² 1 · 170 m² 19.9 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,751 companies in sector 96210 we hold annual accounts for 2,826. 837 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-12-2009
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.