Hawi Bedding
ActiveHawi Bedding has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-128k) and a net result of €-163k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-66
Solvency16▼-12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25 against 0.57 in 2024; short-term debt: 108% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.6%
Return on assets
-10.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-128k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
36 d early
2023
27 d early
2022
34 d early
2021
40 d early
2020
26 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-128k
2024 · €35k
2018: €-148k
2019: €-161k
2020: €-117k
2021: €-64k
2022: €-6k
2023: €15k
2024: €35k
2018 → 2025
Total assets
€1.49M▲ 46.3%
2024 · €1.02M
2018: €730k
2019: €755k
2020: €743k
2021: €696k
2022: €703k
2023: €869k
2024: €1.02M
2018 → 2025
Net result
€-163k
2024 · €20k
2018: €-154k
2019: €-13k
2020: €44k
2021: €53k
2022: €57k
2023: €22k
2024: €20k
2018 → 2025
Working capital
€-1.20M▼ 187%
2024 · €-419k
2018: €-748k
2019: €-743k
2020: €-597k
2021: €-538k
2022: €-464k
2023: €-440k
2024: €-419k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-64k-€-6k▲ 89.8%€15k€35k▲ 128%€-128k
Operating result€50k-€53k▲ 7.0%€25k▼ 53.4%€32k▲ 27.8%€-140k
Net result€53k-€57k▲ 8.7%€22k▼ 62.1%€20k▼ 9.9%€-163k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €140k after €32k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€1.08M▲ 138%
Current assets
€403k▼ 28.3%
Key figures and ratios
EBITDA
€-107k▼
2024 · €49k
Cash flow
€-129k▼
2024 · €36k
Solvency
-8.6%▼
2024 · 3.4%
Current ratio
0.25▼
2024 · 0.57
Quick ratio
0.25▼
2024 · 0.46
Debt / equity
-12.64▼
2024 · 28.18
ROA
-10.9%▼
2024 · 1.9%
Interest coverage
-4.58▼
2024 · 6.30
Debt
€1.62M▲
2024 · €982k
Debt ≤ 1 year
€1.61M▲
2024 · €981k
Income taxes
€-27▼
2024 · €7k
Staff costs
€31k▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.49M▲
Fixed assets21/28€455k€1.08M▲
Tangible fixed assets22/27€455k€1.08M▲
Land and buildings22€455k€713k▲
Plant, machinery and equipment23€340€340=
Furniture and vehicles24€143€25k▲
Other tangible fixed assets26-€346k
Current assets29/58€562k€403k▼
Stocks and contracts in progress3€112k€0▼
Stocks30/36€112k€0▼
Amounts receivable within one year40/41€398k€397k▼
Trade receivables40€75k€29k▼
Other amounts receivable41€323k€368k▲
Cash at bank and in hand54/58€47k€0▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.49M▲
Equity10/15€35k€-128k▼
Contributions10/11€6k€6k=
Reserves13€29k€0▼
Distributable reserves133€29k€0▼
Profit (loss) carried forward14-€-134k
Amounts payable17/49€982k€1.62M▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€981k€1.61M▲
Current portion of amounts payable after more than one year42€19k€633k▲
Financial debts43€100k€80k▼
Credit institutions430/8€100k€80k▼
Trade debts44€152k€5k▼
Suppliers440/4€152k€5k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€0€5k▲
Remuneration and social security454/9€9k€0▼
Other amounts payable47/48€701k€883k▲
Accrued charges and deferred income492/3€1k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€77k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€33k▲
Other operating charges640/8€7k€12k▲
Non-recurring operating charges66A€921€0▼
Gross operating margin9900€134k€-64k▼
Operating profit (loss)9901€32k€-140k▼
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€8k€23k▲
Recurring financial charges65€8k€23k▲
Profit (loss) for the period before taxes9903€27k€-163k▼
Income taxes67/77€7k€-27▼
Profit (loss) for the period9904€20k€-163k▼
Profit (loss) for the period to be appropriated9905€20k€-163k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-163k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€29k
Transfer to equity691/2€20k€0▼
To other reserves6921€20k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-163k ▼930%
Net result drops to €-163k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €57k ▲8.7%
Operating result €53k, net result €57k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 82840 RumstGround area
5,373 m²
Building footprint
2,798 m²
Volume, LiDAR
10,193 m³
Parcel 11037B0244/00T000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Cornelis Bedding Wommelgem
since 20172.270.227.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037B0244/00T000 | Flanders | 5,373 m² | 1 · 2,798 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FANSON
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OK70
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 2,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2017
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.