HaW
ActiveHaW is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.89M and a net result of €764k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 5495 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
84 d early
2023
61 d early
2022
25 d early
2021
20 d early
2020
29 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.89M▲ 13.2%
2024 · €2.55M
2018: €1.79M
2019: €1.94M
2020: €2.22M
2021: €2.54M
2022: €2.49M
2023: €2.42M
2024: €2.55M
2018 → 2025
Net result
€764k▲ 37.6%
2024 · €555k
2018: €424k
2019: €153k
2020: €278k
2021: €351k
2022: €560k
2023: €435k
2024: €555k
2018 → 2025
Total assets
€4.17M▲ 13.9%
2024 · €3.66M
2018: €4.45M
2019: €4.00M
2020: €3.98M
2021: €3.98M
2022: €3.89M
2023: €3.63M
2024: €3.66M
2018 → 2025
Solvency
69.2%▼ 0.4pp
2024 · 69.6%
2018: 40.2%
2019: 48.6%
2020: 55.7%
2021: 63.8%
2022: 64.0%
2023: 66.6%
2024: 69.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.54M-€2.49M▼ 2.1%€2.42M▼ 2.7%€2.55M▲ 5.4%€2.89M▲ 13.2%
Operating result€51k-€225k▲ 338%€-32k€194k€337k▲ 74.1%
Net result€351k-€560k▲ 59.6%€435k▼ 22.3%€555k▲ 27.6%€764k▲ 37.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 74% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.17M
Fixed assets
€2.36M▼ 0.2%
Current assets
€1.81M▲ 39.6%
Equity and liabilities €4.17M
Equity
€2.89M▲ 13.2%
Debt
€1.28M▲ 15.6%
The debt ratio rises from 30.4% to 30.8%: debt grows faster than equity.
Key figures and ratios
Solvency
69.2%▼
2024 · 69.6%
ROE
26.5%▲
2024 · 21.8%
ROA
18.3%▲
2024 · 15.2%
Debt
€1.28M▲
2024 · €1.11M
Debt ≤ 1 year
€526k▲
2024 · €222k
Debt > 1 year
€758k▼
2024 · €889k
Income taxes
€150k▲
2024 · €127k
Staff costs
€35k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.66M€4.17M▲
Fixed assets21/28€2.37M€2.36M▼
Tangible fixed assets22/27€1.50M€1.50M▼
Land and buildings22€1.49M€1.40M▼
Furniture and vehicles24€9k€96k▲
Other tangible fixed assets26€4k€5k▲
Financial fixed assets28€862k€862k=
Current assets29/58€1.29M€1.81M▲
Amounts receivable within one year40/41€947k€5k▼
Trade receivables40€1k-
Other amounts receivable41€946k€5k▼
Cash at bank and in hand54/58€309k€1.76M▲
Deferred charges and accrued income490/1€38k€42k▲
Equity and liabilities
Total equity and liabilities10/49€3.66M€4.17M▲
Equity10/15€2.55M€2.89M▲
Contributions10/11€12k€12k=
Reserves13€2.54M€2.87M▲
Distributable reserves133€2.54M€2.87M▲
Amounts payable17/49€1.11M€1.28M▲
Amounts payable after more than one year17€889k€758k▼
Financial debts170/4€889k€758k▼
Amounts payable within one year42/48€222k€526k▲
Current portion of amounts payable after more than one year42€128k€132k▲
Financial debts43€25k€25k=
Credit institutions430/8€25k€25k=
Trade debts44€10k€17k▲
Suppliers440/4€10k€17k▲
Taxes, remuneration and social security45€53k€77k▲
Taxes450/3€47k€76k▲
Remuneration and social security454/9€6k€615▼
Other amounts payable47/48€6k€276k▲
Accrued charges and deferred income492/3€80€80=
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€37k€35k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€201k€107k▼
Other operating charges640/8€18k€17k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€450k€500k▲
Operating profit (loss)9901€194k€337k▲
Financial income75/76B€518k€606k▲
Recurring financial income75€517k€606k▲
Non-recurring financial income76B€900-
Financial charges65/66B€30k€29k▼
Recurring financial charges65€30k€29k▼
Profit (loss) for the period before taxes9903€682k€914k▲
Income taxes67/77€127k€150k▲
Profit (loss) for the period9904€555k€764k▲
Profit (loss) for the period to be appropriated9905€555k€764k▲
Appropriation of the result
Profit (loss) to be appropriated9906€555k€764k▲
Transfer from equity791/2€423k€428k▲
Transfer to equity691/2€555k€764k▲
To other reserves6921€555k€764k▲
Profit to be distributed694/7€424k€428k▲
Return on contributions (dividend)694€423k€428k▲
Employees696€322-
Social balance
Average headcount (FTE)90871.42.0▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €764k ▲37.6%
Operating result €337k, net result €764k, both a record.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.52
Current ratio from 1.81 to 4.52; short-term debt falls from €262k to €168k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 1.81
Current ratio from 0.50 to 1.81; short-term debt falls from €369k to €262k.
31-12
Financial
Equity above €2MEq €2.22M ▲14.2%
3 profitable years in a row build equity to €2.22M.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €153k ▼63.9%
Net result drops to €153k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Thonissenlaan 583500 HasseltGround area
980 m²
Building footprint
425 m²
Parcel 71327G0463/00M003, Flanders. Linked by address, not a title deed.
1 establishment unit
Thonissenlaan 58, 3500 Hasselt
since 20022.096.284.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0463/00M003 | Flanders | 980 m² | 1 · 425 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 9,783 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2002
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.