HAVIDA
ActiveSummary
HAVIDA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,237 and a net result of €31,285. Equity is growing by ~40.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+40
Solvency25=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.2%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
27 d early
2023
28 d late
2022
10 d late
2021
30 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 6 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1,237▲ 461%
2024 · €221
Total assets
€495,630▲ 1.8%
2024 · €487,075
Net result
€31,285
2024 · -€2,424
Working capital
€8,580▼ 56.0%
2024 · €19,515
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,019▼ 48.7%€4,402▼ 84.3%€94,871▲ 2,055%€5,229▼ 94.5%€38,984▲ 646%
Net result€20,284▼ 54.3%-€3,203€87,216-€2,424€31,285
Equity-€46,141▲ 30.5%-€49,345▼ 6.9%€2,645€221▼ 91.7%€1,237▲ 461%
Total assets€431,525▼ 10.3%€428,880▼ 0.6%€492,565▲ 14.8%€487,075▼ 1.1%€495,630▲ 1.8%
Debt€477,667▼ 12.7%€478,225▲ 0.1%€489,920▲ 2.4%€486,855▼ 0.6%€494,393▲ 1.5%
Working capital-€96,938▲ 49.5%-€91,295▲ 5.8%€45,892€19,515▼ 57.5%€8,580▼ 56.0%
Staff (FTE)0000
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 646% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495,630
Fixed assets
€277,894 ▲ 5.1%
Current assets
€217,736 ▼ 2.2%
Equity and liabilities €495,630
Equity
€1,237 ▲ 461%
Debt
€494,393 ▲ 1.5%
Debt's share of the balance-sheet total falls from 100.0% to 99.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42,126▲
2024 · €12,361
Cash flow
€34,426▲
2024 · €4,707
Current ratio
1.04▼
2024 · 1.10
ROA
6.3%▲
2024 · -0.5%
Interest coverage
5.47▲
2024 · 1.62
Debt ≤ 1 year
€209,156▲
2024 · €203,169
Debt > 1 year
€283,686=
2024 · €283,686
A ratio outside any meaningful range has been withheld (balance sheet total €495,630, equity €1,237).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 496 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 496 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €11,981 | €0 | €97,748 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,846 | €8,846 | €6,169 | €7,132 | €3,142 | ▼ 55.9% |
| Other operating charges640/8 | €9,605 | €7,128 | €6,849 | €6,759 | €6,968 | ▲ 3.1% |
| Gross operating margin9900 | €46,470 | €20,376 | €107,889 | €19,119 | €49,094 | ▲ 157% |
| Operating profit (loss)9901 | €28,019 | €4,402 | €94,871 | €5,229 | €38,984 | ▲ 646% |
| Financial income75/76B | €896 | €0 | - | - | - | - |
| Recurring financial income75 | €896 | €0 | - | - | - | - |
| Financial charges65/66B | €8,631 | €7,606 | €7,655 | €7,653 | €7,699 | ▲ 0.6% |
| Recurring financial charges65 | €8,631 | €7,606 | €7,655 | €7,653 | €7,699 | ▲ 0.6% |
| Profit (loss) for the period before taxes9903 | €20,284 | -€3,203 | €87,216 | -€2,424 | €31,285 | ▲ 1,390% |
| Profit (loss) for the period9904 | €20,284 | -€3,203 | €87,216 | -€2,424 | €31,285 | ▲ 1,390% |
| Profit (loss) for the period to be appropriated9905 | €20,284 | -€3,203 | €87,216 | -€2,424 | €31,285 | ▲ 1,390% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €431,525 | €428,880 | €492,565 | €487,075 | €495,630 | ▲ 1.8% |
| Fixed assets21/28 | €334,483 | €325,637 | €241,989 | €264,392 | €277,894 | ▲ 5.1% |
| Tangible fixed assets22/27 | €334,483 | €325,637 | €241,989 | €264,392 | €277,894 | ▲ 5.1% |
| Land and buildings22 | €334,483 | €325,637 | €241,989 | €263,560 | €273,628 | ▲ 3.8% |
| Furniture and vehicles24 | - | - | - | €832 | €4,265 | ▲ 413% |
| Current assets29/58 | €97,043 | €103,244 | €250,575 | €222,684 | €217,736 | ▼ 2.2% |
| Amounts receivable after more than one year29 | €5,303 | €5,303 | €5,303 | €120,000 | €120,000 | = |
| Other amounts receivable291 | €5,303 | €5,303 | €5,303 | €120,000 | €120,000 | = |
| Amounts receivable within one year40/41 | €72,340 | €94,715 | €117,540 | €10,025 | €16,574 | ▲ 65.3% |
| Trade receivables40 | - | - | €0 | €1,200 | €30 | ▼ 97.5% |
| Other amounts receivable41 | €72,340 | €94,715 | €117,540 | €8,825 | €16,545 | ▲ 87.5% |
| Cash at bank and in hand54/58 | €15,446 | €98 | €124,955 | €89,807 | €78,253 | ▼ 12.9% |
| Deferred charges and accrued income490/1 | €3,953 | €3,127 | €2,777 | €2,852 | €2,909 | ▲ 2.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €431,525 | €428,880 | €492,565 | €487,075 | €495,630 | ▲ 1.8% |
| Equity10/15 | -€46,141 | -€49,345 | €2,645 | €221 | €1,237 | ▲ 461% |
| Contributions10/11 | €374,480 | €374,480 | €374,480 | €374,480 | €374,480 | = |
| Capital10 | €374,480 | €374,480 | €374,480 | €374,480 | €374,480 | = |
| Issued capital100 | €374,480 | €374,480 | €374,480 | €374,480 | €374,480 | = |
| Revaluation surpluses12 | €179,969 | €179,969 | €144,743 | €144,743 | €114,475 | ▼ 20.9% |
| Profit (loss) carried forward14 | -€600,590 | -€603,794 | -€516,578 | -€519,002 | -€487,718 | ▲ 6.0% |
| Amounts payable17/49 | €477,667 | €478,225 | €489,920 | €486,855 | €494,393 | ▲ 1.5% |
| Amounts payable after more than one year17 | €283,686 | €283,686 | €283,686 | €283,686 | €283,686 | = |
| Financial debts170/4 | €283,686 | €283,686 | €283,686 | €283,686 | €283,686 | = |
| Amounts payable within one year42/48 | €193,980 | €194,539 | €204,683 | €203,169 | €209,156 | ▲ 2.9% |
| Current portion of amounts payable after more than one year42 | €1,951 | €0 | - | - | - | - |
| Trade debts44 | €508 | €4,479 | €817 | €318 | €163 | ▼ 48.6% |
| Suppliers440/4 | €508 | €4,479 | €817 | €318 | €163 | ▼ 48.6% |
| Other amounts payable47/48 | €191,521 | €190,059 | €203,866 | €202,851 | €208,993 | ▲ 3.0% |
| Accrued charges and deferred income492/3 | - | - | €1,550 | €0 | €1,551 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,284 | -€3,203 | €87,216 | -€2,424 | €31,285 | ▲ 1,390% |
| + Depreciation and write-downs630 | €8,846 | €8,846 | €6,169 | €7,132 | €3,142 | ▼ 55.9% |
| Operating cash flow (approximation) | €29,130 | €5,643 | €93,385 | €4,707 | €34,426 | ▲ 631% |
| Investment in fixed assets (approximation) | - | €0 | €77,478 | -€29,534 | -€16,644 | ▲ 43.6% |
| Change in cash | - | -€15,348 | €124,857 | -€35,148 | -€11,554 | ▲ 67.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
State Gazette act
Reappointments: GORISSEN LIZETTE, WIJNEN DIANA and WIJNEN KARINAAppointment: WIJNEN DIANA (chair and managing director) · Director discharge9 facts ▸
State Gazette act
Reappointments: GORISSEN LIZETTE, WIJNEN DIANA and WIJNEN KARINA
Appointment: WIJNEN DIANA (chair and managing director) · Director discharge9 facts ▸
- General meeting, 04-05-2026
- Director reappointment, GORISSEN LIZETTE (director)
- Director reappointment, WIJNEN DIANA (director)
- Director reappointment, WIJNEN KARINA (director)
- Board meeting, raad van bestuur
- Director appointment, WIJNEN DIANA (chair and managing director)
- Director discharge, GORISSEN LIZETTE
- Director discharge, WIJNEN DIANA
- Director discharge, WIJNEN KARINA
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €31,285
Net result €31,285 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Back to profitnet €87,216
Net result €87,216 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.53 to 1.22.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Weakest financial yearnet -€3,203
Net result drops to -€3,203, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26105265). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 3
WIJNEN DIANA
CurrentChair and managing director · since 17-08-2026 · Director
GORISSEN LIZETTE
CurrentDirector
WIJNEN KARINA
CurrentDirector
Day-to-day management 1
WIJNEN DIANA
CurrentChair and managing director · since 17-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1998
Ground area
5,116 m²
Building footprint
484 m²
Volume, LiDAR
1,885 m³
Parcel 72025A0186/00F034, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Tisselrietweg 10, 3910 Pelt
since 19982.064.683.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025A0186/00F034 | Flanders | 5,116 m² | 1 · 484 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| GORISSEN LIZETTE |
|
| WIJNEN DIANA |
|
| WIJNEN KARINA |
|
Structure & network
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Identification & contact
Identification
Legal formPublic limited company
Founded23-09-1993
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450959829
Also
9925:BE0450959829
Registered
07-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.