The computed 12-month bankruptcy probability of HAVEN NATIE is 5.2% (elevated). For HAVEN NATIE, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €692,827 and a net result of €175,420. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 36% of 935 sector peers (NACE 52, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2024 (filed 02-11-2024)1 change of registered office in 24 months1 financial year not filed after the legal deadline; 1 of the last 3 lateAnnual accounts not filedlowers riskLiquidity: current ratio 1.33, cash €941,207neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Average
Solvency50+11
equity 24.8% of total assets
Liquidity51+31
short-term debt 75.2% · cash 33.8%
Profitability53-8
return on assets 6.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
5.2%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.4% (598 companies, NACE 52, small)
Last 24 months11-2024: 1.4%12-2024: 0.3%▼ -1.1 percentage points vs 11-202401-2025: 0.3%● unchanged vs 12-202402-2025: 0.3%● unchanged vs 01-202503-2025: 0.2%▼ -0.1 percentage points vs 02-202504-2025: 0.2%● unchanged vs 03-2025lowest value05-2025: 0.2%● unchanged vs 04-202506-2025: 0.3%▲ +0.1 percentage points vs 05-202507-2025: 0.3%● unchanged vs 06-202508-2025: 0.3%● unchanged vs 07-202509-2025: 0.5%▲ +0.2 percentage points vs 08-202510-2025: 0.5%● unchanged vs 09-202511-2025: 0.8%▲ +0.3 percentage points vs 10-202512-2025: 1.0%▲ +0.2 percentage points vs 11-202501-2026: 3.9%▲ +2.9 percentage points vs 12-202502-2026: 4.0%▲ +0.1 percentage points vs 01-202603-2026: 4.6%▲ +0.6 percentage points vs 02-202604-2026: 5.8%▲ +1.2 percentage points vs 03-2026highest value05-2026: 5.8%● unchanged vs 04-2026highest value06-2026: 5.8%● unchanged vs 05-202607-2026: 5.3%▼ -0.5 percentage points vs 06-202608-2026: 5.3%● unchanged vs 07-202609-2026: 5.2%▼ -0.1 percentage points vs 08-202610-2026: 5.2%● unchanged vs 09-2026
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 75 days after the deadline; the sector median (NACE 52) for financial year 2024 is 8 days before the deadline, and 36% of those companies filed late.