HAVALO
ActiveSummary
HAVALO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133,393 and a net result of €39,234. Equity has been growing by about 45% per year since 2023. Its solvency ranks better than 55% of 20,700 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 03-08-2023 Normal situation
- Activity
- General medical practice NACE 86210
- Establishment units
- 2.347.930.233 3640 Kinrooi, since 03-08-2023
- 2.347.930.332 3640 Kinrooi, since 03-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €65,727
- ▼ 7.1%
- Turnover
- ≈ €150,000
- estimated
- Profit
- €39,234
- ▼ 16.6%
- Equity
- €133,393
- ▲ 41.7%
- Total assets
- €197,270
- ▲ 20.3%
- Staff
- ≈ 0 FTE
- estimated
Score breakdownlowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 5.60, cash €66,610Figures for financial year 2025 (filed on 26-02-2026)Equity €133,393 (67.6% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 55% of them on solvency, 75% on liquidity, 52% on profitability and 77% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 3 accounts on average 103 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Recent changes
- · Gazette deed Registered office moved from Bree to Kinrooi
- · Gazette deed IncorporationStarting capital €3,000 · Appointment: VANLOMMEL Hanne (director)
Comparable companies
These companies have the same main activity as HAVALO: general medical practice (NACE 86210). They are comparable in size and age: total assets between €173,000 and €218,000, founded between 2022 and 2024.
| Company | Total assets | Gross margin |
|---|---|---|
| HAVALO Kinrooi | €197,270 | €65,727 |
| Dr. Govarts Anouk Scherpenheuvel-Zichem | €184,986 | €67,243 |
| Docteur RIKIR Anne-France Herve | €210,328 | €67,385 |
| BELVEMED Soumagne | €218,116 | €67,875 |
| Dokter Brecht Segers Vorst | €172,525 | €68,091 |
| Van Merhaeghe Lynn huisarts Maarkedal | €177,256 | €71,632 |
| Dr Mathilde CARLIER La Hulpe | €178,515 | €65,412 |
Key facts about HAVALO
- What is the company number of HAVALO?
- The company number of HAVALO is 0804.529.876. The VAT number is the same number with BE in front: BE 0804.529.876.
- Where is HAVALO based?
- The registered office is at Schansstraat(Kin) 12, 3640 Kinrooi.Company details
- What does HAVALO do?
- According to the KBO register, the main activity is general medical practice (NACE 86210).
- What is the legal form of HAVALO?
- The legal form of HAVALO is Private limited company (BV).
- When was HAVALO founded?
- HAVALO was founded on 03-08-2023.
- Is HAVALO still active?
- Yes, HAVALO is an active enterprise in the KBO register.
- What is the turnover of HAVALO?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €65,727 and 32 comparable companies (NACE 862). It probably lies between €110,000 and €190,000.Financials
- Is HAVALO profitable?
- In financial year 2025, HAVALO made a profit of €39,234.
- Where can I find the annual accounts of HAVALO?
- HAVALO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HAVALO due?
- HAVALO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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