HAVAER
ActiveHAVAER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479k and a net result of €193k. Equity is growing by ~53.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 3101 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 6.24 against 5.46 in 2024), and 8.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
36.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
44 d early
2023
47 d early
2022
49 d early
2021
25 d early
2020
16 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€479k▲ 67.2%
2024 · €286k
2019: €46k
2020: €52k
2021: €64k
2022: €97k
2023: €176k
2024: €286k
2019 → 2025
Total assets
€523k▲ 58.6%
2024 · €330k
2019: €50k
2020: €85k
2021: €119k
2022: €136k
2023: €212k
2024: €330k
2019 → 2025
Net result
€193k▲ 75.1%
2024 · €110k
2019: €7k
2020: €6k
2021: €12k
2022: €33k
2023: €79k
2024: €110k
2019 → 2025
Working capital
€222k▲ 19.0%
2024 · €187k
2019: €28k
2020: €32k
2021: €23k
2022: €62k
2023: €108k
2024: €187k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€97k▲ 51.9%€176k▲ 81.4%€286k▲ 62.3%€479k▲ 67.2%
Operating result€20k-€44k▲ 116%€35k▼ 20.9%€10k▼ 71.3%€34k▲ 244%
Net result€12k-€33k▲ 177%€79k▲ 138%€110k▲ 39.0%€193k▲ 75.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 244% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€258k▲ 155%
Current assets
€264k▲ 15.8%
Equity and liabilities €523k
Equity
€479k▲ 67.2%
Debt
€44k▲ 1.2%
The debt ratio falls from 13.1% to 8.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€54k▲
2024 · €30k
Cash flow
€212k▲
2024 · €130k
Solvency
91.6%▲
2024 · 86.9%
Current ratio
6.24▲
2024 · 5.46
Quick ratio
6.24▲
2024 · 5.46
Debt / equity
0.09▼
2024 · 0.15
ROE
40.2%▲
2024 · 38.4%
ROA
36.8%▲
2024 · 33.4%
Interest coverage
2.76▼
2024 · 22.88
Debt
€44k▲
2024 · €43k
Debt ≤ 1 year
€42k▲
2024 · €42k
Income taxes
€23k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€330k€523k▲
Fixed assets21/28€101k€258k▲
Tangible fixed assets22/27€80k€46k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€76k€42k▼
Financial fixed assets28€21k€212k▲
Current assets29/58€228k€264k▲
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€16k€15k▼
Other amounts receivable41€2k€376▼
Cash at bank and in hand54/58€206k€243k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€330k€523k▲
Equity10/15€286k€479k▲
Contributions10/11€19k€19k=
Reserves13€268k€460k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€268k€460k▲
Amounts payable17/49€43k€44k▲
Amounts payable within one year42/48€42k€42k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€14k€22k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€23k€17k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€4k€945▼
Gross operating margin9900€34k€55k▲
Operating profit (loss)9901€10k€34k▲
Financial income75/76B€115k€201k▲
Recurring financial income75€115k€201k▲
Financial charges65/66B€1k€20k▲
Recurring financial charges65€1k€20k▲
Profit (loss) for the period before taxes9903€124k€216k▲
Income taxes67/77€14k€23k▲
Profit (loss) for the period9904€110k€193k▲
Profit (loss) for the period to be appropriated9905€110k€193k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€193k▲
Transfer to equity691/2€110k€193k▲
To other reserves6921€110k€193k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €193k ▲75.1%
Net result €193k, the highest in the series.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €200kEq €286k ▲62.3%
6 profitable years in a row build equity to €286k.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €150kEq €176k ▲81.4%
5 profitable years in a row build equity to €176k.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €6k ▼1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leemputten 82381 RavelsGround area
3,215 m²
Building footprint
519 m²
Volume, LiDAR
2,466 m³
Parcel 13048D0660/00F000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAVAER
since 20152.243.355.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0660/00F000 | Flanders | 3,215 m² | 1 · 519 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GENETIQUE AVENIR BELGIMEX
BE 0864.435.393
Ciney · Eq €506k
DEFOUR
BE 0443.755.895
Ardooie · Eq €453k
ADAMS - GOOSSENS
BE 0689.643.373
Ravels · Eq €452k
Belgian Blue Cattle International
BE 0889.917.986
Mons · Eq €514k
PLV Van Gestel
BE 0462.949.227
Nijlen · Eq €441k
Of 1,575 companies in sector 01620 we hold annual accounts for 216. 150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2015
Fiscal year end30-06
Activities, NACEBEL
01620Support activities for animal production
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.