HAUSWART
ActiveHAUSWART has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €239k and a net result of €-10k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
12
/ 100
Critical▼ -34 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-31
Solvency30▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.04 in 2023), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.7%
Return on assets
-1.1%
Age of the figures
23 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 136 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline13-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 29-04-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
1 d early
2023
1 d early
2022
4 d late
2021
9 d early
2020
30 d early
2019
40 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€239k▼ 3.9%
2023 · €249k
2018: €184k
2019: €159k
2020: €190k
2021: €186k
2022: €233k
2023: €249k
2018 → 2024
Total assets
€897k▲ 3.6%
2023 · €866k
2018: €884k
2019: €852k
2020: €853k
2021: €855k
2022: €854k
2023: €866k
2018 → 2024
Net result
€-10k
2023 · €15k
2018: €-52k
2019: €-25k
2020: €31k
2021: €-4k
2022: €-71k
2023: €15k
2018 → 2024
Working capital
€-442k▼ 10.6%
2023 · €-400k
2018: €-347k
2019: €-373k
2020: €-342k
2021: €-346k
2022: €-417k
2023: €-400k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€190k-€186k▼ 2.0%€233k▲ 25.3%€249k▲ 6.6%€239k▼ 3.9%
Operating result€36k-€-3k€-4k▼ 9.4%€18k€5k▼ 73.6%
Net result€31k-€-4k€-71k▼ 1,763%€15k€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 74% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €897k
Fixed assets
€882k▲ 3.7%
Current assets
€16k▼ 0.4%
Equity and liabilities €897k
Equity
€239k▼ 3.9%
Debt
€658k▲ 6.6%
The debt ratio rises from 71.3% to 73.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€9k
Cash flow
€-6k
Solvency
26.7%▼
2023 · 28.7%
Current ratio
0.03▼
2023 · 0.04
Quick ratio
0.03▼
2023 · 0.04
Debt / equity
2.75▲
2023 · 2.48
ROE
-4.0%▼
2023 · 6.2%
ROA
-1.1%▼
2023 · 1.8%
Interest coverage
0.62
Debt
€658k▲
2023 · €618k
Debt ≤ 1 year
€458k▲
2023 · €416k
Debt > 1 year
€200k=
2023 · €200k
Income taxes
€852▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€866k€897k▲
Fixed assets21/28€851k€882k▲
Tangible fixed assets22/27-€31k
Furniture and vehicles24-€31k
Financial fixed assets28€851k€851k=
Current assets29/58€16k€16k▼
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€13k€11k▼
Other amounts receivable41€19€702▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€348€407▲
Equity and liabilities
Total equity and liabilities10/49€866k€897k▲
Equity10/15€249k€239k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€228k€219k▼
Amounts payable17/49€618k€658k▲
Amounts payable after more than one year17€200k€200k=
Financial debts170/4€200k€200k=
Amounts payable within one year42/48€416k€458k▲
Trade debts44€58k€26k▼
Suppliers440/4€58k€26k▼
Taxes, remuneration and social security45€328k€351k▲
Taxes450/3€58k€6k▼
Remuneration and social security454/9€270k€345k▲
Other amounts payable47/48€30k€82k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8-€664
Gross operating margin9900€18k€9k▼
Operating profit (loss)9901€18k€5k▼
Financial income75/76B-€476
Recurring financial income75-€476
Financial charges65/66B€100€14k▲
Recurring financial charges65€100€14k▲
Profit (loss) for the period before taxes9903€18k€-9k▼
Income taxes67/77€3k€852▼
Profit (loss) for the period9904€15k€-10k▼
Profit (loss) for the period to be appropriated9905€15k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€228k€219k▼
Profit (loss) brought forward from the previous period14P€213k€228k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
30-09
Financial
Weakest financial yearnet €-71k
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €200kEq €233k ▲25.3%
Equity rises from €186k to €233k.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €31k
Net result €31k after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tassinstraat(KMT) 933300 TienenGround area
2,336 m²
Building footprint
413 m²
Volume, LiDAR
2,992 m³
Parcel 24057C0330/00F000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HAUSWART
since 20042.144.853.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24057C0330/00F000 | Flanders | 2,336 m² | 1 · 413 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JVS
BE 0428.764.546
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MMJ inVest
BE 0747.497.638
Braine-l'Alleud · Eq €239k
ISEM
BE 0454.813.303
Wevelgem · Eq €239k
BKCV IMMO
BE 0699.629.227
Liège · Eq €239k
STAY@BRUSSELS
BE 0879.044.880
Evere · Eq €239k
Of 9,635 companies in sector 68121 we hold annual accounts for 7,328. 5,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-12-2004
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
70111
42110Construction of roads and motorways
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
45230
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.