HATI'S
ActiveThe computed 12-month bankruptcy probability of HATI'S is 3.2% (moderate). The 2025 annual accounts show equity of €23k and a net result of €12k. Equity is growing by ~35.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 13270 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency86▲+78
Growth78=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 0.59 in 2024; short-term debt: 39.2% and cash: 56.1% of total assets), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
32.1%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
7 d late
2023
31 d late
2022
25 d late
2021
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€23k
2024 · €-9k
2021: €-12k
2022: €-19k
2023: €-17k
2024: €-9k
2021 → 2025
Total assets
€38k▼ 31.2%
2024 · €56k
2021: €44k
2022: €41k
2023: €29k
2024: €56k
2021 → 2025
Net result
€12k▲ 72.1%
2024 · €7k
2021: €-22k
2022: €-7k
2023: €2k
2024: €7k
2021 → 2025
Working capital
€13k
2024 · €-27k
2021: €-28k
2022: €-36k
2023: €-35k
2024: €-27k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-19k▼ 54.1%€-17k▲ 11.6%€-9k▲ 43.3%€23k
Operating result€-22k-€-6k▲ 71.1%€3k€8k▲ 200%€13k▲ 74.2%
Net result€-22k-€-7k▲ 70.3%€2k€7k▲ 232%€12k▲ 72.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€10k▼ 40.8%
Current assets
€28k▼ 26.9%
Equity and liabilities €38k
Equity
€23k
Debt
€15k
Debt finances 39.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€20k▲
2024 · €15k
Cash flow
€19k▲
2024 · €15k
Solvency
60.8%▲
2024 · -16.8%
Current ratio
1.87▲
2024 · 0.59
Quick ratio
1.45▲
2024 · 0.55
Debt / equity
0.64▲
2024 · -6.95
ROE
52.9%
ROA
32.1%▲
2024 · 12.8%
Interest coverage
19.00▼
2024 · 93.77
Debt
€15k▼
2024 · €65k
Debt ≤ 1 year
€15k▼
2024 · €65k
Income taxes
€0▼
2024 · €371
Staff costs
€40k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€38k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€14k€7k▼
Plant, machinery and equipment23€11k€6k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€225€0▼
Financial fixed assets28€3k€3k=
Current assets29/58€39k€28k▼
Stocks and contracts in progress3€3k€6k▲
Stocks30/36€3k€6k▲
Amounts receivable within one year40/41€2k€192▼
Trade receivables40€2k€0▼
Other amounts receivable41€363€192▼
Cash at bank and in hand54/58€32k€22k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€56k€38k▼
Equity10/15€-9k€23k▲
Contributions10/11€10k€30k▲
Profit (loss) carried forward14€-19k€-7k▲
Amounts payable17/49€65k€15k▼
Amounts payable within one year42/48€65k€15k▼
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€14k€6k▼
Taxes450/3€5k€768▼
Remuneration and social security454/9€9k€5k▼
Other amounts payable47/48€43k€873▼
Income statement
Code20242025
Remuneration, social security and pensions62€52k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€68k€62k▼
Operating profit (loss)9901€8k€13k▲
Financial charges65/66B€161€1k▲
Recurring financial charges65€161€1k▲
Profit (loss) for the period before taxes9903€8k€12k▲
Income taxes67/77€371€0▼
Profit (loss) for the period9904€7k€12k▲
Profit (loss) for the period to be appropriated9905€7k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-7k▲
Profit (loss) brought forward from the previous period14P€-27k€-19k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-09
Financial
Highest result since 2021net €12k ▲72.1%
Operating result €13k, net result €12k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.59 to 1.87; short-term debt falls from €65k to €15k.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 579000 GentGround area
275 m²
Building footprint
284 m²
Parcel 44815F2351/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
HATI'S
since 20202.304.210.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F2351/00N000 | Flanders | 275 m² | 1 · 284 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.304.210.848
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.