HASPENBERRY
ActiveSummary
The computed 12-month bankruptcy probability of HASPENBERRY is 3.2% (moderate). The 2025 annual accounts show equity of €114k and a net result of €66k. Equity is growing by ~94.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 13305 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency100▲+17
Growth78=
Track record94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 1.61 in 2024; short-term debt: 11% and cash: 57.8% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
49.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
22 d early
2023
21 d early
2022
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 114%
2024 · €53k
2022: €15k
2023: €36k
2024: €53k
2022 → 2025
Total assets
€134k▲ 45.0%
2024 · €93k
2022: €20k
2023: €45k
2024: €93k
2022 → 2025
Net result
€66k▲ 287%
2024 · €17k
2022: €12k
2023: €22k
2024: €17k
2022 → 2025
Working capital
€70k▲ 350%
2024 · €15k
2022: €6k
2023: €27k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€15k-€36k▲ 147%€53k▲ 47.0%€114k▲ 114%
Operating result€17k-€31k▲ 82.7%€23k▼ 25.2%€90k▲ 293%
Net result€12k-€22k▲ 76.6%€17k▼ 21.0%€66k▲ 287%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 293% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€50k ▼ 4.2%
Current assets
€84k ▲ 108%
Equity and liabilities €134k
Equity
€114k ▲ 114%
Debt
€20k ▼ 48.9%
Debt's share of the balance-sheet total falls from 42.5% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▲
2024 · €32k
Cash flow
€84k▲
2024 · €26k
Current ratio
5.72▲
2024 · 1.61
Debt to equity
0.18▼
2024 · 0.74
ROE
57.7%▲
2024 · 32.0%
ROA
49.1%▲
2024 · 18.4%
Interest coverage
83.15▲
2024 · 32.58
Debt ≤ 1 year
€15k▼
2024 · €25k
Debt > 1 year
€5k▼
2024 · €14k
Income taxes
€23k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€93k€134k▲
Fixed assets21/28€52k€50k▼
Tangible fixed assets22/27€52k€50k▼
Plant, machinery and equipment23€19k€24k▲
Furniture and vehicles24€33k€26k▼
Current assets29/58€41k€84k▲
Amounts receivable within one year40/41€7k€5k▼
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€32k€78k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€93k€134k▲
Equity10/15€53k€114k▲
Contributions10/11€3k€3k=
Reserves13€34k€69k▲
Distributable reserves133€34k€69k▲
Profit (loss) carried forward14€17k€43k▲
Amounts payable17/49€39k€20k▼
Amounts payable after more than one year17€14k€5k▼
Financial debts170/4€14k€5k▼
Amounts payable within one year42/48€25k€15k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€3k€889▼
Suppliers440/4€3k€889▼
Taxes, remuneration and social security45€14k€5k▼
Taxes450/3€14k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k▲
Other operating charges640/8€1k€980▼
Gross operating margin9900€33k€109k▲
Operating profit (loss)9901€23k€90k▲
Financial income75/76B€127€125▼
Recurring financial income75€127€125▼
Financial charges65/66B€980€1k▲
Recurring financial charges65€980€1k▲
Profit (loss) for the period before taxes9903€22k€89k▲
Income taxes67/77€5k€23k▲
Profit (loss) for the period9904€17k€66k▲
Profit (loss) for the period to be appropriated9905€17k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€83k▲
Profit (loss) brought forward from the previous period14P-€17k
Transfer to equity691/2-€35k
To other reserves6921-€35k
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €66k ▲287%
Operating result €90k, net result €66k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.72
Current ratio from 1.61 to 5.72; short-term debt falls from €25k to €15k.
31-12
Financial
Equity above €100kEq €114k ▲114%
4 profitable years in a row build equity to €114k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 2833800 Sint-TruidenGround area
1,226 m²
Building footprint
175 m²
Volume, LiDAR
1,489 m³
Parcel 71009D0440/00R000, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HASPENBERRY
since 20222.333.651.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009D0440/00R000 | Flanders | 1,226 m² | 1 · 175 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DBM Rest
BE 0847.654.096
Flémalle · Eq €114,173
ST GROUP
BE 0554.974.711
Brussel · Eq €114,179
EGZON
BE 0462.094.043
Evere · Eq €114,216
PIZZERIA CHEZ GIOVA
BE 0808.302.483
Herve · Eq €113,989
Salt & More
BE 0646.865.482
Zottegem · Eq €113,978
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 7,641 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.