HASMA
ActiveHASMA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310k and a net result of €36k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 16377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+1
Solvency100=
Growth66=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.28 against 8.62 in 2024), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
9.2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
48 d early
2023
1 d early
2022
2 d early
2021
65 d early
2020
37 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€333k▼ 5.6%
2021 · €353k
2018: €297k
2019: €319k
2020: €295k
2021: €353k
2018 → 2022
EBIT margin
31.2%▼ 1.9pp
2021 · 33.1%
2018: 14.0%
2019: 22.9%
2020: 26.8%
2021: 33.1%
2018 → 2022
Net result
€36k▼ 5.5%
2024 · €38k
2018: €26k
2019: €55k
2020: €56k
2021: €83k
2022: €74k
2023: €55k
2024: €38k
2018 → 2025
Working capital
€258k▼ 14.8%
2024 · €303k
2018: €173k
2019: €150k
2020: €194k
2021: €251k
2022: €242k
2023: €281k
2024: €303k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€353k-€333k▼ 5.6%
Equity€315k-€293k▼ 7.1%€321k▲ 9.6%€331k▲ 3.1%€310k▼ 6.3%
Operating result€117k-€104k▼ 11.0%€78k▼ 25.1%€53k▼ 32.6%€49k▼ 7.7%
Net result€83k-€74k▼ 11.2%€55k▼ 24.8%€38k▼ 31.5%€36k▼ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 8% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€52k▲ 86.8%
Current assets
€337k▼ 1.7%
Equity and liabilities €389k
Equity
€310k▼ 6.3%
Debt
€79k▲ 96.6%
The debt ratio rises from 10.8% to 20.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€58k▼
2024 · €65k
Cash flow
€45k▼
2024 · €50k
Solvency
79.7%▼
2024 · 89.2%
Current ratio
4.28▼
2024 · 8.62
Quick ratio
4.28▼
2024 · 8.62
Debt / equity
0.25▲
2024 · 0.12
ROE
11.6%▲
2024 · 11.5%
ROA
9.2%▼
2024 · 10.2%
Interest coverage
238.95▼
2024 · 294.12
Debt
€79k▲
2024 · €40k
Debt ≤ 1 year
€79k▲
2024 · €40k
Income taxes
€14k▼
2024 · €16k
Staff costs
€69k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€371k€389k▲
Fixed assets21/28€28k€52k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€28k€51k▲
Land and buildings22€0€0=
Plant, machinery and equipment23€3k€31k▲
Furniture and vehicles24€10k€6k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€15k€15k=
Financial fixed assets28€25€25=
Current assets29/58€343k€337k▼
Amounts receivable within one year40/41€43k€6k▼
Trade receivables40€25k€496▼
Other amounts receivable41€18k€5k▼
Current investments50/53€291k€312k▲
Cash at bank and in hand54/58€4k€15k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€371k€389k▲
Equity10/15€331k€310k▼
Contributions10/11€19k€19k=
Reserves13€308k€288k▼
Distributable reserves133€308k€288k▼
Profit (loss) carried forward14€5k€4k▼
Amounts payable17/49€40k€79k▲
Amounts payable within one year42/48€40k€79k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€430€426▼
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€28k€68k▲
Accrued charges and deferred income492/3€291€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€67k€69k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€941€929▼
Gross operating margin9900€133k€128k▼
Operating profit (loss)9901€53k€49k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€220€242▲
Recurring financial charges65€220€242▲
Profit (loss) for the period before taxes9903€54k€50k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€38k€36k▼
Profit (loss) for the period to be appropriated9905€38k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€40k▼
Profit (loss) brought forward from the previous period14P€5k€5k▼
Transfer from equity791/2€27k€56k▲
Transfer to equity691/2€38k€36k▼
To other reserves6921€38k€36k▼
Profit to be distributed694/7€28k€57k▲
Return on contributions (dividend)694€28k€57k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 8.65
Current ratio from 3.19 to 8.65; short-term debt falls from €110k to €37k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €83k ▲48.8%
Operating result €117k, net result €83k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Eric HASAERTS
CurrentDirector · since 13-12-2023
13-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ferdaucilaan 161020 BrusselGround area
222 m²
Building footprint
81 m²
Volume, LiDAR
839 m³
Parcel 21818E0268/00D007, Brussels · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ferdaucilaan 16, 1020 Brussel
since 20002.230.588.343
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818E0268/00D007 | Brussels | 222 m² | 1 · 81 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dokter Van der Stock
BE 0894.717.310
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Dr.Daan Walgraeve
BE 0891.982.207
Hasselt · Eq €310k
HKC DEURLE
BE 0743.959.415
Sint-Martens-Latem · Eq €310k
DOKTER J. ROOS
BE 0474.352.665
Turnhout · Eq €310k
Labye Gynécologie-Obstétrique
BE 1001.296.554
Visé · Eq €310k
Of 16,602 companies in sector 86220 we hold annual accounts for 7,960. 6,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2000
Fiscal year end30-09
Activities, NACEBEL
85120
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.