HASBOMA
ActiveHASBOMA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €7k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 68% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency80▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.94 in 2024; short-term debt: 9.5% and cash: 10.4% of total assets), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
2.8%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18202122232425
2018 to 2025 · latest year €132k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-03-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
34 d early
2023
35 d early
2022
30 d early
2021
31 d early
2020
32 d early
2018
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 5.3%
2024 · €126k
2018: €148k
2020: €183k
2021: €152k
2022: €136k
2023: €118k
2024: €126k
2018 → 2025
Total assets
€240k▼ 1.3%
2024 · €244k
2018: €375k
2020: €381k
2021: €310k
2022: €266k
2023: €242k
2024: €244k
2018 → 2025
Net result
€7k▼ 12.9%
2024 · €8k
2018: €-11k
2020: €35k
2021: €-31k
2022: €-16k
2023: €-18k
2024: €8k
2018 → 2025
Working capital
€8k
2024 · €-1k
2018: €-11k
2020: €-18k
2021: €-12k
2022: €-19k
2023: €-8k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€136k▼ 10.2%€118k▼ 13.5%€126k▲ 6.4%€132k▲ 5.3%
Operating result€-15k-€-10k▲ 31.2%€-10k▼ 0.1%€13k€11k▼ 11.1%
Net result€-31k-€-16k▲ 49.4%€-18k▼ 18.5%€8k€7k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €240k
Fixed assets
€210k▼ 6.0%
Current assets
€31k▲ 50.9%
Equity and liabilities €240k
Equity
€132k▲ 5.3%
Debt
€108k▼ 8.3%
The debt ratio falls from 48.4% to 45.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €28k
Cash flow
€20k▼
2024 · €23k
Solvency
55.0%▲
2024 · 51.6%
Current ratio
1.34▲
2024 · 0.94
Quick ratio
1.34▲
2024 · 0.94
Debt / equity
0.82▼
2024 · 0.94
ROE
5.0%▼
2024 · 6.1%
ROA
2.8%▼
2024 · 3.1%
Interest coverage
5.75▼
2024 · 5.87
Debt
€108k▼
2024 · €118k
Debt ≤ 1 year
€23k▲
2024 · €22k
Debt > 1 year
€85k▼
2024 · €96k
Income taxes
€383▲
2024 · €366
Staff costs
€887
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€240k▼
Fixed assets21/28€223k€210k▼
Intangible fixed assets21€9k€8k▼
Tangible fixed assets22/27€214k€202k▼
Land and buildings22€207k€197k▼
Plant, machinery and equipment23€6k€5k▼
Financial fixed assets28€180€180=
Current assets29/58€20k€31k▲
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€8k€6k▼
Cash at bank and in hand54/58€12k€25k▲
Equity and liabilities
Total equity and liabilities10/49€244k€240k▼
Equity10/15€126k€132k▲
Contributions10/11€180k€180k=
Outside capital11€180k€180k=
Other1109/19€180k€180k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-62k€-56k▲
Amounts payable17/49€118k€108k▼
Amounts payable after more than one year17€96k€85k▼
Financial debts170/4€92k€81k▼
Other amounts payable178/9€4k€4k=
Amounts payable within one year42/48€22k€23k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Taxes, remuneration and social security45€722€420▼
Taxes450/3€722€420▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€887
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€13k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€31k€29k▼
Operating profit (loss)9901€13k€11k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€8k€7k▼
Income taxes67/77€366€383▲
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-62k€-56k▲
Profit (loss) brought forward from the previous period14P€-70k€-62k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-31k ▼188%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
30-09
Financial
Equity above €150kEq €183k ▲23.5%
Equity rises from €148k to €183k.
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Banneuxstraat 133500 HasseltGround area
214 m²
Building footprint
109 m²
Volume, LiDAR
844 m³
Parcel 71322A0492/00F004, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HASBOMA NV
since 19892.045.257.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322A0492/00F004 | Flanders | 214 m² | 1 · 109 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHARLES DEGARD
BE 0475.666.818
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PIETTE-DI MARCO
BE 0426.714.381
Wavre · Eq €132k
Natuurbakkerij Schoofs & Herteleer
BE 0464.286.144
Genk · Eq €132k
DELI UKKEL
BE 0438.805.135
Ukkel · Eq €132k
CEVIMER
BE 0769.271.564
Gent · Eq €133k
Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 892 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-1989
Fiscal year end30-09
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.