HASARD CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of HASARD CONCEPT is 2.0% (moderate). The annual accounts of HASARD CONCEPT for fiscal year 2025 show a net loss of 52% of the equity at the start of that year. The 2025 annual accounts show equity of €1,398 and a net result of -€1,507. Its solvency ranks better than 44% of 4735 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 120 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,629 | - |
| Gross operating margin9900 | -€64 | €226 | ▲ 456% |
| Operating profit (loss)9901 | -€64 | -€1,403 | ▼ 2,105% |
| Financial charges65/66B | €31 | €104 | ▲ 238% |
| Recurring financial charges65 | €31 | €104 | ▲ 238% |
| Profit (loss) for the period before taxes9903 | -€95 | -€1,507 | ▼ 1,494% |
| Profit (loss) for the period9904 | -€95 | -€1,507 | ▼ 1,494% |
| Profit (loss) for the period to be appropriated9905 | -€95 | -€1,507 | ▼ 1,494% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €12,980 | €7,257 | ▼ 44.1% |
| Current assets29/58 | €12,980 | €7,257 | ▼ 44.1% |
| Amounts receivable within one year40/41 | €4,643 | - | - |
| Trade receivables40 | €4,643 | - | - |
| Cash at bank and in hand54/58 | €8,337 | €7,257 | ▼ 13.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €12,980 | €7,257 | ▼ 44.1% |
| Equity10/15 | €2,905 | €1,398 | ▼ 51.9% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€95 | -€1,602 | ▼ 1,594% |
| Amounts payable17/49 | €10,075 | €5,859 | ▼ 41.8% |
| Amounts payable within one year42/48 | €10,075 | €5,859 | ▼ 41.8% |
| Trade debts44 | €5,082 | €3,137 | ▼ 38.3% |
| Suppliers440/4 | €5,082 | €3,137 | ▼ 38.3% |
| Advances received on contracts in progress46 | - | €639 | - |
| Taxes, remuneration and social security45 | €3,658 | €1,529 | ▼ 58.2% |
| Taxes450/3 | €2,658 | €1,529 | ▼ 42.5% |
| Remuneration and social security454/9 | €1,000 | - | - |
| Other amounts payable47/48 | €1,335 | €554 | ▼ 58.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€95 | -€1,507 | ▼ 1,494% |
| Operating cash flow (approximation) | -€95 | -€1,507 | ▼ 1,494% |
| Change in cash | - | -€1,080 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0048/00Z025 | Flanders | 7,308 m² | 1 · 1,453 m² | 23.0 m · 4 fl. |
| 62059C0634/00C002 | Wallonia | 241 m² | 1 · 74 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.