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Harvest

Active
Private limited companyfounded 20205 yrs activeKortrijksesteenweg 48, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0758.912.360
Summary

Harvest has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.5m and a net result of €2.7m. Equity is growing by ~24.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Activity not known1 site
How big
€9.8mtotal assets 2025
Equity
€7.5m
Profit
€2.7m
Turnover not published (abridged schema)
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Largest shareholder
L&J Invest · 28.8%
Holdings
2
Accounts on time0 of 5 deeds read
Why 96- Founded in 2020+ Size: total assets €9.8m+ No main activity registered+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 76.6% of total assets
Liquidity 45-6
short-term debt 23.4% · cash 2.5%
Profitability 100+61
return on assets 27.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 3 months 08-2026: 0.1%highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Size: total assets €9.8m lowers the probability for this profile
  • Founded in 2020 raises the probability for this profile
  • No main activity registered lowers the probability
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
Credit up to €700,000 at 30 days acceptable
Liquidity ample (current ratio 4.28; short-term debt: 23.4% and cash: 2.5% of total assets), and 23.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 82%, liquidity 33%, profitability 98%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €9.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
on the day
2024
12 d late
2023
14 d late
2022
24 d late
2021
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2021net €2.7m ▲5,457%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Result rose in 2025from €49,100 to €2.7m ▲ 5,457% View
  • Total assets 20255 fiscal years filed €9.8m View
  • Active since 2020founded 30-11-2020 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€9.8m
Profit
€2.7m
Solvency
76.6%
Total assets▲ 38.6%
Net result
20212025
Go to Financials

Timeline

Events
10
Since
2022
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2021
  3. 12-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
30-11-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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