Equity
€162,325 ▲ 33.9%
HARUT has made a profit without a break since 2021.
HARUT
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €60,395 (2025)
€60,395▲ 43.5%
Resultlowest -€10,536 (2018)
€41,116▲ 82.1%
Equitypeak €162,325 (2025)
€162,325▲ 33.9%
Debts
€87,722▲ 18.1%
Board2 names since 2022
1 directorHarutyun MKRTCHYAN
Documentsfilings and deeds
07-10-202668 days late
2025micro format
Gross margin from €42,075 to €60,395Result from €22,583 to €41,116Appointment: Araks Alaverdyan (director) 23-01Equity from €121,208 to €162,325Debts from €74,295 to €87,722Cash from €26,893 to €14,916
Key points
from the 2025 annual accountsInvestments
€3,300 7.7 × depreciation
Green is investment, beige is depreciation.
Filings
7 annual accounts 68 days
Latest accounts filed late: after the legal deadline.
Checked score
65
Healthy
Financially stronger than 70% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.2%
01-2025: 3.7%▲ +1.5 percentage points vs 12-2024
02-2025: 3.8%▲ +0.1 percentage points vs 01-2025
03-2025: 4.7%▲ +0.9 percentage points vs 02-2025
04-2025: 6.3%▲ +1.6 percentage points vs 03-2025
05-2025: 6.3%● unchanged vs 04-2025
06-2025: 6.6%▲ +0.3 percentage points vs 05-2025highest value
07-2025: 6.1%▼ -0.5 percentage points vs 06-2025
08-2025: 6.1%● unchanged vs 07-2025
09-2025: 6.0%▼ -0.1 percentage points vs 08-2025
10-2025: 6.0%● unchanged vs 09-2025
11-2025: 1.0%▼ -5.0 percentage points vs 10-2025
12-2025: 0.9%▼ -0.1 percentage points vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026lowest value
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.3 percentage points vs 07-2026
09-2026: 1.3%▲ +0.1 percentage points vs 08-2026
10-2026: 1.5%▲ +0.2 percentage points vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 68 days late; 3 of the last 3 accounts late
Size: total assets €250,046
Sector: Retail trade (NACE 47)
lowers risk
Equity €162,325 (64.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 77% of them on solvency, 40% on liquidity, 84% on profitability and 81% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as HARUT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of HARUT itself is higher: 1.5% within 12 months. It rests on far more data about HARUT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for HARUT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.82 (2.61 in 2024), above the usual 1.5. Short-term debt is 35.1% and cash 6% of total assets. 35.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 68 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
68 days late
2024
60 days late
2023
31 days late
2022
240 days late
2021
3 days late
2019
on the day
2018
55 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0657851723
Appointment: Araks Alaverdyan (director)
General meeting of 01-10-2024 · Gazette deed
Company renamed from AUTO'S HARUT to HARUT
Appointment: Harutyun MKRTCHYAN (statutory director) · Resignation: Harutyun MKRTCHYAN (statutory director) · Reappointment: Harutyun MKRTCHYAN (statutory director) · Gazette deed
First establishment
Auto's Harut, Menenstraat 436, Wevelgem
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| HARUT Wevelgem | €250,046 | €60,395 | 64.9% | - |
| START TO GO Anderlecht | €244,750 | €53,854 | 68.2% | - |
| SEMIRA Anderlecht | €211,124 | €67,836 | 48.4% | - |
| BELGIAN SERVICE PROVIDER & CO Anderlecht | €207,881 | €50,401 | 52.4% | - |
| KRSNA SPRL Saint-Nicolas | €198,429 | €61,859 | 4.1% | - |
| DU KHANG Uccle | €239,798 | €51,495 | 5.6% | - |
| KERGER BUREAUTIQUE Messancy | €206,882 | €83,353 | 34.3% | - |
These companies have the same main activity as HARUT: retail sale of newspapers and periodicals (NACE 47621). They are comparable in size and age: total assets between €198,000 and €245,000, founded between 2013 and 2018.
Official details
Source: KBO- Status
- Active since 30-06-2016Normal situation
- Activity
- Retail sale of newspapers and periodicalsNACE 47621and 1 other
- Establishment unit
- 2.257.952.6378560 Wevelgem, since 01-07-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Turnover
- ≈ €360,000estimated
- Total assets
- €250,046▲ 27.9%
- Staff
- ≈ 0.3 FTEestimated
- Filing
- Filed on 07-10-2026
Insights on HARUT
HARUT files the micro format. That format states no turnover. The gross margin rose from -€3,141 in 2018 to €60,395 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HARUT
- What is the company number of HARUT?
- The company number of HARUT is 0657.851.723. The VAT number is the same number with BE in front: BE 0657.851.723.
- Where is HARUT based?
- The registered office is at Menenstraat 436, 8560 Wevelgem.Company details
- What does HARUT do?
- According to the KBO register, the main activity is retail sale of newspapers and periodicals (NACE 47621).
- What is the legal form of HARUT?
- HARUT is a private limited company (BV).
- When was HARUT founded?
- HARUT was founded on 30-06-2016.
- Is HARUT still active?
- Yes, HARUT is an active enterprise in the KBO register.
- What is the turnover of HARUT?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €60,395 and 32 comparable companies (NACE 476). It probably lies between €170,000 and €600,000.Financials
- Is HARUT profitable?
- In financial year 2025, HARUT made a profit of €41,116.
- Where can I find the annual accounts of HARUT?
- HARUT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HARUT due?
- HARUT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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