HARUT
ActiveHARUT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121k and a net result of €23k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 26057 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +36 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+68
Solvency99▲+40
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 1.21 in 2023), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2024
60 d late
2023
31 d late
2022
240 d late
2021
3 d late
2019
on the day
2018
55 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€121k▲ 22.9%
2023 · €99k
2019: €39k
2021: €80k
2022: €94k
2023: €99k
2019 → 2024
Total assets
€196k▼ 31.5%
2023 · €285k
2019: €86k
2021: €135k
2022: €312k
2023: €285k
2019 → 2024
Net result
€23k▲ 366%
2023 · €5k
2019: €-265
2021: €27k
2022: €14k
2023: €5k
2019 → 2024
Working capital
€117k▲ 225%
2023 · €36k
2019: €33k
2021: €106k
2022: €93k
2023: €36k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€39k-€80k▲ 104%€94k▲ 17.2%€99k▲ 5.2%€121k▲ 22.9%
Operating result€-39-€30k€19k▼ 35.1%€6k▼ 71.0%€33k▲ 486%
Net result€-265-€27k€14k▼ 48.8%€5k▼ 64.7%€23k▲ 366%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 486% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €196k
Fixed assets
€6k▼ 92.6%
Current assets
€189k▼ 6.9%
Equity and liabilities €196k
Equity
€121k▲ 22.9%
Debt
€74k▼ 60.2%
The debt ratio falls from 65.4% to 38.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€36k▲
2023 · €13k
Cash flow
€26k▲
2023 · €12k
Solvency
62.0%▲
2023 · 34.6%
Current ratio
2.61▲
2023 · 1.21
Quick ratio
1.13▲
2023 · 0.20
Debt / equity
0.61▼
2023 · 1.89
ROE
18.6%▲
2023 · 4.9%
ROA
11.6%▲
2023 · 1.7%
Interest coverage
9.17▼
2023 · 12.15
Debt
€74k▼
2023 · €187k
Debt ≤ 1 year
€73k▼
2023 · €167k
Debt > 1 year
€2k▼
2023 · €19k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€285k€196k▼
Fixed assets21/28€82k€6k▼
Tangible fixed assets22/27€82k€6k▼
Furniture and vehicles24€82k€6k▼
Current assets29/58€203k€189k▼
Stocks and contracts in progress3€169k€108k▼
Stocks30/36€169k€108k▼
Amounts receivable within one year40/41€6k€55k▲
Trade receivables40€5k€2k▼
Other amounts receivable41€2k€53k▲
Cash at bank and in hand54/58€28k€27k▼
Equity and liabilities
Total equity and liabilities10/49€285k€196k▼
Equity10/15€99k€121k▲
Contributions10/11€50k€50k=
Outside capital11€50k€50k=
Other1109/19€50k€50k=
Profit (loss) carried forward14€49k€71k▲
Amounts payable17/49€187k€74k▼
Amounts payable after more than one year17€19k€2k▼
Financial debts170/4€19k€2k▼
Amounts payable within one year42/48€167k€73k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€9k-
Suppliers440/4€9k-
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€4k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€142k€57k▼
Income statement
Code20232024
Non-recurring operating income76A€3k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€3k▼
Other operating charges640/8€2k€4k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€15k€42k▲
Operating profit (loss)9901€6k€33k▲
Financial income75/76B€342€15▼
Recurring financial income75€342€15▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€5k€29k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€5k€23k▲
Profit (loss) for the period to be appropriated9905€5k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€71k▲
Profit (loss) brought forward from the previous period14P€44k€49k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.61
Current ratio from 1.21 to 2.61; short-term debt falls from €167k to €73k.
31-12
Financial
Equity above €100kEq €121k ▲22.9%
4 profitable years in a row build equity to €121k.
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 240 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 7.61
Current ratio from 1.70 to 7.61; short-term debt falls from €47k to €16k.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menenstraat 4368560 WevelgemGround area
482 m²
Building footprint
165 m²
Volume, LiDAR
601 m³
Parcel 34041A0420/00H002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Auto's Harut
since 20162.257.952.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041A0420/00H002 | Flanders | 482 m² | 1 · 165 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KRANTENSHOP CLAUDIA
BE 0677.910.432
Houthalen-Helchteren · Eq €121k
XASA
BE 0861.512.824
Gembloux · Eq €122k
A-SIMO
BE 0695.699.242
Oostende · Eq €121k
DE BIST
BE 0763.935.673
Antwerpen · Eq €120k
IMPRIMERIE-PAPETERIE GUILLAUME
BE 0422.808.647
Charleroi · Eq €122k
Of 2,320 companies in sector 47621 we hold annual accounts for 1,237. 1,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2016
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.