Hartimac
ActiveHartimac has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €213k and a net result of €3k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 61% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40=
Solvency92=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
short-term debt: 0.9% and cash: 22.4% of total assets, and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.8%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
70 d early
2023
42 d early
2022
39 d early
2021
62 d early
2020
38 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 1.4%
2024 · €210k
2018: €196k
2019: €195k
2020: €199k
2021: €202k
2022: €205k
2023: €207k
2024: €210k
2018 → 2025
Total assets
€319k▲ 1.3%
2024 · €315k
2018: €325k
2019: €307k
2020: €305k
2021: €308k
2022: €310k
2023: €313k
2024: €315k
2018 → 2025
Net result
€3k▲ 10.2%
2024 · €3k
2018: €14k
2019: €-2k
2020: €5k
2021: €3k
2022: €3k
2023: €3k
2024: €3k
2018 → 2025
Working capital
€316k▲ 1.0%
2024 · €313k
2018: €299k
2019: €297k
2020: €302k
2021: €305k
2022: €307k
2023: €310k
2024: €313k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€202k-€205k▲ 1.4%€207k▲ 1.3%€210k▲ 1.3%€213k▲ 1.4%
Operating result€-2k-€-2k▲ 16.2%€-2k▼ 2.2%€-2k▼ 0.1%€-2k▼ 0.7%
Net result€3k-€3k▲ 8.6%€3k▼ 1.0%€3k▼ 1.6%€3k▲ 10.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €319k
Equity
€213k▲ 1.4%
Provisions
€103k=
Debt
€3k▲ 58.8%
The debt ratio rises from 0.6% to 0.9%. Equity and debt are higher.
Key figures and ratios
Solvency
66.8%▲
2024 · 66.8%
Debt / equity
0.01▲
2024 · 0.01
ROE
1.4%▲
2024 · 1.3%
ROA
0.9%▲
2024 · 0.9%
Debt
€3k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Income taxes
€1k▼
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €319k, equity €213k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€315k€319k▲
Current assets29/58€315k€319k▲
Amounts receivable after more than one year29€240k€240k=
Other amounts receivable291€240k€240k=
Amounts receivable within one year40/41€7k€7k=
Other amounts receivable41€7k€7k=
Cash at bank and in hand54/58€67k€71k▲
Equity and liabilities
Total equity and liabilities10/49€315k€319k▲
Equity10/15€210k€213k▲
Contributions10/11€98k€98k=
Reserves13€64k€64k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€48k€51k▲
Provisions and deferred taxes16€103k€103k=
Provisions for liabilities and charges160/5€103k€103k=
Pensions and similar obligations160€103k€103k=
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€475€475=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-2k€-2k=
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€6k€6k=
Recurring financial income75€6k€6k=
Financial charges65/66B€109€105▼
Recurring financial charges65€109€105▼
Profit (loss) for the period before taxes9903€4k€4k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€3k€3k▲
Profit (loss) for the period to be appropriated9905€3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€51k▲
Profit (loss) brought forward from the previous period14P€48k€48k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €202k ▲1.3%
2 profitable years in a row build equity to €202k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 89.28
Current ratio from 31.11 to 89.28; short-term debt falls from €10k to €3k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-2k ▼114%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 31.11
Current ratio from 12.55 to 31.11; short-term debt falls from €26k to €10k.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 119A1980 ZemstGround area
2,542 m²
Building footprint
943 m²
Volume, LiDAR
6,678 m³
2 parcels, Flanders · tallest building 8.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HARTIMAC
since 20072.160.146.745
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096C0702/00S000 | Flanders | 1,656 m² | 1 · 747 m² | 8.6 m · 2 fl. |
| 23096C0702/00T000 | Flanders | 886 m² | 1 · 196 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.