Harry Vanderstappen
ActiveHarry Vanderstappen has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-393k) and a net result of €-113k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.1%
Return on assets
-2.9%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€393k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
61 d late
2023
29 d late
2022
60 d late
2021
74 d early
2020
19 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-393k▼ 40.5%
2024 · €-280k
2018: €209k
2019: €245k
2020: €205k
2021: €246k
2022: €145k
2023: €-70k
2024: €-280k
2018 → 2025
Total assets
€3.90M▼ 1.6%
2024 · €3.97M
2018: €364k
2019: €378k
2020: €327k
2021: €303k
2022: €809k
2023: €4.05M
2024: €3.97M
2018 → 2025
Net result
€-113k▲ 46.0%
2024 · €-210k
2018: €22k
2019: €54k
2020: €48k
2021: €41k
2022: €37k
2023: €-214k
2024: €-210k
2018 → 2025
Working capital
€-4.23M▼ 1.9%
2024 · €-4.15M
2018: €-115k
2019: €-95k
2020: €-68k
2021: €-30k
2022: €-600k
2023: €-3.94M
2024: €-4.15M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€145k▼ 41.1%€-70k€-280k▼ 301%€-393k▼ 40.5%
Operating result€55k-€52k▼ 4.9%€-30k€18k€97k▲ 434%
Net result€41k-€37k▼ 9.3%€-214k€-210k▲ 2.0%€-113k▲ 46.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 434% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.90M
Fixed assets
€3.85M▼ 2.4%
Current assets
€52k▲ 123%
Key figures and ratios
EBITDA
€200k▲
2024 · €122k
Cash flow
€-10k▲
2024 · €-106k
Solvency
-10.1%▼
2024 · -7.0%
Current ratio
0.01▲
2024 · 0.01
Quick ratio
0.01▲
2024 · 0.01
Debt / equity
-10.93▲
2024 · -15.19
ROE
28.8%▼
2024 · 75.1%
ROA
-2.9%▲
2024 · -5.3%
Interest coverage
0.95▲
2024 · 0.53
Debt
€4.30M▲
2024 · €4.25M
Debt ≤ 1 year
€4.28M▲
2024 · €4.17M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.97M€3.90M▼
Fixed assets21/28€3.95M€3.85M▼
Tangible fixed assets22/27€2.37M€2.28M▼
Land and buildings22€2.36M€2.26M▼
Plant, machinery and equipment23€11k€19k▲
Financial fixed assets28€1.57M€1.57M=
Current assets29/58€23k€52k▲
Stocks and contracts in progress3-€9k
Stocks30/36-€9k
Amounts receivable within one year40/41€8k€28k▲
Trade receivables40€638€3k▲
Other amounts receivable41€8k€25k▲
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€12k€12k▲
Equity and liabilities
Total equity and liabilities10/49€3.97M€3.90M▼
Equity10/15€-280k€-393k▼
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€12k€12k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Profit (loss) carried forward14€-416k€-529k▼
Amounts payable17/49€4.25M€4.30M▲
Amounts payable after more than one year17€36k-
Financial debts170/4€36k-
Amounts payable within one year42/48€4.17M€4.28M▲
Current portion of amounts payable after more than one year42€121k€36k▼
Financial debts43€2.02M€2.02M=
Credit institutions430/8€2.02M€2.02M=
Trade debts44€118k€98k▼
Suppliers440/4€118k€98k▼
Advances received on contracts in progress46€540€1k▲
Taxes, remuneration and social security45-€25
Taxes450/3-€25
Other amounts payable47/48€1.92M€2.13M▲
Accrued charges and deferred income492/3€42k€18k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104k€103k▼
Other operating charges640/8€34k€37k▲
Gross operating margin9900€156k€238k▲
Operating profit (loss)9901€18k€97k▲
Financial income75/76B-€264
Recurring financial income75-€264
Financial charges65/66B€228k€211k▼
Recurring financial charges65€228k€211k▼
Profit (loss) for the period before taxes9903€-210k€-113k▲
Profit (loss) for the period9904€-210k€-113k▲
Profit (loss) for the period to be appropriated9905€-210k€-113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-416k€-529k▼
Profit (loss) brought forward from the previous period14P€-206k€-416k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-214k ▼681%
Net result drops to €-214k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €54k ▲146%
Net result €54k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaliehoevestraat 112220 Heist-op-den-BergGround area
1,704 m²
Building footprint
180 m²
Volume, LiDAR
821 m³
Parcel 12014K1072/00D000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schaliehoevestraat 11, 2220 Heist-op-den-Berg
since 19872.030.967.885
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K1072/00D000 | Flanders | 1,704 m² | 1 · 180 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,058 companies in sector 43240 we hold annual accounts for 1,614. 1,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1974
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
33200Installation of industrial machinery and equipment
43320Joinery installation
43422Screed work
45250
45421
68201Renting and operating of own or leased residential real estate, excluding social housing
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 51 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.