HARRY TILLEY
ActiveHARRY TILLEY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €143. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 84% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+3
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.93 against 6.7 in 2024; short-term debt: 24% and cash: 17.4% of total assets), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
7 d late
2023
29 d late
2022
29 d late
2021
19 d late
2020
31 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 0.6%
2024 · €26k
2018: €47k
2019: €25k
2020: €20k
2021: €19k
2022: €27k
2023: €25k
2024: €26k
2018 → 2025
Total assets
€34k▲ 14.4%
2024 · €30k
2018: €48k
2019: €26k
2020: €21k
2021: €21k
2022: €30k
2023: €30k
2024: €30k
2018 → 2025
Net result
€143▼ 29.2%
2024 · €203
2018: €-65k
2019: €-21k
2020: €-6k
2021: €-382
2022: €8k
2023: €-1k
2024: €203
2018 → 2025
Working capital
€24k▲ 4.8%
2024 · €23k
2018: €47k
2019: €25k
2020: €20k
2021: €18k
2022: €24k
2023: €22k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€27k▲ 39.8%€25k▼ 4.9%€26k▲ 0.8%€26k▲ 0.6%
Operating result€-170-€8k€-943€1k€806▼ 21.8%
Net result€-382-€8k€-1k€203€143▼ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€2k▼ 32.7%
Current assets
€32k▲ 19.5%
Equity and liabilities €34k
Equity
€26k▲ 0.6%
Debt
€8k▲ 103%
The debt ratio rises from 13.5% to 24.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €3k
Cash flow
€2k▼
2024 · €2k
Solvency
76.0%▼
2024 · 86.5%
Current ratio
3.93▼
2024 · 6.70
Quick ratio
1.79▼
2024 · 3.52
Debt / equity
0.32▲
2024 · 0.16
ROE
0.6%▼
2024 · 0.8%
ROA
0.4%▼
2024 · 0.7%
Interest coverage
3.90▲
2024 · 3.54
Debt
€8k▲
2024 · €4k
Debt ≤ 1 year
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€34k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€1k€507▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€27k€32k▲
Stocks and contracts in progress3€13k€17k▲
Stocks30/36€13k€17k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40-€2k
Other amounts receivable41€1k-
Current investments50/53€6k€6k=
Cash at bank and in hand54/58€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€30k€34k▲
Equity10/15€26k€26k▲
Contributions10/11€9k€9k=
Reserves13€173k€69k▼
Tax-exempt reserves132€69k€69k=
Distributable reserves133€103k-
Profit (loss) carried forward14€-156k€-52k▲
Amounts payable17/49€4k€8k▲
Amounts payable within one year42/48€4k€8k▲
Trade debts44-€20
Suppliers440/4-€20
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€189€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€725€508▼
Gross operating margin9900€4k€3k▼
Operating profit (loss)9901€1k€806▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€827€662▼
Recurring financial charges65€827€662▼
Profit (loss) for the period before taxes9903€203€143▼
Profit (loss) for the period9904€203€143▼
Profit (loss) for the period to be appropriated9905€203€143▼
Appropriation of the result
Profit (loss) to be appropriated9906€-156k€-156k▲
Profit (loss) brought forward from the previous period14P€-156k€-156k▲
Transfer from equity791/2-€103k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Back to profitnet €203
Net result €203 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 4 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelsstraat 1141840 LonderzeelGround area
3,540 m²
Building footprint
369 m²
Volume, LiDAR
843 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schoolstraat 52, 1880 Kapelle-op-den-Bos
since 20012.097.879.376
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039A0363/00S005 | Flanders | 3,202 m² | 1 · 228 m² | 4.6 m |
| 23048E0070/00M005 | Flanders | 337 m² | 1 · 141 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 1,666 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2001
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.