Harput
ActiveHarput has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €17k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-33
Solvency45▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.16 in 2024; short-term debt: 22.1% and cash: 0.4% of total assets), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
1.2%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
2 d early
2023
on the day
2022
on the day
2021
on the day
2020
on the day
2019
70 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€285k▲ 6.3%
2024 · €268k
2019: €76k
2020: €90k
2021: €118k
2022: €105k
2023: €198k
2024: €268k
2019 → 2025
Total assets
€1.43M▲ 30.9%
2024 · €1.10M
2019: €237k
2020: €789k
2021: €875k
2022: €1.02M
2023: €1.07M
2024: €1.10M
2019 → 2025
Net result
€17k▼ 75.9%
2024 · €71k
2019: €63k
2020: €14k
2021: €28k
2022: €-13k
2023: €93k
2024: €71k
2019 → 2025
Working capital
€38k▼ 32.9%
2024 · €57k
2019: €172k
2020: €58k
2021: €82k
2022: €31k
2023: €-3k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€105k▼ 10.7%€198k▲ 88.0%€268k▲ 35.7%€285k▲ 6.3%
Operating result€47k-€-137€133k€109k▼ 17.8%€47k▼ 56.9%
Net result€28k-€-13k€93k€71k▼ 23.8%€17k▼ 75.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€1.08M▲ 60.1%
Current assets
€356k▼ 15.7%
Equity and liabilities €1.43M
Equity
€285k▲ 6.3%
Debt
€1.15M▲ 38.9%
The debt ratio rises from 75.5% to 80.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75k▼
2024 · €132k
Cash flow
€45k▼
2024 · €94k
Solvency
19.9%▼
2024 · 24.5%
Current ratio
1.12▼
2024 · 1.16
Quick ratio
0.04▼
2024 · 0.14
Debt / equity
4.03▲
2024 · 3.08
ROE
6.0%▼
2024 · 26.3%
ROA
1.2%▼
2024 · 6.4%
Interest coverage
2.60▼
2024 · 5.73
Debt
€1.15M▲
2024 · €827k
Debt ≤ 1 year
€318k▼
2024 · €365k
Debt > 1 year
€831k▲
2024 · €462k
Income taxes
€5k▼
2024 · €19k
Staff costs
€86k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.43M▲
Fixed assets21/28€673k€1.08M▲
Tangible fixed assets22/27€669k€1.07M▲
Land and buildings22€667k€1.07M▲
Plant, machinery and equipment23€2k€401▼
Furniture and vehicles24€307€0▼
Financial fixed assets28€5k€5k=
Current assets29/58€422k€356k▼
Stocks and contracts in progress3€369k€342k▼
Stocks30/36€369k€342k▼
Amounts receivable within one year40/41€17k€8k▼
Trade receivables40€8k€8k▼
Other amounts receivable41€9k€102▼
Cash at bank and in hand54/58€36k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.43M▲
Equity10/15€268k€285k▲
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€186k€203k▲
Amounts payable17/49€827k€1.15M▲
Amounts payable after more than one year17€462k€831k▲
Financial debts170/4€460k€830k▲
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€365k€318k▼
Current portion of amounts payable after more than one year42€34k€52k▲
Financial debts43€50k€38k▼
Credit institutions430/8€50k€38k▼
Trade debts44€160k€105k▼
Suppliers440/4€160k€105k▼
Taxes, remuneration and social security45€39k€20k▼
Taxes450/3€19k€5k▼
Remuneration and social security454/9€19k€15k▼
Other amounts payable47/48€83k€103k▲
Income statement
Code20242025
Remuneration, social security and pensions62€68k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Other operating charges640/8€7k€10k▲
Gross operating margin9900€208k€170k▼
Operating profit (loss)9901€109k€47k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€23k€29k▲
Recurring financial charges65€23k€29k▲
Profit (loss) for the period before taxes9903€90k€22k▼
Income taxes67/77€19k€5k▼
Profit (loss) for the period9904€71k€17k▼
Profit (loss) for the period to be appropriated9905€71k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€186k€203k▲
Profit (loss) brought forward from the previous period14P€116k€186k▲
Social balance
Average headcount (FTE)90872.33.2▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €200kEq €268k ▲35.7%
2 profitable years in a row build equity to €268k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
30-06
Financial
Equity above €150kEq €198k ▲88%
Equity rises from €105k to €198k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-13k ▼145%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €118k ▲30.8%
3 profitable years in a row build equity to €118k.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansplein 312060 AntwerpenGround area
1,069 m²
Building footprint
143 m²
Volume, LiDAR
1,863 m³
Parcel 11805E0523/00B003, Flanders · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Harput
since 20002.099.415.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0523/00B003 | Flanders | 1,069 m² | 1 · 142 m² | 17.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.099.415.441
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Of 462 companies in sector 47783 we hold annual accounts for 214. 158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-08-1999
Fiscal year end30-06
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
47783Retail trade
47784Retail trade
52461
52488
47221Retail sale of meat and meat products, excluding game and poultry
47241Retail sale of bread and pastry (bakery outlets)
52220
52240
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.