HAROUNACHRAF

Open bankruptcy

Private limited companyfounded 2020Brusselse Steenweg 16, 1190 Vorst, BelgiumKBO/BCE: BE 0754.414.134

A bankruptcy procedure is open for HAROUNACHRAF according to publications in the Belgian State Gazette; curator: FRANCOIS LE GENTIL DE ROSMORDUC. The 2023 annual accounts show equity of €8k and a net result of €10k.

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Signals

Three signals.

+raises risk○neutral

The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.

KBO · legal situation

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Belgian State Gazette

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Turnover

€278k▲ 147%

2022 · €112k

2021: €28k 2022: €112k

2021 → 2023

EBIT margin

5.8%▲ 15.7pp

2022 · -9.9%

2021: 44.3% 2022: -9.9%

2021 → 2023

Net result

€10k

2022 · €-11k

2021: €9k 2022: €-11k

2021 → 2023

Working capital

€7k

2022 · €-3k

2021: €9k 2022: €-3k

2021 → 2023

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202120222023Trend

Turnover€28k-€112k▲ 302%€278k▲ 147%

Equity€9k-€-2k€8k

Operating result€12k-€-11k€16k

Net result€9k-€-11k€10k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2023: €16k after a loss of €11k in 2022, the highest year so far.

Balance-sheet composition

2023 in colour, 2022 as the grey bar beneath

Assets €87k

99.2%

Fixed assets €690▼ 25.0%

Current assets €86k▲ 281%

Equity and liabilities €87k

91.1%

Equity €8k

Debt €79k

Debt finances 91.1% of the balance-sheet total.

Key figures and ratios

2023 value · change against 2022

EBITDA

€16k▲

2022 · €-11k

Cash flow

€10k▲

2022 · €-11k

Solvency

8.9%▲

2022 · -8.8%

Current ratio

1.09▲

2022 · 0.88

Quick ratio

0.96▲

2022 · 0.82

Debt / equity

10.24▲

2022 · -12.37

ROE

126.8%▼

2022 · 551.0%

ROA

11.3%▲

2022 · -48.5%

Interest coverage

12.40▲

2022 · -35.96

Debt

€79k▲

2022 · €26k

Debt ≤ 1 year

€79k▲

2022 · €26k

Income taxes

€9k

Staff costs

€42k▲

2022 · €30k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2023 against 2022

Balance sheet Code20222023

Assets

Total assets20/58€24k€87k▲

Fixed assets21/28€920€690▼

Tangible fixed assets22/27€920€690▼

Furniture and vehicles24€920€690▼

Current assets29/58€23k€86k▲

Stocks and contracts in progress3€2k€10k▲

Stocks30/36€2k€10k▲

Amounts receivable within one year40/41€20k€71k▲

Other amounts receivable41€20k€71k▲

Cash at bank and in hand54/58€1k€5k▲

Equity and liabilities

Total equity and liabilities10/49€24k€87k▲

Equity10/15€-2k€8k▲

Profit (loss) carried forward14€-2k€8k▲

Amounts payable17/49€26k€79k▲

Amounts payable within one year42/48€26k€79k▲

Trade debts44€23k€65k▲

Suppliers440/4€23k€65k▲

Taxes, remuneration and social security45€3k€14k▲

Taxes450/3€3k€14k▲

Income statement Code20222023

Turnover70€112k€278k▲

Goods, raw materials, services and sundry goods60/61€30k€218k▲

Remuneration, social security and pensions62€30k€42k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€230€230=

Other operating charges640/8€799€696▼

Gross operating margin9900€20k€60k▲

Operating profit (loss)9901€-11k€16k▲

Financial income75/76B-€4k

Recurring financial income75-€4k

Financial charges65/66B€303€1k▲

Recurring financial charges65€303€1k▲

Profit (loss) for the period before taxes9903€-11k€19k▲

Income taxes67/77-€9k

Profit (loss) for the period9904€-11k€10k▲

Profit (loss) for the period to be appropriated9905€-11k€10k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-2k€8k▲

Profit (loss) brought forward from the previous period14P€9k€-2k▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Signals 1Financial 2Filings 3

2025

27-10

Bankruptcy Opening

Tribunal de l’entreprise francophone de Bruxelles · SRL HAROUNACHRAF CHAUSSEE DE BRUXELLES 16, 1190 FOREST · event 20-10-2025

10-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 344 days late

22-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 631 days late

22-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 996 days late

2023

31-12

Financial Back to profitnet €10k

Net result €10k after one loss-making year.

2022

31-12

Financial Weakest financial yearnet €-11k ▼222%

Net result drops to €-11k, the lowest in the series.

SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Vorst · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselse Steenweg 161190 Vorst

Ground area

131 m²

Building footprint

132 m²

Volume, LiDAR

1,635 m³

Parcel 21382C0055/02K000, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

HAROUNACHRAF

Brusselse Steenweg 16, 1190 VorstRetail sale of bread and pastry (bakery outlets)

since 20212.331.062.725

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21382C0055/02K000 ProtectedMonument · Site or landscapeAbdij van Vorst en zijn landschapSource ↗	Brussels	131 m²	1 · 132 m²	18.0 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Insolvency mandates

1 mandate

Role	Name	Tenure
Curator	FRANCOIS LE GENTIL DE ROSMORDUC AVENUE LOUISE 349/17, 1050 IXELLES	20-10-2025 → present

Similar companies · same sector, comparable size

Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 784 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-09-2020

Fiscal year end31-12

Activities, NACEBEL

10712Artisanal bread and fresh pastry making

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.