HAROO
ActiveSummary
The computed 12-month bankruptcy probability of HAROO is 5.3% (elevated). The 2025 annual accounts show equity of €41,116 and a net result of -€15,245. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 4718 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-55
Solvency67▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.71 against 2.79 in 2024; short-term debt: 30.1% and cash: 22.3% of total assets), but 58.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
-15.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
8 d early
2024
61 d late
2023
19 d late
2022
1 d late
2021
16 d late
2020
1 d early
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€41,116▼ 27.0%
2024 · €56,361
Total assets
€98,930▼ 14.0%
2024 · €115,033
Net result
-€15,245
2024 · €13,239
Working capital
€20,971▼ 41.2%
2024 · €35,650
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,100▲ 76.9%€24,634▲ 247%€7,608▼ 69.1%€12,846▲ 68.9%-€8,979
Net result€6,960within the sector's middle half▲ 79.8%€24,480above the sector's middle half▲ 252%€635within the sector's middle half▼ 97.4%€13,239within the sector's middle half▲ 1,986%-€15,245below the sector's middle half
Equity€27,006within the sector's middle half▲ 34.7%€42,487within the sector's middle half▲ 57.3%€43,122within the sector's middle half▲ 1.5%€56,361within the sector's middle half▲ 30.7%€41,116within the sector's middle half▼ 27.0%
Total assets€29,405below the sector's middle half▼ 0.8%€59,782within the sector's middle half▲ 103%€63,195within the sector's middle half▲ 5.7%€115,033within the sector's middle half▲ 82.0%€98,930within the sector's middle half▼ 14.0%
Debt€2,399▼ 75.0%€17,295▲ 621%€20,073▲ 16.1%€58,673▲ 192%€57,814▼ 1.5%
Working capital€25,934within the sector's middle half▲ 157%€33,752within the sector's middle half▲ 30.1%€32,788within the sector's middle half▼ 2.9%€35,650within the sector's middle half▲ 8.7%€20,971within the sector's middle half▼ 41.2%
Solvency91.8%above the sector's middle half▲ 24.2pp71.1%above the sector's middle half▼ 20.8pp68.2%above the sector's middle half▼ 2.8pp49.0%within the sector's middle half▼ 19.2pp41.6%within the sector's middle half▼ 7.4pp
Current ratio11.81above the sector's middle half▲ 9.762.95above the sector's middle half▼ 8.862.63above the sector's middle half▼ 0.322.79above the sector's middle half▲ 0.161.71within the sector's middle half▼ 1.09
Return on assets (ROA)23.7%above the sector's middle half▲ 10.6pp40.9%above the sector's middle half▲ 17.3pp1.0%within the sector's middle half▼ 39.9pp11.5%within the sector's middle half▲ 10.5pp-15.4%below the sector's middle half▼ 26.9pp
Staff (FTE)0.53.4▲ 580%
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,979 after €12,846 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,930
Fixed assets
€48,227 ▼ 19.0%
Current assets
€50,703 ▼ 8.7%
Equity and liabilities €98,930
Equity
€41,116 ▼ 27.0%
Debt
€57,814 ▼ 1.5%
Debt's share of the balance-sheet total rises from 51.0% to 58.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7,826▼
2024 · €25,430
Cash flow
€1,560▼
2024 · €25,823
Debt to equity
1.41▲
2024 · 1.04
ROE
-37.1%▼
2024 · 23.5%
Interest coverage
3.38▼
2024 · 23.03
Debt ≤ 1 year
€29,733▲
2024 · €19,878
Debt > 1 year
€28,081▼
2024 · €38,794
Income taxes
€3,954
Staff costs
€74,904▲
2024 · €9,923
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,000 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €9,923 | €74,904 | ▲ 655% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,998 | €2,287 | €11,035 | €12,584 | €16,805 | ▲ 33.5% |
| Other operating charges640/8 | - | - | €3,665 | €2,007 | €4,781 | ▲ 138% |
| Non-recurring operating charges66A | - | €303 | €219 | €184 | €592 | ▲ 221% |
| Gross operating margin9900 | €17,098 | €27,224 | €22,527 | €37,544 | €88,102 | ▲ 135% |
| Operating profit (loss)9901 | €7,100 | €24,634 | €7,608 | €12,846 | -€8,979 | ▼ 170% |
| Financial income75/76B | - | - | - | €1,653 | - | - |
| Recurring financial income75 | - | - | - | €1,653 | - | - |
| Non-recurring financial income76B | - | - | - | €1,653 | - | - |
| Financial charges65/66B | €141 | €153 | €4,244 | €1,260 | €2,312 | ▲ 83.6% |
| Recurring financial charges65 | €141 | €153 | €225 | €1,104 | €2,312 | ▲ 109% |
| Non-recurring financial charges66B | - | - | €4,020 | €155 | - | - |
| Profit (loss) for the period before taxes9903 | €6,960 | €24,480 | €3,363 | €13,239 | -€11,291 | ▼ 185% |
| Income taxes67/77 | - | - | €2,729 | - | €3,954 | - |
| Profit (loss) for the period9904 | €6,960 | €24,480 | €635 | €13,239 | -€15,245 | ▼ 215% |
| Profit (loss) for the period to be appropriated9905 | €6,960 | €24,480 | €635 | €13,239 | -€15,245 | ▼ 215% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29,405 | €59,782 | €63,195 | €115,033 | €98,930 | ▼ 14.0% |
| Fixed assets21/28 | €1,073 | €8,735 | €10,334 | €59,505 | €48,227 | ▼ 19.0% |
| Tangible fixed assets22/27 | €1,073 | €8,735 | €10,334 | €59,455 | €48,227 | ▼ 18.9% |
| Plant, machinery and equipment23 | €779 | €414 | €49 | - | - | - |
| Furniture and vehicles24 | €293 | €8,321 | €10,284 | €59,455 | €48,227 | ▼ 18.9% |
| Financial fixed assets28 | - | - | - | €50 | - | - |
| Current assets29/58 | €28,333 | €51,047 | €52,861 | €55,528 | €50,703 | ▼ 8.7% |
| Amounts receivable within one year40/41 | €303 | €1,544 | €3,321 | €17,256 | €21,574 | ▲ 25.0% |
| Trade receivables40 | - | €1,544 | - | - | €1,309 | - |
| Other amounts receivable41 | €303 | - | €3,321 | €17,256 | €20,265 | ▲ 17.4% |
| Cash at bank and in hand54/58 | €26,971 | €49,316 | €49,150 | €37,882 | €22,054 | ▼ 41.8% |
| Deferred charges and accrued income490/1 | €1,059 | €187 | €390 | €390 | €7,075 | ▲ 1,714% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29,405 | €59,782 | €63,195 | €115,033 | €98,930 | ▼ 14.0% |
| Equity10/15 | €27,006 | €42,487 | €43,122 | €56,361 | €41,116 | ▼ 27.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €8,406 | €23,887 | €24,522 | €37,761 | €22,516 | ▼ 40.4% |
| Amounts payable17/49 | €2,399 | €17,295 | €20,073 | €58,673 | €57,814 | ▼ 1.5% |
| Amounts payable after more than one year17 | - | - | - | €38,794 | €28,081 | ▼ 27.6% |
| Financial debts170/4 | - | - | - | €38,794 | €28,081 | ▼ 27.6% |
| Amounts payable within one year42/48 | €2,399 | €17,295 | €20,073 | €19,878 | €29,733 | ▲ 49.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,215 | €9,680 | ▲ 17.8% |
| Trade debts44 | €1,283 | €1,066 | €4,610 | €6,807 | €13,200 | ▲ 93.9% |
| Suppliers440/4 | €1,283 | €1,066 | €4,610 | €6,807 | €13,200 | ▲ 93.9% |
| Taxes, remuneration and social security45 | - | €3,053 | €2,899 | €4,855 | €6,853 | ▲ 41.1% |
| Taxes450/3 | - | €1,023 | €78 | €3,251 | - | - |
| Remuneration and social security454/9 | - | €2,029 | €2,821 | €1,604 | €6,853 | ▲ 327% |
| Other amounts payable47/48 | €1,116 | €13,176 | €12,564 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,960 | €24,480 | €635 | €13,239 | -€15,245 | ▼ 215% |
| + Depreciation and write-downs630 | €9,998 | €2,287 | €11,035 | €12,584 | €16,805 | ▲ 33.5% |
| Operating cash flow (approximation) | €16,958 | €26,768 | €11,669 | €25,823 | €1,560 | ▼ 94.0% |
| Investment in fixed assets (approximation) | - | -€9,950 | -€12,633 | -€61,756 | -€5,526 | ▲ 91.1% |
| Change in cash | - | €22,345 | -€166 | -€11,268 | -€15,828 | ▼ 40.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Resignation: AMRI Amine (director)Appointment: BEN ALLAL Ottman (director) · Shareholding4 facts ▸
State Gazette act
Resignation: AMRI Amine (director)
Appointment: BEN ALLAL Ottman (director) · Shareholding4 facts ▸
- General meeting, 27-07-2026
- Director resignation, AMRI Amine (director)
- Director appointment, BEN ALLAL Ottman (director)
- Shareholding, actions, 100
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
22-05
State Gazette act
Appointment: AMRI Amine (director)Shareholding6 facts ▸
State Gazette act
Appointment: AMRI Amine (director)
Shareholding6 facts ▸
- General meeting, 12-05-2026
- Director appointment, AMRI Amine (director)
- Shareholding, 100
- Board composition, HADDOU MOUSSA Mustapha (director)
- Board composition, EL MAHI AGRA Zakaria (director)
- Board composition, AMRI Amine (director)
2025
31-12
Financial
Weakest financial yearnet -€15,245
Net result drops to -€15,245, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Highest result since 2019net €24,480 ▲252%
Operating result €24,634, net result €24,480, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Liquidity times 6current ratio 11.81
Current ratio from 2.05 to 11.81; short-term debt falls from €9,596 to €2,399.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3,872
Net result €3,872 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.05
Current ratio from 0.81 to 2.05; short-term debt falls from €18,415 to €9,596.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 13 acts read
About the unread acts
Of the 13 Belgian State Gazette acts we know for this company, 2 have been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
BEN ALLAL Ottman
CurrentDirector · since 27-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
11 of this company's 13 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
144 m²
Building footprint
144 m²
Volume, LiDAR
2,714 m³
Parcel 21810L2203/00G002, Brussels · tallest building 22.2 m, ±7 floors. Linked by address, not a title deed.
54
companies at this address
See who is registered here
1 establishment unit
HAROO
since 20182.281.774.154
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2203/00G002 | Brussels | 144 m² | 1 · 144 m² | 22.1 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| BEN ALLAL Ottman |
|
| AMRI Amine |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 04-08-2026 ↗
- HADDOU MOUSSA Mustapha 100 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 6,683 companies in sector 49330 we hold annual accounts for 2,302. 1,913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
52210Service activities incidental to land transportation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0707604310
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.