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HAROMA

Active
Private limited company (pre-2019)founded 200818 yrs activeQuai des Religieuses 1, 4830 Limbourg, BelgiumKBO/BCE: BE 0899.012.430
Summary

HAROMA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €456,339 and a net result of €138,730. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 74% of 733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability92▲+3
Solvency87▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.38 against 6.05 in 2024; short-term debt: 38.4% and cash: 33.6% of total assets), and 38.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Warehousing and support activities for transportation (NACE 52)
about 72% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.6%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
on the day
2023
5 d early
2022
4 d early
2021
61 d late
2020
30 d late
2019
104 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 July 2008, HAROMA was incorporated.1 POPU SOLAR has served as director of the company since 2026.2 Total assets went from EUR 617,807 in 2018 to EUR 740,967 in 2025 and headcount from 2 to 1.6 full-time equivalents.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 17-08-2026
  3. 3National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€456,339▼ 15.0%
2024 · €536,608
Total assets
€740,967▲ 18.3%
2024 · €626,137
Net result
€138,730▲ 36.3%
2024 · €101,807
Working capital
€392,648▼ 12.9%
2024 · €450,572
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€106,557▲ 199%€149,336▲ 40.1%€152,706▲ 2.3%€150,604▼ 1.4%€178,917▲ 18.8%
Net result€89,060above the sector's middle half▲ 189%€110,223above the sector's middle half▲ 23.8%€112,891above the sector's middle half▲ 2.4%€101,807above the sector's middle half▼ 9.8%€138,730within the sector's middle half▲ 36.3%
Equity€351,987above the sector's middle half▲ 18.3%€435,210above the sector's middle half▲ 23.6%€498,101above the sector's middle half▲ 14.5%€536,608above the sector's middle half▲ 7.7%€456,339within the sector's middle half▼ 15.0%
Total assets€443,704within the sector's middle half▼ 17.6%€523,735above the sector's middle half▲ 18.0%€580,103above the sector's middle half▲ 10.8%€626,137above the sector's middle half▲ 7.9%€740,967within the sector's middle half▲ 18.3%
Debt€91,717▼ 62.0%€88,525▼ 3.5%€82,002▼ 7.4%€89,529▲ 9.2%€284,628▲ 218%
Working capital€251,659above the sector's middle half▲ 0.9%€341,586above the sector's middle half▲ 35.7%€385,999above the sector's middle half▲ 13.0%€450,572above the sector's middle half▲ 16.7%€392,648within the sector's middle half▼ 12.9%
Solvency79.3%above the sector's middle half▲ 24.1pp83.1%above the sector's middle half▲ 3.8pp85.9%above the sector's middle half▲ 2.8pp85.7%above the sector's middle half▼ 0.2pp61.6%within the sector's middle half▼ 24.1pp
Current ratio3.76above the sector's middle half▲ 1.724.87above the sector's middle half▲ 1.115.72above the sector's middle half▲ 0.866.05above the sector's middle half▲ 0.332.38within the sector's middle half▼ 3.67
Return on assets (ROA)20.1%above the sector's middle half▲ 14.3pp21.0%above the sector's middle half▲ 1.0pp19.5%above the sector's middle half▼ 1.6pp16.3%within the sector's middle half▼ 3.2pp18.7%above the sector's middle half▲ 2.5pp
Staff (FTE)1.6▼ 5.9%1.6=1.6=1.6=1.6within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 52, Warehousing and support activities for transportation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2021: €106,557€106,557Net result 2021: €89,060€89,060Operating result 2022: €149,336€149,336Net result 2022: €110,223€110,223Operating result 2023: €152,706€152,706Net result 2023: €112,891€112,891Operating result 2024: €150,604€150,604Net result 2024: €101,807€101,807Operating result 2025: €178,917€178,917Net result 2025: €138,730€138,73020212022202320242025€0€50,000€100,000€150,000€200,000Operating result 2023: €152,706€153,000Net result 2023: €112,891€113,000Operating result 2024: €150,604€151,000Net result 2024: €101,807€102,000Operating result 2025: €178,917€179,000Net result 2025: €138,730€139,000202320242025
The operating result recovers in 2025; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €740,967
Fixed assets €64,147 ▼ 25.7%
Current assets €676,820 ▲ 25.4%
Equity and liabilities €740,967
Equity €456,339 ▼ 15.0%
Debt €284,628 ▲ 218%
Debt's share of the balance-sheet total rises from 14.3% to 38.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€210,012▲
2024 · €182,326
Cash flow
€169,826▲
2024 · €133,530
Debt to equity
0.62▲
2024 · 0.17
ROE
30.4%▲
2024 · 19.0%
Interest coverage
92.76▼
2024 · 96.35
Debt ≤ 1 year
€284,172▲
2024 · €89,195
Income taxes
€49,674▼
2024 · €57,620
Staff costs
€55,762▲
2024 · €52,419
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet Code20242025
Assets
Total assets20/58€626,137€740,967▲
Fixed assets21/28€86,370€64,147▼
Tangible fixed assets22/27€86,170€63,947▼
Land and buildings22€14,761€12,313▼
Plant, machinery and equipment23€32,306€34,852▲
Furniture and vehicles24€39,103€16,782▼
Financial fixed assets28€200€200=
Current assets29/58€539,767€676,820▲
Amounts receivable within one year40/41€229,466€277,429▲
Trade receivables40€228,692€257,737▲
Other amounts receivable41€774€19,692▲
Current investments50/53-€150,164
Cash at bank and in hand54/58€310,030€249,227▼
Deferred charges and accrued income490/1€271-
Equity and liabilities
Total equity and liabilities10/49€626,137€740,967▲
Equity10/15€536,608€456,339▼
Contributions10/11€45,000€45,000=
Capital10€45,000€45,000=
Issued capital100€45,000€45,000=
Reserves13€438,050€219,050▼
Non-distributable reserves130/1€4,500€4,500=
Legal reserve130€4,500€4,500=
Distributable reserves133€433,550€214,550▼
Profit (loss) carried forward14€53,558€192,289▲
Amounts payable17/49€89,529€284,628▲
Amounts payable within one year42/48€89,195€284,172▲
Trade debts44€6,370€48,169▲
Suppliers440/4€6,370€48,169▲
Taxes, remuneration and social security45€19,515€17,004▼
Taxes450/3€8,731€10,164▲
Remuneration and social security454/9€10,784€6,840▼
Other amounts payable47/48€63,310€219,000▲
Accrued charges and deferred income492/3€334€456▲
Income statement Code20242025
Non-recurring operating income76A€8,352€8,901▲
Remuneration, social security and pensions62€52,419€55,762▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,722€31,095▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8,243-
Other operating charges640/8€2,720€3,034▲
Non-recurring operating charges66A€8,243-
Gross operating margin9900€237,466€268,808▲
Operating profit (loss)9901€150,604€178,917▲
Financial income75/76B€10,716€11,752▲
Recurring financial income75€10,716€11,752▲
Financial charges65/66B€1,892€2,264▲
Recurring financial charges65€1,892€2,264▲
Profit (loss) for the period before taxes9903€159,427€188,405▲
Income taxes67/77€57,620€49,674▼
Profit (loss) for the period9904€101,807€138,730▲
Profit (loss) for the period to be appropriated9905€101,807€138,730▲
Appropriation of the result
Profit (loss) to be appropriated9906€155,308€192,289▲
Profit (loss) brought forward from the previous period14P€53,501€53,558▲
Transfer from equity791/2€63,300€219,000▲
Transfer to equity691/2€101,750-
To other reserves6921€101,750-
Profit to be distributed694/7€63,300€219,000▲
Return on contributions (dividend)694€63,300€219,000▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€55,243€102,092€8,165€8,352€8,901▲ 6.6%
Remuneration, social security and pensions62€27,402€47,599€48,338€52,419€55,762▲ 6.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,171€16,018€26,891€31,722€31,095▼ 2.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2,487-€2,487-€8,243--
Other operating charges640/8€2,548€3,464€4,540€2,720€3,034▲ 11.5%
Non-recurring operating charges66A€31,443€31,460€4,711€8,243--
Gross operating margin9900€182,120€250,363€234,699€237,466€268,808▲ 13.2%
Operating profit (loss)9901€106,557€149,336€152,706€150,604€178,917▲ 18.8%
Financial income75/76B€11,940€9,492€10,891€10,716€11,752▲ 9.7%
Recurring financial income75€11,940€9,492€10,891€10,716€11,752▲ 9.7%
Financial charges65/66B€3,690€1,400€1,528€1,892€2,264▲ 19.6%
Recurring financial charges65€3,690€1,400€1,528€1,892€2,264▲ 19.6%
Profit (loss) for the period before taxes9903€114,808€157,428€162,069€159,427€188,405▲ 18.2%
Income taxes67/77€25,748€47,204€49,178€57,620€49,674▼ 13.8%
Profit (loss) for the period9904€89,060€110,223€112,891€101,807€138,730▲ 36.3%
Profit (loss) for the period to be appropriated9905€89,060€110,223€112,891€101,807€138,730▲ 36.3%
Line20212022202320242025Change
Assets
Total assets20/58€443,704€523,735€580,103€626,137€740,967▲ 18.3%
Fixed assets21/28€100,977€93,850€112,394€86,370€64,147▼ 25.7%
Tangible fixed assets22/27€100,777€93,650€112,194€86,170€63,947▼ 25.8%
Land and buildings22€22,107€19,658€17,210€14,761€12,313▼ 16.6%
Plant, machinery and equipment23€46,678€41,887€37,097€32,306€34,852▲ 7.9%
Furniture and vehicles24€31,993€32,105€57,888€39,103€16,782▼ 57.1%
Financial fixed assets28€200€200€200€200€200=
Current assets29/58€342,726€429,885€467,708€539,767€676,820▲ 25.4%
Amounts receivable within one year40/41€237,715€270,461€223,287€229,466€277,429▲ 20.9%
Trade receivables40€223,379€249,266€192,287€228,692€257,737▲ 12.7%
Other amounts receivable41€14,336€21,195€31,000€774€19,692▲ 2,443%
Current investments50/53----€150,164-
Cash at bank and in hand54/58€105,012€157,924€244,073€310,030€249,227▼ 19.6%
Deferred charges and accrued income490/1-€1,500€348€271--
Equity and liabilities
Total equity and liabilities10/49€443,704€523,735€580,103€626,137€740,967▲ 18.3%
Equity10/15€351,987€435,210€498,101€536,608€456,339▼ 15.0%
Contributions10/11€45,000€45,000€45,000€45,000€45,000=
Capital10€45,000€45,000€45,000€45,000€45,000=
Issued capital100€45,000€45,000€45,000€45,000€45,000=
Reserves13€253,800€336,800€399,600€438,050€219,050▼ 50.0%
Non-distributable reserves130/1€4,500€4,500€4,500€4,500€4,500=
Legal reserve130€4,500€4,500€4,500€4,500€4,500=
Distributable reserves133€249,300€332,300€395,100€433,550€214,550▼ 50.5%
Profit (loss) carried forward14€53,187€53,410€53,501€53,558€192,289▲ 259%
Amounts payable17/49€91,717€88,525€82,002€89,529€284,628▲ 218%
Amounts payable within one year42/48€91,068€88,299€81,709€89,195€284,172▲ 219%
Current portion of amounts payable after more than one year42€1,821-----
Financial debts43€2,390-----
Credit institutions430/8€2,390-----
Trade debts44€34,434€21,838€7,754€6,370€48,169▲ 656%
Suppliers440/4€34,434€21,838€7,754€6,370€48,169▲ 656%
Taxes, remuneration and social security45€17,250€39,249€23,775€19,515€17,004▼ 12.9%
Taxes450/3€9,683€27,485€10,372€8,731€10,164▲ 16.4%
Remuneration and social security454/9€7,567€11,764€13,403€10,784€6,840▼ 36.6%
Other amounts payable47/48€35,173€27,212€50,181€63,310€219,000▲ 246%
Accrued charges and deferred income492/3€649€226€293€334€456▲ 36.5%
Line20212022202320242025Change
Profit (loss) for the period9904€89,060€110,223€112,891€101,807€138,730▲ 36.3%
+ Depreciation and write-downs630€14,171€16,018€26,891€31,722€31,095▼ 2.0%
Operating cash flow (approximation)€103,231€126,241€139,782€133,530€169,826▲ 27.2%
Investment in fixed assets (approximation)--€8,890-€45,436-€5,698-€8,872▼ 55.7%
Change in cash-€52,912€86,149€65,957-€60,803▼ 192%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
17-08
State Gazette act Resignation: Roland HANEN (director)
Appointment: POPU SOLAR SRL (director) · Permanent representative: Shipei DAI4 facts ▸
  • General meeting, 07-08-2026
  • Director resignation, Roland HANEN (director)
  • Director appointment, POPU SOLAR SRL (director)
  • Permanent representative, Shipei DAI (permanent representative)
2025
31-12
Financial Highest result since 2018net €138,730 ▲36.3%
Operating result €178,917, net result €138,730, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €500,000Eq €536,608 ▲7.7%
7 profitable years in a row build equity to €536,608.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €30,854 ▼58.8%
Net result drops to €30,854, the lowest in the series; recovery starts the following year.
12-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
26-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2026

Board 1

POPU SOLAR
Director · since 07-08-2026 · Private limited company · perm. rep.: Shipei DAI
Current

Permanent representatives 1

Shipei DAI
Permanent representative · since 07-08-2026 · for POPU SOLAR
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Limbourg · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
601 m²
Building footprint
88 m²
Volume, LiDAR
838 m³
Parcel 63046A0197/00C002, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
HAROMA SPRL
Quai des Religieuses 1, 4830 LimbourgWarehousing and storage
since 20082.171.832.176
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63046A0197/00C002 Wallonia 601 m² 1 · 88 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
POPU SOLAR
  • Director, from 07-08-2026 to date
Roland HANEN
  • Director, until 07-08-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 3,187 companies in sector 52250 we hold annual accounts for 1,963. 1,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
52100Warehousing and storage
70200Business and other management consultancy
82100Office administrative and support services
82300Organisation of conventions and trade shows
Contact
Website www.haroma.beLimbourg
E-mail info@haroma.beLimbourg
Phone +3287882899Limbourg
E-invoicing
Reachable via Peppol
Peppol ID 0208:0899012430
Also 9925:BE0899012430
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.