Financials
- Fiscal year
- 2024
- Total assets
- €459,705
- Profit
- €255,092
- Solvency
- 89.1%
Total assets▼ 56.4%
Net result
20182024
Harmony4growth
ActiveSummary
Harmony4growth has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €409,705 and a net result of €255,092. Equity is growing by ~52.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Activity not known1 site
Size
€459,705total assets 2024
- Equity
- €409,705
- Profit
- €255,092
Turnover not published (abridged schema)
Structure
- Largest shareholder
- Mercken Management · 33.33%
- Holdings
- 1
Accounts 37 d early0 of 5 deeds read
Why 88- Figures for FY 2024 (filed 28-08-2025)+ Size: total assets €459,705+ Liquidity: current ratio 9.19, cash €101,730+ No main activity registeredShow the evidence
Checked score
Score 2024
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 89.1% of total assets
Liquidity
77+27
short-term debt 10.9% · cash 22.1%
Profitability
100+64
return on assets 55.5%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: < 0.1%
03-2026: < 0.1%▼ -6.4% vs 02-2026lowest value
04-2026: < 0.1%● 0.0% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%● 0.0% vs 05-2026lowest value
07-2026: < 0.1%▲ +4.5% vs 06-2026
08-2026: 0.1%▲ +50.0% vs 07-2026
09-2026: 0.1%▲ +46.4% vs 08-2026
10-2026: 0.3%▲ +170% vs 09-2026highest value
- Size: total assets €459,705 lowers the probability for this profile
- Figures for FY 2024 (filed 28-08-2025) raises the probability
- Liquidity: current ratio 9.19, cash €101,730 lowers the probability
- No main activity registered lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 9.19; short-term debt: 10.9% and cash: 22.1% of total assets), and 10.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 71%, profitability 90%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
37 d early
2024
27 d late
2023
2 d early
2022
3 d late
2021
2 d early
2020
23 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €255,092
Key points
By topic
Board & ownership
- Largest shareholder
- Mercken Management · 33.33%
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 16
- Since
- 2019
- Next accounts
- by 31-07-2027
- 24-06-2026Annual accounts filed
- 27-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 15-01-2018
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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