The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered office moved from Nazareth-De Pinte to Ghent
New registered office: Kerkstraat 108, 9050 Gent · Previous registered office: Steenweg Deinze 195, 9810 Nazareth- De Pinte · Board meeting of 29-01-2026 · Gazette deed
Change of role: Name hiddenVisible after signing in, from manager to statutory director
“Verkoop van tuinbouwproducten en tuin benodigdheden voor particulier en professioneel gebruik; Verkoop van…” (deed in Dutch) · Legal-form conversion: from limited partnership to private limited company · General meeting of 27-12-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0566964901
Capital increase of €2,800 to €9,800
Capital from €7,000 to €9,800, 28 new shares · Partner: Hidden nameVisible after signing in (general partner) · Partner: Name after signing inVisible after signing in (limited partner) · General meeting of 12-07-2016 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as HARMONIA: wholesale trade (NACE 46110). They are comparable in size and age: total assets between €106,000 and €358,000, founded between 2006 and 2017.
The company number of HARMONIA is 0566.964.901. The VAT number is the same number with BE in front: BE 0566.964.901.
Where is HARMONIA based?
The registered office is at Kerkstraat 108, 9050 Ghent.Company details
What does HARMONIA do?
According to the KBO register, the main activity is wholesale trade (NACE 46110).
What is the legal form of HARMONIA?
HARMONIA is a private limited company (BV).
When was HARMONIA founded?
HARMONIA was founded on 20-10-2014.
Is HARMONIA still active?
Yes, HARMONIA is an active enterprise in the KBO register.
What is the turnover of HARMONIA?
The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €13,264 and 32 comparable companies (NACE 461). It probably lies between €42,000 and €250,000. It is a rough estimate.Financials
Is HARMONIA profitable?
In financial year 2025, HARMONIA made a profit of €6,240.
Where can I find the annual accounts of HARMONIA?
HARMONIA filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HARMONIA due?
HARMONIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline