Harmoneo Solutions
ActiveSummary
Harmoneo Solutions has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €47k. Its solvency ranks better than 62% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.1; short-term debt: 32.3% and cash: 73.4% of total assets), and 32.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
63.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€50k
Total assets
€73k
Net result
€47k
Working capital
€50k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €73k
Equity
€50k
Debt
€24k
Debt finances 32.3% of the balance-sheet total.
Key figures and ratios
Current ratio
3.10
Debt to equity
0.48
ROE
94.0%
ROA
63.6%
Debt ≤ 1 year
€24k
Income taxes
€13k
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet
Code2025
Assets
Total assets20/58€73k
Current assets29/58€73k
Amounts receivable within one year40/41€20k
Trade receivables40€20k
Cash at bank and in hand54/58€54k
Equity and liabilities
Total equity and liabilities10/49€73k
Equity10/15€50k
Contributions10/11€3k
Profit (loss) carried forward14€47k
Amounts payable17/49€24k
Amounts payable within one year42/48€24k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€22k
Taxes450/3€22k
Other amounts payable47/48€182
Income statement
Code2025
Gross operating margin9900€60k
Operating profit (loss)9901€60k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€59k
Income taxes67/77€13k
Profit (loss) for the period9904€47k
Profit (loss) for the period to be appropriated9905€47k
Appropriation of the result
Profit (loss) to be appropriated9906€47k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €60k |
| Operating profit (loss)9901 | €60k |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €59k |
| Income taxes67/77 | €13k |
| Profit (loss) for the period9904 | €47k |
| Profit (loss) for the period to be appropriated9905 | €47k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €73k | |
| Current assets29/58 | €73k | |
| Amounts receivable within one year40/41 | €20k | |
| Trade receivables40 | €20k | |
| Cash at bank and in hand54/58 | €54k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €73k | |
| Equity10/15 | €50k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €47k | |
| Amounts payable17/49 | €24k | |
| Amounts payable within one year42/48 | €24k | |
| Trade debts44 | €1k | |
| Suppliers440/4 | €1k | |
| Taxes, remuneration and social security45 | €22k | |
| Taxes450/3 | €22k | |
| Other amounts payable47/48 | €182 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €47k |
| Operating cash flow (approximation) | €47k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2025
Ground area
173 m²
Building footprint
149 m²
Volume, LiDAR
2,292 m³
Parcel 21362B0212/00Y002, Brussels · tallest building 18.9 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Harmoneo Solutions
since 20252.370.913.095
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0212/00Y002 | Brussels | 172 m² | 1 · 149 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,195 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
58110Book publishing
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.