Harley
ActiveSummary
Harley has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,010 and a net result of -€9,990. Its solvency ranks better than 88% of 531 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.61; short-term debt: 21% and cash: 47.5% of total assets), and 21% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
-39.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€20,010
Total assets
€25,339
Net result
-€9,990
Working capital
€13,910
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €23,437
Fixed assets
€4,198
Current assets
€19,239
Equity and liabilities €25,339
Equity
€20,010
Debt
€5,329
Debt finances 21.0% of the balance-sheet total.
Key figures and ratios
EBITDA
-€9,146
Cash flow
-€9,193
Current ratio
3.61
Debt to equity
0.27
ROE
-49.9%
ROA
-39.4%
Interest coverage
-191.49
Debt ≤ 1 year
€5,329
Peer companies
Historical observationOf the 584 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 92% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.2%
went bankrupt
6.0%
stopped otherwise
92%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €797 |
| Gross operating margin9900 | -€9,146 |
| Operating profit (loss)9901 | -€9,942 |
| Financial charges65/66B | €48 |
| Recurring financial charges65 | €48 |
| Profit (loss) for the period before taxes9903 | -€9,990 |
| Profit (loss) for the period9904 | -€9,990 |
| Profit (loss) for the period to be appropriated9905 | -€9,990 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €25,339 | |
| Formation expenses20 | €1,902 | |
| Fixed assets21/28 | €4,198 | |
| Intangible fixed assets21 | €4,198 | |
| Current assets29/58 | €19,239 | |
| Amounts receivable within one year40/41 | €944 | |
| Other amounts receivable41 | €944 | |
| Cash at bank and in hand54/58 | €12,043 | |
| Deferred charges and accrued income490/1 | €6,252 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €25,339 | |
| Equity10/15 | €20,010 | |
| Contributions10/11 | €30,000 | |
| Profit (loss) carried forward14 | -€9,990 | |
| Amounts payable17/49 | €5,329 | |
| Amounts payable within one year42/48 | €5,329 | |
| Trade debts44 | €366 | |
| Suppliers440/4 | €366 | |
| Other amounts payable47/48 | €4,963 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€9,990 |
| + Depreciation and write-downs630 | €797 |
| Operating cash flow (approximation) | -€9,193 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
08-07
State Gazette act
PurposeName change · Purpose change · Statutes amendment5 facts ▸
State Gazette act
Purpose
Name change · Purpose change · Statutes amendment5 facts ▸
- General meeting, 01-07-2026
- Name change, Harley
- Purpose change
- Statutes amendment
- Power of attorney
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2025
Ground area
1,045 m²
Building footprint
737 m²
Volume, LiDAR
15,782 m³
Parcel 21362B0293/00F002, Brussels · tallest building 29.6 m, ±8 floors. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
Tiny Explorers
since 20252.373.155.181
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0293/00F002 | Brussels | 1,045 m² | 1 · 737 m² | 29.6 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Het opzetten, beheren en exploiteren van e-commerce activiteiten en online platforms; Het uitbaten van een onderneming actief in e-commerce en retail, met inbegrip van de aankoop…
Full purpose (23 activities)
- Het opzetten, beheren en exploiteren van e-commerce activiteiten en online platforms
- Het uitbaten van een onderneming actief in e-commerce en retail, met inbegrip van de aankoop, verkoop, distributie, invoer en uitvoer van goederen en producten via online platformen en fysieke kanalen, alsook het beheren en exploiteren van webshops en digitale verkoopplatformen
- De aankoop, verkoop, distributie, invoer en uitvoer van goederen en diensten in de ruimste zin
- Het verlenen van advies-, marketing-, IT-, logistieke en ondersteunende diensten
- De ontwikkeling, productie en exploitatie van digitale producten, software, applicaties en online diensten
- Het beheren en exploiteren van intellectuele eigendomsrechten
- Detail- en groothandel, kleding, textiel, accessoires, decoratieve artikelen, speelgoed, ... al dan niet via internet
- Alle onroerend goed operaties van welke aard dan ook en in het bijzonder de aankoop, verkoop, promotie, ontwikkeling, bouw, transformatie, renovatie, de toe-eigening, de exploitatie, de huur of verhuur, de leasing en het beheer, de splitsing, de horizontale verdeling en de gedwongen mede-eigendom van elk onroerend goed
- Algemeen bouwbedrijf met coördinatie van de werken
- Structurele aannemingswerken
- Algemene reiniging van gebouwen, terreinen, fabrieken, appartementen en andere gebouwen
- Industriële reiniging, glazenwassen
- Alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met de exploitatie van horecagelegenheden zoals restaurants, snackbars, pizzeria's, consumentenlounges, tavernes, brouwerijen, drankgelegenheden, cateringdiensten, alsook de invoer, aankoop, verkoop en algemene handel in levensmiddelen en alcoholische of niet-alcoholische dranken. De gerechten kunnen worden meegenomen, ter plaatse worden geconsumeerd of aan huis worden bezorgd
- Alle handelingen die rechtstreeks of onrechtstreeks verband houden met de in- en uitvoer van goederen, grondstoffen, tweedehands goederen, voertuigen, machines, levensmiddelen, textiel, autowasstraten
- Vervaardiging van bakkerij- en banketbakkerijproducten, consumentenbeurs voor producten van bakkerij en banketbakkerij
- Invoer-uitvoer van geschenkartikelen
- Algemene voedingsdetailhandel en -groothandel
- Groothandel in diverse producten, enz
- Kleding en schoeisel voor kinderen, vrouwen, mannen enz
- Meubilair enz
- Bedrijfstelling van telefoonlijnen enz
- Groothandel en detailhandel in bouwmaterialen
- Alle vormen van transport, uitbating van hotels en toerisme
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Of 1,588 companies in sector 88911 we hold annual accounts for 709. 387 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-04-2025
Fiscal year end31-12
Legal name NL
Tiny Explorers
Activities, NACEBEL 2025
88911Day nurseries and crèches
E-invoicing
Reachable via Peppol
Peppol ID
0208:1021868868
Also
9925:BE1021868868
Registered
03-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.