HARJO
Dissolution or liquidationThe KBO register records for HARJO the legal situation: dissolution or liquidation (code 012); this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show equity of €199k and a net result of €376.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 87% of 11195 peers (2025). A comfortable equity buffer.
NBB · sector comparisonPosition among 11195 sector peers
Solvency
better than 87%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €199k
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 0.2%
2024 · €198k
2018: €38k
2019: €3k
2020: €6k
2021: €42k
2022: €73k
2023: €69k
2024: €198k
2018 → 2025
Total assets
€228k▼ 4.8%
2024 · €240k
2018: €313k
2019: €339k
2020: €336k
2021: €292k
2022: €253k
2023: €246k
2024: €240k
2018 → 2025
Net result
€376▼ 99.7%
2024 · €129k
2018: €-20k
2019: €-48k
2020: €3k
2021: €36k
2022: €31k
2023: €-4k
2024: €129k
2018 → 2025
Working capital
€199k▼ 0.8%
2024 · €200k
2018: €-21k
2019: €-69k
2020: €-55k
2021: €-39k
2022: €-34k
2023: €-43k
2024: €200k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€73k▲ 75.1%€69k▼ 5.1%€198k▲ 186%€199k▲ 0.2%
Operating result€47k-€44k▼ 6.0%€1k▼ 96.7%€185k▲ 12,695%€608▼ 99.7%
Net result€36k-€31k▼ 12.3%€-4k€129k€376▼ 99.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 100% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €228k
Equity
€199k▲ 0.2%
Debt
€30k▼ 28.9%
The debt ratio falls from 17.3% to 13.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
87.0%▲
2024 · 82.7%
Current ratio
7.71▲
2024 · 6.04
Quick ratio
7.71▲
2024 · 6.04
Debt / equity
0.15▼
2024 · 0.21
ROE
0.2%▼
2024 · 65.0%
ROA
0.2%▼
2024 · 53.7%
Debt
€30k▼
2024 · €42k
Debt ≤ 1 year
€30k▼
2024 · €40k
Income taxes
€141▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€228k▼
Current assets29/58€240k€228k▼
Amounts receivable within one year40/41€70k€41k▼
Trade receivables40€36k€41k▲
Other amounts receivable41€34k-
Cash at bank and in hand54/58€170k€187k▲
Equity and liabilities
Total equity and liabilities10/49€240k€228k▼
Equity10/15€198k€199k▲
Contributions10/11€20k€20k=
Reserves13€171k€171k=
Distributable reserves133€171k€171k=
Profit (loss) carried forward14€7k€7k▲
Amounts payable17/49€42k€30k▼
Amounts payable within one year42/48€40k€30k▼
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€31k€27k▼
Taxes450/3€31k€27k▼
Other amounts payable47/48€231-
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Non-recurring operating income76A€209k-
Other operating charges640/8€2k-
Non-recurring operating charges66A€286€24▼
Gross operating margin9900€187k€632▼
Operating profit (loss)9901€185k€608▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€91▼
Recurring financial charges65€4k€91▼
Profit (loss) for the period before taxes9903€181k€517▼
Income taxes67/77€52k€141▼
Profit (loss) for the period9904€129k€376▼
Profit (loss) for the period to be appropriated9905€129k€376▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€7k▼
Profit (loss) brought forward from the previous period14P€-61k€7k▲
Transfer to equity691/2€61k-
To other reserves6921€61k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 262 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €129k
Net result €129k after one loss-making year.
31-12
Financial
Liquidity times 15current ratio 6.04
Current ratio from 0.40 to 6.04; short-term debt falls from €72k to €40k.
31-12
Financial
Equity above €150kEq €198k ▲186%
Equity rises from €69k to €198k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-01-2026
Resigned as Liquidator
28-04-2025
Resigned as Director
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haverveldstraat 213550 Heusden-ZolderGround area
354 m²
Parcel 71065B1138/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Harjo
since 20092.182.910.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065B1138/00A000 | Flanders | 354 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RIKA-BOIS
BE 0434.216.639
Sankt Vith · Eq €199k
PROMAC
BE 0447.289.071
Lochristi · Eq €198k
THIERRY MORTIER
BE 0840.735.919
Gavere · Eq €200k
FAIRAMA
BE 0456.957.793
Tournai · Eq €203k
SEPULCHRE-DE BELLEFROID
BE 0422.336.614
Rixensart · Eq €204k
Of 858 companies in sector 46832 we hold annual accounts for 587. 396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2009
Fiscal year end25-03
Activities, NACEBEL
46832Wholesale of timber
43422Screed work
45204
46130Agents in the wholesale of timber and building materials
46180Agents specialised in the wholesale of other particular products
46831Wholesale of construction materials, general range
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.