Haritec
ActiveSummary
Haritec has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▲+12
Solvency46▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.45 in 2024; short-term debt: 78.7% and cash: 21.3% of total assets), and 78.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
-5.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
9 d late
2022
41 d early
2021
31 d late
2020
24 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▼ 21.2%
2024 · €52k
2018: €6k
2019: €4k▼ -26.4% vs 2018lowest in 8 years
2020: €34k▲ +727% vs 2019
2021: €89k▲ +159% vs 2020
2022: €113k▲ +27.1% vs 2021
2023: €153k▲ +35.2% vs 2022highest in 8 years
2024: €52k▼ -66.0% vs 2023
2025: €41k▼ -21.2% vs 2024
2018 → 2025
Total assets
€192k▲ 27.5%
2024 · €150k
2018: €48klowest in 8 years
2019: €48k▲ +0.3% vs 2018
2020: €81k▲ +68.2% vs 2019
2021: €141k▲ +73.5% vs 2020
2022: €176k▲ +25.1% vs 2021
2023: €262k▲ +48.6% vs 2022highest in 8 years
2024: €150k▼ -42.7% vs 2023
2025: €192k▲ +27.5% vs 2024
2018 → 2025
Net result
€-11k▲ 89.1%
2024 · €-101k
2018: €-6k
2019: €-1k▲ +76.8% vs 2018
2020: €30k▲ +2126% vs 2019
2021: €54k▲ +80.3% vs 2020highest in 8 years
2022: €24k▼ -55.9% vs 2021
2023: €40k▲ +65.4% vs 2022
2024: €-101k▼ -353% vs 2023lowest in 8 years
2025: €-11k▲ +89.1% vs 2024
2018 → 2025
Working capital
€30k▼ 31.4%
2024 · €44k
2018: €6k
2019: €4k▼ -26.4% vs 2018lowest in 8 years
2020: €34k▲ +727% vs 2019
2021: €88k▲ +157% vs 2020
2022: €109k▲ +23.0% vs 2021
2023: €133k▲ +22.5% vs 2022highest in 8 years
2024: €44k▼ -66.6% vs 2023
2025: €30k▼ -31.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€113k▲ 27.1%€153k▲ 35.2%€52k▼ 66.0%€41k▼ 21.2%
2021: €89k
2022: €113k▲ +27.1% vs 2021
2023: €153k▲ +35.2% vs 2022highest in 5 years
2024: €52k▼ -66.0% vs 2023
2025: €41k▼ -21.2% vs 2024lowest in 5 years
Operating result€72k-€32k▼ 56.3%€54k▲ 70.5%€-103k€-13k▲ 87.3%
2021: €72khighest in 5 years
2022: €32k▼ -56.3% vs 2021
2023: €54k▲ +70.5% vs 2022
2024: €-103k▼ -290% vs 2023lowest in 5 years
2025: €-13k▲ +87.3% vs 2024
Net result€54k-€24k▼ 55.9%€40k▲ 65.4%€-101k€-11k▲ 89.1%
2021: €54khighest in 5 years
2022: €24k▼ -55.9% vs 2021
2023: €40k▲ +65.4% vs 2022
2024: €-101k▼ -353% vs 2023lowest in 5 years
2025: €-11k▲ +89.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €103k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€10k ▲ 40.0%
Current assets
€181k ▲ 26.9%
Equity and liabilities €192k
Equity
€41k ▼ 21.2%
Debt
€151k ▲ 53.2%
Debt's share of the balance-sheet total rises from 65.5% to 78.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▲
2024 · €-98k
Cash flow
€-6k▲
2024 · €-96k
Current ratio
1.20▼
2024 · 1.45
Debt to equity
3.70▲
2024 · 1.90
ROE
-27.0%▲
2024 · -194.5%
ROA
-5.7%▲
2024 · -67.0%
Interest coverage
-132.45▲
2024 · -1292.91
Debt ≤ 1 year
€151k▲
2024 · €99k
Staff costs
€539k▲
2024 · €497k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€150k€192k▲
Fixed assets21/28€7k€10k▲
Tangible fixed assets22/27€7k€10k▲
Plant, machinery and equipment23-€6k
Furniture and vehicles24€7k€4k▼
Current assets29/58€143k€181k▲
Amounts receivable within one year40/41€80k€141k▲
Trade receivables40€37k€72k▲
Other amounts receivable41€43k€69k▲
Cash at bank and in hand54/58€61k€41k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€150k€192k▲
Equity10/15€52k€41k▼
Contributions10/11€6k€6k=
Reserves13€557€557=
Distributable reserves133€557€557=
Profit (loss) carried forward14€45k€34k▼
Amounts payable17/49€99k€151k▲
Amounts payable within one year42/48€99k€151k▲
Trade debts44€33k€93k▲
Suppliers440/4€33k€93k▲
Taxes, remuneration and social security45€65k€58k▼
Taxes450/3€16k€0▼
Remuneration and social security454/9€50k€58k▲
Income statement
Code20242025
Remuneration, social security and pensions62€497k€539k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€2k€0▼
Gross operating margin9900€401k€531k▲
Operating profit (loss)9901€-103k€-13k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€76€60▼
Recurring financial charges65€76€60▼
Profit (loss) for the period before taxes9903€-101k€-11k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-101k€-11k▲
Profit (loss) for the period to be appropriated9905€-101k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€34k▼
Profit (loss) brought forward from the previous period14P€146k€45k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €150k | €256k | €407k | €497k | €539k | ▲ 8.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €217 | €734 | €4k | €5k | €5k | ▲ 11.8% |
| Other operating charges640/8 | - | - | - | €2k | €0 | ▼ 100% |
| Gross operating margin9900 | €222k | €289k | €465k | €401k | €531k | ▲ 32.5% |
| Operating profit (loss)9901 | €72k | €32k | €54k | €-103k | €-13k | ▲ 87.3% |
| Financial income75/76B | €900 | €2k | €2k | €2k | €2k | ▼ 2.2% |
| Recurring financial income75 | €900 | €2k | €2k | €2k | €2k | ▼ 2.2% |
| Financial charges65/66B | €43 | €46 | €201 | €76 | €60 | ▼ 21.0% |
| Recurring financial charges65 | €43 | €46 | €201 | €76 | €60 | ▼ 21.0% |
| Profit (loss) for the period before taxes9903 | €73k | €33k | €55k | €-101k | €-11k | ▲ 89.1% |
| Income taxes67/77 | €19k | €9k | €16k | €0 | - | - |
| Profit (loss) for the period9904 | €54k | €24k | €40k | €-101k | €-11k | ▲ 89.1% |
| Profit (loss) for the period to be appropriated9905 | €54k | €24k | €40k | €-101k | €-11k | ▲ 89.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141k | €176k | €262k | €150k | €192k | ▲ 27.5% |
| Fixed assets21/28 | €435 | €4k | €19k | €7k | €10k | ▲ 40.0% |
| Tangible fixed assets22/27 | €435 | €4k | €19k | €7k | €10k | ▲ 40.0% |
| Plant, machinery and equipment23 | - | - | - | - | €6k | - |
| Furniture and vehicles24 | €435 | €4k | €19k | €7k | €4k | ▼ 48.3% |
| Current assets29/58 | €141k | €172k | €243k | €143k | €181k | ▲ 26.9% |
| Amounts receivable within one year40/41 | €100k | €107k | €167k | €80k | €141k | ▲ 75.2% |
| Trade receivables40 | €57k | €73k | €134k | €37k | €72k | ▲ 94.1% |
| Other amounts receivable41 | €43k | €33k | €33k | €43k | €69k | ▲ 59.1% |
| Cash at bank and in hand54/58 | €39k | €63k | €72k | €61k | €41k | ▼ 33.6% |
| Deferred charges and accrued income490/1 | €2k | €2k | €3k | €1k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141k | €176k | €262k | €150k | €192k | ▲ 27.5% |
| Equity10/15 | €89k | €113k | €153k | €52k | €41k | ▼ 21.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | - | - | - | - |
| Issued capital100 | €6k | €19k | - | - | - | - |
| Uncalled capital101 | - | €12k | - | - | - | - |
| Reserves13 | €557 | €557 | €557 | €557 | €557 | = |
| Non-distributable reserves130/1 | €557 | €557 | €0 | - | - | - |
| Legal reserve130 | €557 | €557 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €0 | - | - | - |
| Distributable reserves133 | - | - | €557 | €557 | €557 | = |
| Profit (loss) carried forward14 | €82k | €106k | €146k | €45k | €34k | ▼ 24.4% |
| Amounts payable17/49 | €52k | €64k | €110k | €99k | €151k | ▲ 53.2% |
| Amounts payable within one year42/48 | €52k | €64k | €110k | €99k | €151k | ▲ 53.2% |
| Trade debts44 | €21k | €27k | €47k | €33k | €93k | ▲ 180% |
| Suppliers440/4 | €21k | €27k | €47k | €33k | €93k | ▲ 180% |
| Taxes, remuneration and social security45 | €32k | €37k | €62k | €65k | €58k | ▼ 11.4% |
| Taxes450/3 | €19k | €9k | €25k | €16k | €0 | ▼ 100% |
| Remuneration and social security454/9 | €13k | €28k | €38k | €50k | €58k | ▲ 16.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54k | €24k | €40k | €-101k | €-11k | ▲ 89.1% |
| + Depreciation and write-downs630 | €217 | €734 | €4k | €5k | €5k | ▲ 11.8% |
| Operating cash flow (approximation) | €55k | €25k | €44k | €-96k | €-6k | ▲ 93.8% |
| Investment in fixed assets (approximation) | - | €-4k | €-19k | €8k | €-8k | ▼ 207% |
| Change in cash | - | €24k | €9k | €-11k | €-21k | ▼ 88.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-101k
Net result drops to €-101k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Equity above €150kEq €153k ▲35.2%
4 profitable years in a row build equity to €153k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €113k ▲27.1%
3 profitable years in a row build equity to €113k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €54k ▲80.3%
Operating result €72k, net result €54k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2016
Ground area
9,994 m²
Building footprint
3,265 m²
Volume, LiDAR
31,190 m³
Parcel 52034B1039/00Z004, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Haritec
since 20162.275.074.127
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1039/00Z004 | Wallonia | 9,994 m² | 1 · 3,265 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,123 companies in sector 43212 we hold annual accounts for 420. 348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
43212Electrical installation work in industrial facilities
53200Other postal and courier activities
Scores and ratios are computed by Checked and are not a credit decision.