Financials
- Fiscal year
- 2025
- Total assets
- €492,505
- Profit
- €77,674
- Solvency
- 17.8%
HARDY AGRO
ActiveSummary
HARDY AGRO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,674 and a net result of €77,674. Its solvency ranks better than 35% of 3639 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Mixed farming
NACE 01500
1 site
Size
€492,505total assets 2025
- Equity
- €87,674
- Profit
- €77,674
Turnover not published (abridged schema)
Structure
Accounts filed 10 d late0 of 1 deed read
Why 88- Founded in 2024+ Sector Crop and animal production, hunting and related service activities (NACE 01)+ Size: total assets €492,505+ Figures for FY 2025 (filed 10-08-2026)Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
43
equity 17.8% of total assets
Liquidity
18
short-term debt 74.7% · cash 6.8%
Profitability
88
return on assets 15.8%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.4%
01-2026: 0.4%● 0.0% vs 12-2025
02-2026: 0.5%▲ +2.2% vs 01-2026
03-2026: 0.5%▲ +3.3% vs 02-2026
04-2026: 0.5%▲ +1.7% vs 03-2026
05-2026: 0.5%▲ +12.0% vs 04-2026
06-2026: 0.5%● 0.0% vs 05-2026
07-2026: 0.6%▲ +11.1% vs 06-2026
08-2026: 0.6%▲ +3.2% vs 07-2026highest value
09-2026: 0.2%▼ -70.0% vs 08-2026
10-2026: 0.2%▼ -1.1% vs 09-2026lowest value
- Sector Crop and animal production, hunting and related service activities (NACE 01) lowers the probability
- Size: total assets €492,505 lowers the probability for this profile
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 10-08-2026) lowers the probability
Credit up to €7,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.16; short-term debt: 74.7% and cash: 6.8% of total assets), and 82.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 32%, liquidity 14%, profitability 86%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 10-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Mixed farmingNACE 01500
- Founded
- 26-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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