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HARDWARE ELECTRONICS

Active
Private limited companyfounded 198838 yrs activeKlein Heiken 43, 2950 Kapellen, BelgiumKBO/BCE: BE 0433.916.236

HARDWARE ELECTRONICS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €288k and a net result of €1k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 86% of 20795 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
94 / 100
Excellent▲ +42 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▲+2
Solvency100=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.08 against 9.0 in 2023), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
2 d late
2022
21 d late
2021
92 d late
2020
184 d late
2019
84 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€288k▲ 0.4%
2023 · €287k
2022: €295k 2023: €287k
2022 → 2024
Total assets
€323k▲ 0.3%
2023 · €322k
2022: €340k 2023: €322k
2022 → 2024
Net result
€1k
2023 · €-8k
2022: €-3k 2023: €-8k
2022 → 2024
Working capital
€283k▲ 0.6%
2023 · €282k
2022: €288k 2023: €282k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€295k-€287k▼ 2.9%€288k▲ 0.4%
Operating result€-3k-€-9k▼ 252%€-109▲ 98.8%
Net result€-3k-€-8k▼ 176%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-5k€0Operating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-9k€-9kNet result 2023: €-8k€-8kOperating result 2024: €-109€-109Net result 2024: €1k€1k202220232024
The operating result stays negative: a loss of €109 in 2024 against €9k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €323k
Fixed assets €5k▼ 11.0%
Current assets €318k▲ 0.5%
Equity and liabilities €323k
Equity €288k▲ 0.4%
Debt €35k▼ 0.5%
The debt ratio falls from 10.9% to 10.8%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€4k
2023 · €-5k
Cash flow
€5k
2023 · €-4k
Solvency
89.2%
2023 · 89.1%
Current ratio
9.08
2023 · 9.00
Quick ratio
9.07
2023 · 8.98
Debt / equity
0.12
2023 · 0.12
ROE
0.4%
2023 · -3.0%
ROA
0.4%
2023 · -2.6%
Interest coverage
27.51
2023 · -23.01
Debt
€35k
2023 · €35k
Debt ≤ 1 year
€35k
2023 · €35k
Income taxes
€362
2023 · €368
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Total assets 20/58€322k€323k
Fixed assets 21/28€5k€5k
Tangible fixed assets 22/27€5k€5k
Current assets 29/58€317k€318k
Stocks & contracts in progress 3€645€595
Amounts receivable within one year 40/41€7k€8k
Cash & bank 54/58€307k€308k
Total equity & liabilities 10/49€322k€323k
Equity 10/15€287k€288k
Contributions / capital 10/11€19k€19k=
Reserves 13€295k€295k=
Accumulated profits (losses) 14€-27k€-26k
Amounts payable 17/49€35k€35k
Amounts payable within one year 42/48€35k€35k
Trade debts payable within one year 44€2k€4k
Income statement Code20232024
Gross operating margin 9900€-4k€5k
Operating result 9901€-9k€-109
Financial income 75€1k€2k
Financial charges 65€215€141
Result before taxes 9903€-8k€2k
Income taxes 67/77€368€362
Net result for the period 9904€-8k€1k
Result to be appropriated 9905€-8k€1k

Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Back to profitnet €1k
Net result €1k after 2 loss-making years.
02-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
31-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 184 days late
2020
23-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
20-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
28-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 16,864 companies in sector 62100 we hold annual accounts for 8,564. 6,112 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-03-1988
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.