Equity
-€58,784
Debts exceed assets in financial year 2025.
HARBOR CAFE
Lifetime
5 annual accounts with figures on one time axispeak €246,358 (2024)
€125,961▼ 48.9%
lowest -€63,656 (2022)
-€33,039▼ €27,447
peak €79,265 (2021)
-€58,784▼ €33,039
€111,096▼ 32.8%
peak 6.7 FTE (2023)
2.8 FTE
Board4 names since 2020
2 directorsJK CONSULTANCY and 1 other
Owners
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from €246,358 to €125,961Loss of €33,039Equity from -€25,745 to -€58,784Debts from €165,307 to €111,096
Key points
from the 2025 annual accountsLosses
-€158,784 in five years
Every financial year from 2021 to 2025 closed with a loss. 2022 was the heaviest.
Debts
€111,096 212% of the balance sheet
Suppliers 21%Taxes and wages 3%Other 76%
Of this, €110,751 falls due within a year.
Staff
2.8 FTE from 6.7 in 2023
Between 2023 and 2025, 58% of the full-time equivalents disappeared.
Filings
5 annual accounts 4 late
The 2023 accounts came latest: 89 days after the end of the period.
Position in the sector
-112.4%
Lower solvency than 91% of companies in food and beverage service. Sector median 29.8% · 4,843 companies.
Checked score
34
Weak
Financially stronger than 25% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.8% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 9.5%
01-2025: 9.4%▼ -0.1 percentage points vs 12-2024
02-2025: 9.4%● unchanged vs 01-2025
03-2025: 9.3%▼ -0.1 percentage points vs 02-2025
04-2025: 9.4%▲ +0.1 percentage points vs 03-2025
05-2025: 9.7%▲ +0.3 percentage points vs 04-2025
06-2025: 9.7%● unchanged vs 05-2025
07-2025: 9.8%▲ +0.1 percentage points vs 06-2025
08-2025: 10.7%▲ +0.9 percentage points vs 07-2025highest value
09-2025: 3.8%▼ -6.9 percentage points vs 08-2025
10-2025: 3.8%● unchanged vs 09-2025
11-2025: 3.8%● unchanged vs 10-2025
12-2025: 3.7%▼ -0.1 percentage points vs 11-2025
01-2026: 3.6%▼ -0.1 percentage points vs 12-2025
02-2026: 3.6%● unchanged vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026lowest value
04-2026: 5.0%▲ +1.4 percentage points vs 03-2026
05-2026: 5.9%▲ +0.9 percentage points vs 04-2026
06-2026: 6.0%▲ +0.1 percentage points vs 05-2026
07-2026: 5.5%▼ -0.5 percentage points vs 06-2026
08-2026: 5.4%▼ -0.1 percentage points vs 07-2026
09-2026: 5.9%▲ +0.5 percentage points vs 08-2026
10-2026: 6.8%▲ +0.9 percentage points vs 09-2026
11-2026: 6.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Loss of €33,039, the second in a row (financial year 2025)
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 0.47, cash €42,782
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 49% on liquidity, 34% on profitability and 6% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as HARBOR CAFE has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HARBOR CAFE itself: 6.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for HARBOR CAFE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.47 (0.36 in 2024), below 1. Short-term debt is 211.7% and cash 81.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€58,784
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 days early
2024
27 days late
2023
89 days late
2022
31 days late
2021
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 28 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Original Seafood Catering 43.4%score 89equity €390,131 (2025) · 2025 annual accounts of Original Seafood Catering
Recent changes
Registered office moved within Antwerp
New registered office: Bist 43 2180 Antwerpen · Previous registered office: Regine Beerplein 1 bus C208, 2018 Antwerpen · Resignation: Happen BV (director) · General meeting of 19-01-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0759653421
1 director appointed, 2 resignations
Appointment: JK CONSULTANCY · Permanent representative: Jan KEGELS · Resignations: Peter VLYMINCK and Jan KEGELS · General meeting of 29-08-2023 · Gazette deed
Incorporation
Founding capital of €100,000 · Founders: Happen, KEGELS Jan and VLYMINCK Peter Carl Francis · Appointments: KEGELS Jan (class A director), Happen (class B director) and VLYMINCK Peter Carl Francis (class C director) · published on 14-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HARBOR CAFE Antwerp | €52,312 | €125,961 | -112.4% | 2.8 |
| AHI PIDE PIZZA Antwerp | €37,530 | €98,805 | -74.2% | 2 |
| KET Schaerbeek | €64,122 | €109,133 | 14.6% | 2 |
| MALDEMA Antwerp | €68,466 | €132,267 | -65.8% | 4.2 |
| SEE YOU FOOD Bassenge | €71,442 | €156,249 | 30.1% | 4.2 |
| Chez Steph Nivelles | €43,140 | €99,698 | 50.7% | 2.1 |
| MANKAMANA Sint-Niklaas | €37,278 | €130,896 | 34.0% | 3 |
These companies have the same main activity as HARBOR CAFE: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €37,300 and €71,400, founded between 2017 and 2023.
Official details
Source: KBO- Status
- Active since 10-12-2020Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.310.464.1802180 Antwerp, since 10-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 25-09-2025
Annual accounts 2025
- ≈ €400,000estimated
- €52,312▼ 62.5%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on HARBOR CAFE
HARBOR CAFE files the abbreviated format. That format states no turnover. The gross margin fell from €162,557 in 2021 to €125,961 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HARBOR CAFE
- What is the company number of HARBOR CAFE?
- The company number of HARBOR CAFE is 0759.653.421. The VAT number is the same number with BE in front: BE 0759.653.421.
- Where is HARBOR CAFE based?
- The registered office is at Bist 43, 2180 Antwerp.Company details
- What does HARBOR CAFE do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of HARBOR CAFE?
- HARBOR CAFE is a private limited company (BV).
- When was HARBOR CAFE founded?
- HARBOR CAFE was founded on 10-12-2020.
- Is HARBOR CAFE still active?
- Yes, HARBOR CAFE is an active enterprise in the KBO register.
- How many employees does HARBOR CAFE have?
- HARBOR CAFE had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does HARBOR CAFE fall under?
- In its 2025 annual accounts, HARBOR CAFE states joint committee 302 (Hotels and catering).
- What is the turnover of HARBOR CAFE?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €125,961 and 98 comparable companies (NACE 56112). It probably lies between €300,000 and €490,000.
- Is HARBOR CAFE profitable?
- In financial year 2025, HARBOR CAFE made a loss of €33,039.
- Where can I find the annual accounts of HARBOR CAFE?
- HARBOR CAFE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HARBOR CAFE due?
- HARBOR CAFE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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