HARATI
ActiveHARATI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €35k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 948 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+77
Solvency50▼-24
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.6 in 2024), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
31.8%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
17 d late
2024
17 d late
2023
6 d late
2022
2 d late
2021
7 d late
2020
25 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 0.4%
2024 · €30k
2019: €44k
2020: €53k
2021: €45k
2022: €44k
2023: €29k
2024: €30k
2019 → 2025
Total assets
€110k▲ 39.8%
2024 · €78k
2019: €61k
2020: €77k
2021: €50k
2022: €94k
2023: €92k
2024: €78k
2019 → 2025
Net result
€35k▲ 2,412%
2024 · €1k
2019: €11k
2020: €9k
2021: €-15k
2022: €29k
2023: €15k
2024: €1k
2019 → 2025
Working capital
€24k▼ 4.3%
2024 · €26k
2019: €33k
2020: €47k
2021: €44k
2022: €42k
2023: €25k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€44k▼ 1.3%€29k▼ 34.0%€30k▲ 4.8%€30k▼ 0.4%
Operating result€-14k-€47k€20k▼ 57.7%€2k▼ 88.2%€43k▲ 1,736%
Net result€-15k-€29k€15k▼ 48.9%€1k▼ 90.8%€35k▲ 2,412%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,736% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€9k▼ 10.1%
Current assets
€100k▲ 47.6%
Equity and liabilities €110k
Equity
€30k▼ 0.4%
Debt
€79k▲ 65.4%
The debt ratio rises from 61.2% to 72.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€46k▲
2024 · €4k
Cash flow
€38k▲
2024 · €3k
Solvency
27.7%▼
2024 · 38.8%
Current ratio
1.32▼
2024 · 1.60
Quick ratio
1.32▼
2024 · 1.60
Debt / equity
2.62▲
2024 · 1.57
ROE
115.1%▲
2024 · 4.6%
ROA
31.8%▲
2024 · 1.8%
Interest coverage
98.66▲
2024 · 8.23
Debt
€79k▲
2024 · €48k
Debt ≤ 1 year
€76k▲
2024 · €42k
Debt > 1 year
€4k▼
2024 · €6k
Income taxes
€8k▲
2024 · €420
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€110k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€11k€9k▼
Land and buildings22€7k€7k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€68k€100k▲
Amounts receivable within one year40/41€6k€37k▲
Trade receivables40€6k€37k▲
Cash at bank and in hand54/58€45k€64k▲
Deferred charges and accrued income490/1€16k-
Equity and liabilities
Total equity and liabilities10/49€78k€110k▲
Equity10/15€30k€30k▼
Contributions10/11€19k€19k=
Reserves13€1k€1k▲
Non-distributable reserves130/1€1k€1k▲
Reserves not available under the articles1311€1k€1k▲
Profit (loss) carried forward14€10k€10k▼
Amounts payable17/49€48k€79k▲
Amounts payable after more than one year17€6k€4k▼
Financial debts170/4€6k€4k▼
Amounts payable within one year42/48€42k€76k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€14k€15k▲
Other amounts payable47/48€25k€55k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€71-
Gross operating margin9900€5k€46k▲
Operating profit (loss)9901€2k€43k▲
Financial charges65/66B€540€467▼
Recurring financial charges65€540€467▼
Profit (loss) for the period before taxes9903€2k€43k▲
Income taxes67/77€420€8k▲
Profit (loss) for the period9904€1k€35k▲
Profit (loss) for the period to be appropriated9905€1k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€45k▲
Profit (loss) brought forward from the previous period14P€9k€10k▲
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
30-06
Financial
Highest result since 2019net €35k ▲2412%
Net result €35k, the highest in the series.
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 7 days late
2021
30-06
Financial
Weakest financial yearnet €-15k ▼266%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 9.18
Current ratio from 2.98 to 9.18; short-term debt falls from €24k to €5k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 4 days late
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kroonspaadje 192288 GrobbendonkGround area
724 m²
Building footprint
203 m²
Volume, LiDAR
1,124 m³
Parcel 13005B0161/00K000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HARATI
since 20152.248.443.667
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13005B0161/00K000 | Flanders | 724 m² | 1 · 203 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,853 companies in sector 18130 we hold annual accounts for 828. 641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2015
Fiscal year end30-06
Activities, NACEBEL
18130Pre-press and pre-media services
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.