HAPPYNAISS
ActiveHAPPYNAISS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €-37k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 16377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
22
/ 100
Critical▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency62▼-5
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.4 in 2024), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
-21.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€37k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
95 d early
2024
73 d early
2023
30 d early
2022
55 d early
2021
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▼ 34.9%
2024 · €137k
2021: €36k
2022: €79k
2023: €146k
2024: €137k
2021 → 2025
Total assets
€174k▼ 14.8%
2024 · €204k
2021: €60k
2022: €176k
2023: €198k
2024: €204k
2021 → 2025
Net result
€-37k▼ 666%
2024 · €-5k
2021: €-7k
2022: €42k
2023: €-33k
2024: €-5k
2021 → 2025
Working capital
€-56k▼ 40.7%
2024 · €-40k
2021: €21k
2022: €5k
2023: €26k
2024: €-40k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€79k▲ 116%€146k▲ 86.1%€137k▼ 6.1%€89k▼ 34.9%
Operating result€-7k-€42k€-33k€-29k▲ 12.6%€-64k▼ 123%
Net result€-7k-€42k€-33k€-5k▲ 85.6%€-37k▼ 666%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64k in 2025 against €29k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€145k▼ 17.9%
Current assets
€28k▲ 5.5%
Equity and liabilities €174k
Equity
€89k▼ 34.9%
Debt
€84k▲ 26.5%
The debt ratio rises from 32.7% to 48.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-12k▼
2024 · €13k
Cash flow
€16k▼
2024 · €37k
Solvency
51.4%▼
2024 · 67.3%
Current ratio
0.34▼
2024 · 0.40
Quick ratio
0.34▼
2024 · 0.40
Debt / equity
0.94▲
2024 · 0.49
ROE
-41.2%▼
2024 · -3.5%
ROA
-21.2%▼
2024 · -2.4%
Interest coverage
-112.14▼
2024 · 2104.72
Debt
€84k▲
2024 · €67k
Debt ≤ 1 year
€84k▲
2024 · €67k
Income taxes
€-140▼
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€174k▼
Fixed assets21/28€177k€145k▼
Intangible fixed assets21€175k€144k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€1k€636▼
Other tangible fixed assets26€1k€702▼
Current assets29/58€27k€28k▲
Amounts receivable within one year40/41€12k€2k▼
Trade receivables40€9k€2k▼
Other amounts receivable41€4k-
Cash at bank and in hand54/58€14k€26k▲
Deferred charges and accrued income490/1€577€371▼
Equity and liabilities
Total equity and liabilities10/49€204k€174k▼
Equity10/15€137k€89k▼
Contributions10/11€19k€19k=
Reserves13€22k€17k▼
Distributable reserves133€22k€17k▼
Profit (loss) carried forward14-€-32k
Investment grants15€97k€86k▼
Amounts payable17/49€67k€84k▲
Amounts payable within one year42/48€67k€84k▲
Trade debts44€272€476▲
Suppliers440/4€272€476▲
Taxes, remuneration and social security45€140€5▼
Taxes450/3€140€5▼
Other amounts payable47/48€66k€84k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€52k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€18k€-10k▼
Operating profit (loss)9901€-29k€-64k▼
Financial income75/76B€24k€27k▲
Recurring financial income75€24k€27k▲
Financial charges65/66B€6€106▲
Recurring financial charges65€6€106▲
Profit (loss) for the period before taxes9903€-5k€-37k▼
Income taxes67/77€140€-140▼
Profit (loss) for the period9904€-5k€-37k▼
Profit (loss) for the period to be appropriated9905€-5k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-37k▼
Transfer from equity791/2€5k€5k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €146k ▲86.1%
Equity rises from €79k to €146k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ottiamont 285140 SombreffeGround area
3,526 m²
Building footprint
107 m²
Parcel 92114F0725/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Ottiamont 28, 5140 Sombreffe
since 20162.257.286.406
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114F0725/00F000 | Wallonia | 3,526 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VB Infi
BE 0782.562.940
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MME MR
BE 1008.553.045
Chaudfontaine · Eq €90k
INFICHARLOTTE
BE 0785.352.184
Liège · Eq €90k
Thuisverpleging Juliane Lens
BE 1002.996.232
Tessenderlo-Ham · Eq €89k
BUDGET CONSULTANT - BUDGETAIRE
BE 0463.633.076
Ranst · Eq €90k
Of 5,966 companies in sector 86940 we hold annual accounts for 1,793. 1,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2016
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
47120Other non-specialised retail sale
47910Retail trade
86907Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.