HAPPY SNACK
ActiveHAPPY SNACK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €9k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency94▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 2.49 in 2024; short-term debt: 11.3% and cash: 32.6% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
141 d early
2023
55 d early
2022
13 d early
2021
25 d late
2020
3 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▲ 6.0%
2024 · €146k
2018: €87k
2019: €98k
2020: €96k
2021: €121k
2022: €142k
2023: €135k
2024: €146k
2018 → 2025
Total assets
€225k▼ 4.4%
2024 · €235k
2018: €254k
2019: €256k
2020: €227k
2021: €242k
2022: €251k
2023: €231k
2024: €235k
2018 → 2025
Net result
€9k▼ 21.5%
2024 · €11k
2018: €2k
2019: €11k
2020: €-1k
2021: €24k
2022: €22k
2023: €-7k
2024: €11k
2018 → 2025
Working capital
€64k▲ 27.3%
2024 · €50k
2018: €17k
2019: €26k
2020: €20k
2021: €44k
2022: €26k
2023: €30k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€142k▲ 17.9%€135k▼ 5.0%€146k▲ 8.2%€155k▲ 6.0%
Operating result€29k-€32k▲ 8.1%€-5k€18k€16k▼ 12.1%
Net result€24k-€22k▼ 10.7%€-7k€11k€9k▼ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €225k
Fixed assets
€136k▼ 10.4%
Current assets
€89k▲ 6.5%
Equity and liabilities €225k
Equity
€155k▲ 6.0%
Debt
€70k▼ 21.4%
The debt ratio falls from 37.8% to 31.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €38k
Cash flow
€28k▼
2024 · €31k
Solvency
68.9%▲
2024 · 62.2%
Current ratio
3.51▲
2024 · 2.49
Quick ratio
3.26▲
2024 · 2.26
Debt / equity
0.45▼
2024 · 0.61
ROE
5.6%▼
2024 · 7.6%
ROA
3.9%▼
2024 · 4.7%
Interest coverage
13.08▼
2024 · 17.91
Debt
€70k▼
2024 · €89k
Debt ≤ 1 year
€25k▼
2024 · €34k
Debt > 1 year
€44k▼
2024 · €55k
Income taxes
€6k▲
2024 · €6k
Staff costs
€98k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€225k▼
Fixed assets21/28€152k€136k▼
Intangible fixed assets21€312€42▼
Tangible fixed assets22/27€151k€136k▼
Land and buildings22€126k€119k▼
Plant, machinery and equipment23€1k€826▼
Furniture and vehicles24€25k€16k▼
Current assets29/58€84k€89k▲
Stocks and contracts in progress3€8k€6k▼
Stocks30/36€8k€6k▼
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€3k€3k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€67k€73k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€235k€225k▼
Equity10/15€146k€155k▲
Contributions10/11€18k€18k=
Reserves13€13k€22k▲
Distributable reserves133€13k€22k▲
Profit (loss) carried forward14€116k€116k=
Amounts payable17/49€89k€70k▼
Amounts payable after more than one year17€55k€44k▼
Financial debts170/4€55k€44k▼
Amounts payable within one year42/48€34k€25k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€13k€2k▼
Suppliers440/4€13k€2k▼
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€8k€9k▲
Other amounts payable47/48€185€295▲
Accrued charges and deferred income492/3€536€536=
Income statement
Code20242025
Remuneration, social security and pensions62€97k€98k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€138k€138k▲
Operating profit (loss)9901€18k€16k▼
Financial income75/76B€556€956▲
Recurring financial income75€556€956▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€17k€14k▼
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€127k€124k▼
Profit (loss) brought forward from the previous period14P€116k€116k=
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €155k ▲6%
2 profitable years in a row build equity to €155k.
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-7k ▼133%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Equity above €100kEq €121k ▲25.1%
Equity rises from €96k to €121k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ingelmunstersteenweg 638780 OostrozebekeGround area
1,198 m²
Building footprint
311 m²
Volume, LiDAR
1,579 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAPPY SNACK BVBA
since 19982.088.094.848
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0684/00Z008 | Flanders | 1,078 m² | 1 · 96 m² | 8.3 m · 1 fl. |
| 37010E0684/00L008 | Flanders | 120 m² | 1 · 215 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostrozebeke2.088.094.848
Similar companies · same sector, comparable size
HA. SI.
BE 0821.781.327
Courcelles · Eq €155k
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Antwerpen · Eq €155k
Né me Mé Nieuwpoort
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VILARBEL
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CAFES DE PAUW
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Sint-Gillis (bij-Brussel) · Eq €156k
Of 2,477 companies in sector 47279 we hold annual accounts for 950. 723 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-1998
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
52272
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.