HAPPY FLOWER
ActiveThe computed 12-month bankruptcy probability of HAPPY FLOWER is 2.9% (moderate). The 2025 annual accounts show equity of €45k and a net result of €83k. Equity is shrinking by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 18237 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency65▲+26
Growth58=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.14 in 2024; short-term debt: 60.3% and cash: 79.7% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
73.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
23 d late
2023
33 d early
2022
37 d early
2021
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k=
2024 · €45k
2021: €75k
2022: €132k
2023: €201k
2024: €45k
2021 → 2025
Total assets
€113k▼ 64.5%
2024 · €319k
2021: €100k
2022: €152k
2023: €219k
2024: €319k
2021 → 2025
Net result
€83k▼ 11.2%
2024 · €94k
2021: €30k
2022: €57k
2023: €70k
2024: €94k
2021 → 2025
Working capital
€42k▲ 10.9%
2024 · €38k
2021: €56k
2022: €116k
2023: €190k
2024: €38k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€132k▲ 75.6%€201k▲ 52.8%€45k▼ 77.7%€45k=
Operating result€40k-€77k▲ 90.8%€94k▲ 22.7%€128k▲ 36.0%€114k▼ 10.9%
Net result€30k-€57k▲ 88.7%€70k▲ 22.7%€94k▲ 34.8%€83k▼ 11.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€3k▼ 60.0%
Current assets
€111k▼ 64.6%
Equity and liabilities €113k
Equity
€45k=
Debt
€68k▼ 75.1%
The debt ratio falls from 85.9% to 60.3%. Debt is lower.
Key figures and ratios
EBITDA
€118k▼
2024 · €132k
Cash flow
€88k▼
2024 · €98k
Solvency
39.7%▲
2024 · 14.1%
Current ratio
1.62▲
2024 · 1.14
Quick ratio
1.54▲
2024 · 1.12
Debt / equity
1.52▼
2024 · 6.10
ROE
185.3%▼
2024 · 208.6%
ROA
73.5%▲
2024 · 29.4%
Interest coverage
76.19▼
2024 · 88.40
Debt
€68k▼
2024 · €274k
Debt ≤ 1 year
€68k▼
2024 · €274k
Income taxes
€29k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€319k€113k▼
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€49-
Furniture and vehicles24€7k€3k▼
Current assets29/58€312k€111k▼
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€12k€14k▲
Trade receivables40€12k€13k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€294k€90k▼
Deferred charges and accrued income490/1€103€876▲
Equity and liabilities
Total equity and liabilities10/49€319k€113k▼
Equity10/15€45k€45k=
Contributions10/11€45k€45k=
Profit (loss) carried forward14€0-
Amounts payable17/49€274k€68k▼
Amounts payable within one year42/48€274k€68k▼
Trade debts44€12k€12k▲
Suppliers440/4€12k€12k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€8k€17k▲
Other amounts payable47/48€253k€39k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€386€128▼
Gross operating margin9900€132k€118k▼
Operating profit (loss)9901€128k€114k▼
Financial income75/76B€38€24▼
Recurring financial income75€38€24▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€126k€112k▼
Income taxes67/77€32k€29k▼
Profit (loss) for the period9904€94k€83k▼
Profit (loss) for the period to be appropriated9905€94k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€250k€83k▼
Profit (loss) brought forward from the previous period14P€156k-
Profit to be distributed694/7€250k€83k▼
Return on contributions (dividend)694€250k€83k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Highest result since 2021net €94k ▲34.8%
Operating result €128k, net result €94k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €201k ▲52.8%
3 profitable years in a row build equity to €201k.
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 6.70
Current ratio from 3.24 to 6.70; short-term debt falls from €25k to €20k.
31-12
Financial
Equity above €100kEq €132k ▲75.6%
2 profitable years in a row build equity to €132k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varkensmarkt 71000 BrusselGround area
98 m²
Building footprint
97 m²
Volume, LiDAR
1,176 m³
Parcel 21812N0246/00B000, Brussels · tallest building 17.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HAPPY FLOWER
since 20212.319.762.126
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0246/00B000 | Brussels | 98 m² | 1 · 97 m² | 17.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2021
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.