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HAPPI HOME

Active
Private limited company (pre-2019)founded 200818 yrs activeMarkt 3, 3150 Haacht, BelgiumKBO/BCE: BE 0896.354.036

HAPPI HOME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-38k) and a net result of €-51k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
35 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-64
Solvency17▼-10
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 0.85 in 2024; short-term debt: 102% and cash: 28.8% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8.4%
Return on assets
-11.3%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €-38k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
41 d early
2023
28 d early
2022
130 d early
2021
37 d early
2020
32 d early
2019
34 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€-38k
2024 · €13k
2019: €-17k 2020: €-17k 2021: €77k 2022: €35k 2023: €12k 2024: €13k
2019 → 2025
Total assets
€449k▼ 20.5%
2024 · €565k
2019: €355k 2020: €402k 2021: €515k 2022: €489k 2023: €524k 2024: €565k
2019 → 2025
Net result
€-51k
2024 · €597
2019: €24k 2020: €-73 2021: €94k 2022: €-42k 2023: €-23k 2024: €597
2019 → 2025
Working capital
€-128k▼ 67.5%
2024 · €-76k
2019: €-23k 2020: €-23k 2021: €72k 2022: €-18k 2023: €-73k 2024: €-76k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€77k-€35k▼ 54.4%€12k▼ 64.4%€13k▲ 4.8%€-38k
Operating result€97k-€-41k€-20k▲ 49.5%€18k€-48k
Net result€94k-€-42k€-23k▲ 46.1%€597€-51k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100kOperating result 2021: €97k€97kNet result 2021: €94k€94kOperating result 2022: €-41k€-41kNet result 2022: €-42k€-42kOperating result 2023: €-20k€-20kNet result 2023: €-23k€-23kOperating result 2024: €18k€18kNet result 2024: €597€597Operating result 2025: €-48k€-48kNet result 2025: €-51k€-51k20212022202320242025
The operating result turns negative in 2025: a loss of €48k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets €119k▼ 11.0%
Current assets €331k▼ 23.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€-33k
2024 · €34k
Cash flow
€-36k
2024 · €16k
Solvency
-8.4%
2024 · 2.3%
Current ratio
0.72
2024 · 0.85
Quick ratio
0.72
2024 · 0.85
Debt / equity
-12.91
2024 · 42.18
ROA
-11.3%
2024 · 0.1%
Interest coverage
-5.98
2024 · 6.10
Debt
€487k
2024 · €552k
Debt ≤ 1 year
€458k
2024 · €508k
Debt > 1 year
€29k
2024 · €44k
Income taxes
€0
2024 · €13k
Staff costs
€2.03M
2024 · €2.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€565k€449k
Fixed assets21/28€133k€119k
Intangible fixed assets21€36k€31k
Tangible fixed assets22/27€98k€88k
Land and buildings22€80k€77k
Plant, machinery and equipment23€4k€4k
Furniture and vehicles24€13k€7k
Current assets29/58€431k€331k
Amounts receivable within one year40/41-€50k
Trade receivables40-€49k
Other amounts receivable41-€403
Current investments50/53€155k-
Cash at bank and in hand54/58€101k€129k
Deferred charges and accrued income490/1€175k€152k
Equity and liabilities
Total equity and liabilities10/49€565k€449k
Equity10/15€13k€-38k
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€-20k€-71k
Amounts payable17/49€552k€487k
Amounts payable after more than one year17€44k€29k
Financial debts170/4€44k€29k
Amounts payable within one year42/48€508k€458k
Current portion of amounts payable after more than one year42€182k€16k
Trade debts44€26k€168k
Suppliers440/4€26k€168k
Taxes, remuneration and social security45€291k€274k
Taxes450/3€13k€0
Remuneration and social security454/9€278k€274k
Other amounts payable47/48€9k€14
Accrued charges and deferred income492/3€95€106
Income statement Code20242025
Non-recurring operating income76A-€846
Remuneration, social security and pensions62€2.07M€2.03M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k
Other operating charges640/8€2k€2k
Gross operating margin9900€2.10M€2.00M
Operating profit (loss)9901€18k€-48k
Financial income75/76B€810€2k
Recurring financial income75€810€2k
Financial charges65/66B€6k€5k
Recurring financial charges65€6k€5k
Profit (loss) for the period before taxes9903€13k€-51k
Income taxes67/77€13k€0
Profit (loss) for the period9904€597€-51k
Profit (loss) for the period to be appropriated9905€597€-51k
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€-71k
Profit (loss) brought forward from the previous period14P€-21k€-20k
Social balance
Average headcount (FTE)908766.965.1

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
24-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Weakest financial yearnet €-51k ▼8618%
Net result drops to €-51k, the lowest in the series.
2024
20-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial Back to profitnet €597
Net result €597 after 2 loss-making years.
2023
03-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
24-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial Back to profitnet €94k
Net result €94k after one loss-making year.
2020
29-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Markt 33150 Haacht
Ground area
201 m²
Building footprint
145 m²
Volume, LiDAR
883 m³
Parcel 24033F0436/00F000, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAPPI HOME
Markt 3, 3150 HaachtOther building cleaning and industrial cleaning
since 20082.169.735.194
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24033F0436/00F000 Flanders 201 m² 1 · 145 m² 11.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 18 entries · 5,669,554 EUR awarded · 5,663,558 EUR paid
Year Entries awardedpaid
2025 5 1,438,555 EUR1,437,867 EUR
2024 5 1,463,619 EUR1,463,188 EUR
2023 5 1,466,072 EUR1,462,841 EUR
2022 3 1,301,308 EUR1,299,662 EUR
Schemes
Dienstencheques
4 entries · 5,635,059 EUR · 5,635,059 EUR paid · Departement Werk en Sociale Economie
Opleidingsfonds dienstencheques
5 entries · 16,364 EUR · 10,368 EUR paid · Departement Werk en Sociale Economie
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
4 entries · 10,856 EUR · 10,856 EUR paid · Departement Werk en Sociale Economie
Vlaams opleidingsverlof (VOV)
2 entries · 6,890 EUR · 6,890 EUR paid · Departement Werk en Sociale Economie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 385 EUR · 385 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions: source did not answer, try again later.

Similar companies · same sector, comparable size

Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 1,918 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-2008
Fiscal year end31-03
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:info@happi-home.be
Enterprise
Phone:016/850545
Enterprise