HAPOLY
ActiveSummary
HAPOLY has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,284 and a net result of €1,716. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 81% of 13,660 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €25,284
- Profit
- €1,716
Why 97raises riskSize: total assets €32,448lowers riskLiquidity: current ratio 4.47, cash €24,970Founded in 2013Equity €25,284 (77.9% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 91% on liquidity, 64% on profitability and 60% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €1,716
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €2,858 after a loss of €1,133 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €253 | €253 | €313 | €560 | €763 | €704 | €204 | €144 | ▼ 29.2% |
| Other operating charges640/8 | - | - | - | €479 | €480 | €523 | €535 | €550 | ▲ 2.7% |
| Gross operating margin9900 | €6,609 | €6,677 | €1,654 | -€634 | €938 | €5,384 | -€394 | €3,552 | - |
| Operating profit (loss)9901 | €5,862 | €5,949 | €864 | -€1,673 | -€305 | €4,156 | -€1,133 | €2,858 | - |
| Recurring financial income75 | - | €0 | €1 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €52 | €54 | €210 | €59 | €55 | ▼ 5.3% |
| Recurring financial charges65 | €39 | €49 | €45 | €52 | €54 | €210 | €59 | €55 | ▼ 5.3% |
| Profit (loss) for the period before taxes9903 | €5,823 | €5,900 | €819 | -€1,724 | -€359 | €3,947 | -€1,191 | €2,803 | - |
| Income taxes67/77 | - | €488 | €420 | - | - | €1,148 | €139 | €1,087 | ▲ 680% |
| Profit (loss) for the period9904 | €5,823 | €5,412 | €399 | -€1,724 | -€359 | €2,798 | -€1,331 | €1,716 | - |
| Profit (loss) for the period to be appropriated9905 | €5,823 | €5,412 | €399 | -€1,724 | -€359 | €2,798 | -€1,331 | €1,716 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €23,279 | €29,669 | €30,964 | €29,733 | €26,867 | €30,610 | €29,597 | €32,448 | ▲ 9.6% |
| Fixed assets21/28 | €506 | €253 | €1,010 | €1,671 | €908 | €204 | - | €442 | - |
| Tangible fixed assets22/27 | €506 | €253 | €1,010 | €1,671 | €908 | €204 | - | €442 | - |
| Furniture and vehicles24 | - | - | - | €1,671 | €908 | €204 | - | €442 | - |
| Current assets29/58 | €22,772 | €29,416 | €29,954 | €28,062 | €25,959 | €30,407 | €29,597 | €32,006 | ▲ 8.1% |
| Amounts receivable within one year40/41 | €4,913 | €5,790 | €8,240 | €6,028 | €5,678 | €5,639 | €6,002 | €7,036 | ▲ 17.2% |
| Trade receivables40 | - | - | - | €6,028 | €5,678 | €5,639 | €6,002 | €7,036 | ▲ 17.2% |
| Cash at bank and in hand54/58 | €17,339 | €23,577 | €21,667 | €22,023 | €20,268 | €23,672 | €23,595 | €24,970 | ▲ 5.8% |
| Deferred charges and accrued income490/1 | - | - | - | €11 | €13 | €1,096 | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €23,279 | €29,669 | €30,964 | €29,733 | €26,867 | €30,610 | €29,597 | €32,448 | ▲ 9.6% |
| Equity10/15 | €18,373 | €23,785 | €24,184 | €22,460 | €22,101 | €24,899 | €23,568 | €25,284 | ▲ 7.3% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €5,341 | €5,341 | €5,584 | €3,860 | €3,860 | €6,299 | €6,299 | €6,684 | ▲ 6.1% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €2,000 | €2,000 | €4,439 | €4,439 | €4,824 | ▲ 8.7% |
| Profit (loss) carried forward14 | -€5,569 | -€156 | - | - | -€359 | - | -€1,331 | - | - |
| Amounts payable17/49 | €4,906 | €5,884 | €6,780 | €7,274 | €4,766 | €5,711 | €6,029 | €7,164 | ▲ 18.8% |
| Amounts payable within one year42/48 | €4,862 | €5,654 | €6,735 | €7,274 | €4,728 | €5,670 | €5,041 | €7,164 | ▲ 42.1% |
| Trade debts44 | - | €185 | €1,000 | €1,000 | €1,000 | - | - | €2,005 | - |
| Suppliers440/4 | - | - | - | €1,000 | €1,000 | - | - | €2,005 | - |
| Taxes, remuneration and social security45 | - | - | - | €2,711 | €3,104 | €4,745 | €4,117 | €4,235 | ▲ 2.9% |
| Taxes450/3 | - | - | - | €611 | €1,004 | €2,945 | €2,317 | €2,435 | ▲ 5.1% |
| Remuneration and social security454/9 | - | - | - | €2,100 | €2,100 | €1,800 | €1,800 | €1,800 | = |
| Other amounts payable47/48 | - | - | - | €3,562 | €624 | €924 | €924 | €924 | = |
| Accrued charges and deferred income492/3 | - | - | - | - | €38 | €42 | €988 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,823 | €5,412 | €399 | -€1,724 | -€359 | €2,798 | -€1,331 | €1,716 | - |
| + Depreciation and write-downs630 | €253 | €253 | €313 | €560 | €763 | €704 | €204 | €144 | ▼ 29.2% |
| Operating cash flow (approximation) | €6,076 | €5,665 | €711 | -€1,164 | €404 | €3,502 | -€1,127 | €1,860 | - |
| Investment in fixed assets (approximation) | - | €0 | -€1,069 | -€1,221 | €0 | €0 | - | - | - |
| Change in cash | - | €6,237 | -€1,910 | €357 | -€1,755 | €3,404 | -€77 | €1,375 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 30-07-2026 | 2026-00358015 |
| 31-12-2024 | micro format | 31-07-2025 | 2025-00340830 |
| 31-12-2023 | micro format | 30-07-2024 | 2024-00317809 |
| 31-12-2022 | micro format | 08-08-2023 | 2023-00320745 |
| 31-12-2021 | micro format | 28-06-2022 | 2022-20099592 |
| 31-12-2020 | micro format | 30-06-2021 | 2021-27000013 |
| 31-12-2019 | micro format | 27-08-2020 | 2020-45000036 |
| 31-12-2018 | micro format | 19-07-2019 | 2019-34400261 |
| 31-12-2017 | micro format | 06-07-2018 | 2018-29000578 |
| 31-12-2016 | micro format | 07-06-2017 | 2017-14900338 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ANDRIES Hilde Jozef Johanna |
|
Owners and capital
Capital and shareholders
- 26-04-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
26-04
Gazette deed
Resignation: ANDRIES Hilde Jozef Johanna (manager)Appointment: ANDRIES Hilde Jozef Johanna (director) · Amendment of the articles · Capital conversion11 facts ▸
- General meeting, 11-04-2023
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen statutair onbeschikbare eigen vermogensrekening aangelegd bij toepassing artikel 39,§2,tweede lid wet 23-03-2019, middelen beschikbaar voor uitkerin…” (deed in Dutch)
- Capital
- Director resignation, ANDRIES Hilde Jozef Johanna (manager)
- Director appointment, ANDRIES Hilde Jozef Johanna (director (not named in the articles))
- Other provision, “kwijting ontslagnemende zaakvoerder, algemene vergadering zal beslissen over kwijting voor uitoefening mandaat” (deed in Dutch)
- Registered-office move, 2800 Mechelen,Maurits Sabbestraat 83/301
- Other provision, “hilde@hapoly.be, e-mailadres vennootschap” (deed in Dutch)
- Other provision, “stemming besluiten, eenparigheid van stemmen” (deed in Dutch)
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12402B0488/00Y000 | Flanders | 297 m² | 1 · 271 m² | 12.6 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het optreden als tussenpersoon in de handel voor eender welke goederen en diensten; Het optreden als…” (deed in Dutch)
15 activities (deed in Dutch)
- Het optreden als tussenpersoon in de handel voor eender welke goederen en diensten
- Het optreden als bemiddelaar,tussenpersoon,commissionaris,consessionaris en promotor inzake alle mogelijke handelsverrichtingen en dienstprestaties ten algemene titel,waarbij de vennootschap enkel optreedt als instantie die partijen met een mogelijk gemeenschappelijk belang samenbrengt
- Aankopen,verkopen,distribueren van polymeren,kunststoffen en plastic grondstoffen
- Optreden als tussenpersoon in de handel van polymeren,kunststoffen en plastic grondstoffen
- Consultancy,advies omtrent productkennis,product specificaties,marktinzicht en gespecialiseerde klantenondersteuning in de markt van polymeren,kunststoffen en plastic grondstoffen
- Vertalen,copywriting
- Artikels en teksten schrijven,opmaken,nalezen en corrigeren
- Administratieve ondersteuning van bedrijven
- Kopen,verkopen,huren en verhuren van onroerende goederen zonder de functie van makelaar uit te oefenen
- Kopen,verkopen,huren en verhuren van roerende goederen
- Organiseren van events
- Reisbegeleiding
- Handel in wijn,geestrijke dranken en delicatessen
- Handel in dierenbenodigdheden
- Aankopen en verkopen van DVD's,Cd's,strips,LP's en games,nieuw en tweedehands
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- HAPOLY
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, voor zover geen wijziging toepasselijk taalregime” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, één of meer bestuurders” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met WVV-voorgeschreven vermeldingen” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor helft ten laste overdrager en helft ten laste koper(s) naar evenredigheid verworven aantal bij meer…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte nieuwe aandelen, per e-mail aan aandeelhouders,voor personen zonder e-mailadres per gewone post op zelfde dag…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 19:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed